Riskpilot← Back to searchSign inGet full accessJärvi-Suomen Osuuspankki
OPActiveY-tunnus 0172704-1Kuiluntie 5Other monetary intermediation · NACE 6419Est. 191116 employees
Revenue 2025
EUR 22K
EBITDA margin
35.8%
-100% vs 2024
Equity ratio
37.9%
Financial strength
Net profit 2025
EUR 7K
-100% vs 2024
| Revenue | EUR 22K | — |
| EBITDA | EUR 8K | -100% |
| Net profit | EUR 7K | -100% |
| Total assets | EUR 181K | -100% |
| Equity | EUR 69K | +299013% |
| Employees | 16 | — |
Legal name
Järvi-Suomen Osuuspankki
Y-tunnus number
0172704-1
Legal form
Osuuspankki
NACE code
6419 · Other monetary intermediation
Founded
11. heinäkuuta 1911
Share capital
—
Employees
16 (FTE)
VAT registered
No
Audit selected
No
Last report
2025-12-31
Financial year
January – December
Signatory rights
Hallituksen puheenjohtaja ja toimitusjohtaja yhdessä
Company purpose
Osuuspankin tarkoituksena on harjoittaa jäsentensä omistamana osuuskuntamuotoisena talletuspankkina luottolaitostoimintaa jäsentensä ja asiakkaidensa taloudellisen menestyksen tukemiseksi. Osuuspankin palveluita saavat käyttää muutkin kuin jäsenet. Osuuspankki tarjoaa sijoituspalvelulain 1 luvun 11§:n mukaisia sijoituspalveluja.
Address
Kuiluntie 5
Phone
+3580172644200
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2022 | 2024 | 2025 |
|---|---|---|---|
| Revenue | 0 | 0 | 22 |
| Staff expenses | −3 332 | −4 156 | −4 |
| EBITDA | −4 782 | 7 974 | 8 |
| Depreciation & amort. | −7 | −0 | −0 |
| EBIT | −4 789 | 7 974 | 8 |
| Net financials | 13 837 | 17 359 | 0 |
| Profit before tax | 9 048 | 25 933 | 8 |
| Tax | 493 | 1 664 | 1 |
| Net profit | 8 555 | 24 270 | 7 |
| Item | 2022 | 2024 | 2025 |
|---|---|---|---|
| Total assets | 31 003 | 687 619 | 181 |
| Equity | 0 | 0 | 69 |
| Long-term debt | — | 0 | 0 |
| Short-term debt | 0 | 27 | 0 |
| Total debt | 0 | 27 | 0 |
EBITDA margin
35.8%
This company
15.8%
Market median
+127% vs market
20222025
Equity ratio
37.9%
This company
38.2%
Market median
+1% vs market
20222025
Return on equity
10.0%
This company
18.4%
Market median
-46% vs market
20222025
Net profit margin
31.0%
This company
8.1%
Market median
+283% vs market
20222025
Asset turnover
0.12×
This company
1.12×
Market median
-89% vs market
20222025
Debt / equity
1.64×
This company
0.62×
Market median
-165% vs market
20222025
| Name | Role | Member since |
|---|---|---|
| Current (33) | ||
SL Person with significant control | Person with significant control | 2021 |
RK Person with significant control | Person with significant control | 2021 |
HE Person with significant control | Person with significant control | 2021 |
IA Person with significant control | Person with significant control | 2024 |
AL Person with significant control | Person with significant control | 2020 |
SK Person with significant control | Person with significant control | 2020 |
MS Person with significant control | Person with significant control | 2020 |
RO Person with significant control | Person with significant control | 2025 |
AE Person with significant control | Person with significant control | 2025 |
JR Chief Executive Officer | Chief Executive Officer | 2026 |
MK Person with significant control | Person with significant control | 2021 |
HN Person with significant control | Person with significant control | 2023 |
AM Person with significant control | Person with significant control | 2022 |
SH Person with significant control | Person with significant control | 2020 |
KM Person with significant control | Person with significant control | 2021 |
HM Person with significant control | Person with significant control | 2024 |
JP Deputy Chief Executive Officer | Deputy Chief Executive Officer | 2026 |
MA Person with significant control | Person with significant control | 2025 |
JM Person with significant control | Person with significant control | 2020 |
HT Person with significant control | Person with significant control | 2021 |
PM Person with significant control | Person with significant control | 2020 |
SS Person with significant control | Person with significant control | 2020 |
MI Person with significant control | Person with significant control | 2025 |
AS Person with significant control | Person with significant control | 2023 |
SP Person with significant control | Person with significant control | 2025 |
