Riskpilot← Back to searchSign inGet full accessCREDITREFORM ApS
APSActiveCVR 28489803Torvegade 6Activities of collection agencies and credit bureaus · NACE 8291Est. 2005— employees
Revenue 2025
DKK -13K
-19% vs 2024
EBITDA margin
100.0%
+19% vs 2024
Equity ratio
78.6%
Financial strength
Net profit 2025
DKK -13K
+20% vs 2024
| Revenue | DKK -13K | -19% |
| EBITDA | DKK -13K | +19% |
| Net profit | DKK -13K | +20% |
| Total assets | DKK 53K | -22% |
| Equity | DKK 42K | -23% |
| Employees | — | — |
Legal name
CREDITREFORM ApS
CVR number
28489803
Legal form
Anpartsselskab
NACE code
8291 · Activities of collection agencies and credit bureaus
Founded
1. februar 2005
Share capital
DKK 150.000
Employees
—
VAT registered
Yes
Audit selected
No
Last report
2025-12-31
Financial year
January – December
Signatory rights
Selskabet tegnes af én direktør alene.
Company purpose
Selskabets formål er inkassovirksomhed, kreditvurdering, fakturabelåning, køb og salg af fordringer og dermed beslægtet virksomhed.
Address
Torvegade 6
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Revenue | -12 | -11 | -14 | -15 | -13 |
| Staff expenses | -0 | -0 | -0 | -0 | -0 |
| EBITDA | -12 | -11 | -14 | -15 | -13 |
| Depreciation & amort. | -0 | -0 | -0 | -0 | -0 |
| EBIT | -12 | -11 | -14 | -15 | -13 |
| Net financials | -1 | -0 | -0 | -0 | -0 |
| Profit before tax | -13 | -11 | -14 | -16 | -13 |
| Tax | -0 | -0 | -0 | -0 | -0 |
| Net profit | -13 | -11 | -14 | -16 | -13 |
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Total assets | 107 | 95 | 83 | 68 | 53 |
| Equity | 95 | 84 | 70 | 54 | 42 |
| Long-term debt | 0 | 0 | 0 | 0 | 0 |
| Short-term debt | 11 | 10 | 13 | 13 | 11 |
| Total debt | 11 | 10 | 13 | 13 | 11 |
EBITDA margin
-1250900.0%
This company
15.8%
Market median
-7917189% vs market
20212025
Equity ratio
78.6%
This company
38.2%
Market median
+106% vs market
20212025
Return on equity
-30.3%
This company
18.4%
Market median
-265% vs market
20212025
Net profit margin
-1258400.0%
This company
8.1%
Market median
-15535902% vs market
20212025
Asset turnover
-0.24×
This company
1.12×
Market median
-121% vs market
20212025
Debt / equity
0.27×
This company
0.62×
Market median
+56% vs market
20212025
- Annual report 2025Filed via CVR / Virk · Period 2025-01-01 – 2025-12-31
- Annual report 2024Filed via CVR / Virk · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via CVR / Virk · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via CVR / Virk · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via CVR / Virk · Period 2021-01-01 – 2021-12-31
| Name | Role | Member since |
|---|---|---|
| Current (2) | ||
RB Founder | Founder | 2005 |
ST Chief Executive Officer | Chief Executive Officer | 2017 |
| Former (2) | ||
OK Management | Management | 2005 – 2017 |
MS Management | Management | 2005 – 2011 |
No data on file.
| Shareholder | Type | Ownership | Votes | Since |
|---|---|---|---|---|
| Individual | 100% | 100% | 2017 |
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
No registered parent or subsidiaries
Board members of CREDITREFORM ApS also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| R.H. Beteiligungs GmbH | Founder | 0 companies |
| Oskar Karl Richard Hanisch | Management | 0 companies |
| Sven Torben Hanisch | Chief Executive Officer | 0 companies |
| Michael Stellmacher | Management | 0 companies |