PA Person with significant control | Person with significant control | 2020 |
FS Person with significant control | Person with significant control | 2024 |
SO Person with significant control | Person with significant control | 2020 |
US Person with significant control | Person with significant control | 2025 |
TH Person with significant control | Person with significant control | 2020 |
EE Person with significant control | Person with significant control | 2021 |
PJ Person with significant control | Person with significant control | 2025 |
TO Person with significant control | Person with significant control | 2024 |
| Former (24) | ||
MS Person with significant control | Person with significant control | 2020 – 2025 |
KN Person with significant control | Person with significant control | 2024 – 2025 |
PJ Person with significant control | Person with significant control | 2020 – 2021 |
RH Person with significant control | Person with significant control | 2020 – 2022 |
TK Person with significant control | Person with significant control | 2020 – 2023 |
JT Person with significant control | Person with significant control | 2021 – 2023 |
BP Person with significant control | Person with significant control | 2021 – 2023 |
AH Person with significant control | Person with significant control | 2020 – 2021 |
PS Person with significant control | Person with significant control | 2020 – 2025 |
AS Person with significant control | Person with significant control | 2021 – 2024 |
HT Person with significant control | Person with significant control | 2020 – 2023 |
JT Person with significant control | Person with significant control | 2025 – 2026 |
PA Person with significant control | Person with significant control | 2021 – 2024 |
TM Person with significant control | Person with significant control | 2021 – 2023 |
NE Person with significant control | Person with significant control | 2020 – 2022 |
TM Person with significant control | Person with significant control | 2020 – 2022 |
PH Person with significant control | Person with significant control | 2020 – 2025 |
AM Person with significant control | Person with significant control | 2021 – 2025 |
LK Person with significant control | Person with significant control | 2020 – 2025 |
SM Chief Executive Officer | Chief Executive Officer | 2014 – 2025 |
HS Person with significant control | Person with significant control | 2021 – 2022 |
KL Person with significant control | Person with significant control | 2020 – 2023 |
MK Person with significant control | Person with significant control | 2021 – 2022 |
ML Person with significant control | Person with significant control | 2024 – 2025 |
| Name | Role | Member since |
|---|---|---|
| Current (28) | ||
| Board of Directors | 2020 | |
| Board of Directors | 2025 | |
| Board of Directors | 2021 | |
| Board of Directors | 2021 | |
| Board of Directors | 2026 | |
| Board of Directors | 2023 | |
| Board of Directors | 2021 | |
| Board of Directors | 2020 | |
| Board of Directors | 2020 | |
| Board of Directors | 2020 | |
| Chairperson | 2025 | |
| Board of Directors | 2021 | |
| Board of Directors | 2020 | |
| Board of Directors | 2020 | |
| Board of Directors | 2024 | |
| Chairperson | 2020 | |
| Board of Directors | 2025 | |
| Board of Directors | 2021 | |
| Board of Directors | 2020 | |
| Board of Directors | 2025 | |
| Board of Directors | 2023 | |
| Board of Directors | 2020 | |
| Board of Directors | 2020 | |
| Board of Directors | 2020 | |
| Board of Directors | 2020 | |
| Board of Directors | 2021 | |
| Board of Directors | 2020 | |
| Board of Directors | 2021 | |
| Former (15) | ||
| Board of Directors | 2021 – 2024 | |
| Board of Directors | 2020 – 2021 | |
| Board of Directors | 2020 – 2021 | |
| Board of Directors | 2020 – 2021 | |
| Board of Directors | 2020 – 2021 | |
| Board of Directors | 2020 – 2021 | |
| Board of Directors | 2020 – 2021 | |
| Board of Directors | 2020 – 2021 | |
| Board of Directors | 2020 – 2021 | |
| Board of Directors | 2020 – 2021 | |
| Board of Directors | 2020 – 2021 | |
| Board of Directors | 2020 – 2021 | |
| Board of Directors | 2021 – 2026 | |
| Board of Directors | 2020 – 2023 | |
| Board of Directors | 2020 – 2021 | |
No shareholder data available.
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
Järvi-Suomen Osuuspankki 
Kiinteistö Oy Siilinjärven PankkikeskusBoard members of Järvi-Suomen Osuuspankki also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Mari Silja Marketta Tanskanen | Person with significant control | 0 companies |
| Krista-Anneka Nevasaari | Person with significant control | 0 companies |
| Sanna Leena Maria Autio | Person with significant control | 0 companies |
| Raija Katariina Jokilehto | Person with significant control | 0 companies |
| Henna Elisa Järvenpää | Person with significant control | 0 companies |
| Iida Anna Tuulikki Pihlakari | Person with significant control | 0 companies |
| Anna Liisa Pihkakangas | Person with significant control | 0 companies |
| Sanna Kaarina Voutilainen | Person with significant control | 0 companies |
| Mirja Silvennoinen | Person with significant control | 0 companies |
| Piia Johanna Laakkonen | Person with significant control | 0 companies |
| Risto Olavi Savolainen | Person with significant control | 0 companies |
| Anni Elina Kuronen | Person with significant control | 0 companies |
| Jari-Pekka Raatikainen | Chief Executive Officer | 0 companies |
| Marjo Kyllikki Saari | Person with significant control | 0 companies |
| Riitta Helena Suomalainen | Person with significant control | 0 companies |
| Heli Niina Kaarina Mertanen | Person with significant control | 0 companies |
| Tarja Katriina Parviainen | Person with significant control | 0 companies |
| Juha-Matti Tapani Kujala | Person with significant control | 0 companies |
| Anne Mari Puolakka | Person with significant control | 0 companies |
| Bruno Petteri Liettyä | Person with significant control | 0 companies |
| Sirpa Helena Hakkarainen | Person with significant control | 0 companies |
| Katja Maria Laakso | Person with significant control | 0 companies |
| Henna Marianne Rantala | Person with significant control | 0 companies |
| Airi Helena Pulkkinen | Person with significant control | 0 companies |
| Päivi Sylvia Kuosmanen | Person with significant control | 0 companies |
| Aija Sisko Perkkiö | Person with significant control | 0 companies |
| Jussi Pekka Ensio Kiiski | Deputy Chief Executive Officer | 0 companies |
| Mari Anitta Tuovinen | Person with significant control | 0 companies |
| Hannele Tuulikki Partanen | Person with significant control | 0 companies |
| Jaana Maarit Laukkanen | Person with significant control | 0 companies |
| Jaakko Tapio Hyvönen | Person with significant control | 0 companies |
| Pirjo Anita Palosaari | Person with significant control | 0 companies |
| Heli Tuulia Kolehmainen | Person with significant control | 0 companies |
| Päivi Maarit Winter | Person with significant control | 0 companies |
| Teemu Matias Kinnunen | Person with significant control | 0 companies |
| Niina Elina Antikainen | Person with significant control | 0 companies |
| Seija Sinikka Pelkonen | Person with significant control | 0 companies |
| Tiina Maarit Haakana | Person with significant control | 0 companies |
| Mari Irene Koski | Person with significant control | 0 companies |
| Anniina Sofia Korhonen | Person with significant control | 0 companies |
| Sari Pauliina Valtonen | Person with significant control | 0 companies |
| Pirjo Anneli Lankinen | Person with significant control | 0 companies |
| Päivi Hannele Rusanen | Person with significant control | 0 companies |
| Amalia Matilda Pekkarinen | Person with significant control | 0 companies |
| Leena Kaarina Rautiainen | Person with significant control | 0 companies |
| Soile Maarit Pusa | Chief Executive Officer | 0 companies |
| Fanny Sofia Margareta Hjelm | Person with significant control | 0 companies |
| Silja Orvokki Kumpulainen | Person with significant control | 0 companies |
| Ulla Sinikka Korhonen | Person with significant control | 0 companies |
| Tarja Hannele Myöhänen | Person with significant control | 0 companies |
| Eija Eliisa Kumpulainen | Person with significant control | 0 companies |
| Heli Susanna Harju | Person with significant control | 0 companies |
| Katri Leena Maria Leikkainen | Person with significant control | 0 companies |
| Petri Jalmar Vainio-Pekka | Person with significant control | 0 companies |
| Miika Kristian Kekola | Person with significant control | 0 companies |
| Mari Liisa Jäntti | Person with significant control | 0 companies |
| Tommi Oskari Jokinen | Person with significant control | 0 companies |
| Kati Marja Kantanen | Board of Directors | 0 companies |
| Minna Kristiina Meriläinen | Board of Directors | 0 companies |
| Tomi Antero Vähäkangas | Board of Directors | 0 companies |
| Matti Erkki Johannes Kynsijärvi | Board of Directors | 0 companies |
| Minna Maarit Aho | Board of Directors | 0 companies |
| Katja Anna Maria Asikainen | Board of Directors | 0 companies |
| Kirsti Hannele Villman | Board of Directors | 0 companies |
| Ilja Viljami Venäläinen | Board of Directors | 0 companies |
| Kari Tapani Vikelä | Board of Directors | 0 companies |
| Jarno Matti Juhani Paananen | Board of Directors | 0 companies |
| Paula Kristiina Ålander | Board of Directors | 0 companies |
| Paavo Johannes Rautiainen | Board of Directors | 0 companies |
| Mari Kaisa Nyyssönen | Board of Directors | 0 companies |
| Antti Kalervo Kahelin | Board of Directors | 0 companies |
| Ritva Anneli Jauhiainen | Board of Directors | 0 companies |
| Tuula Hannele Parkkonen-Suhonen | Board of Directors | 0 companies |
| Samuli Mikael Hyvönen | Board of Directors | 0 companies |
| Tuomo Samuli Seppälä | Board of Directors | 0 companies |
| Veli Pekka Ilmari Miettinen | Board of Directors | 0 companies |
| Matti Juhani Hartikainen | Chairperson | 0 companies |
| Jorma Tapio Niemonen | Board of Directors | 0 companies |
| Anna-Kaisa Huttunen | Board of Directors | 0 companies |
| Ilkka Tapani Miettinen | Board of Directors | 0 companies |
| Jyrki Juhani Viinikka | Board of Directors | 0 companies |
| Ari Olavi Voutilainen | Chairperson | 0 companies |
| Maria Katariina Tofferi | Board of Directors | 0 companies |
| Ulla Satu Birgitta Karjula | Board of Directors | 0 companies |
| Unto Kalervo Kananen | Board of Directors | 0 companies |
| Tuomas Heikki Antero Juntunen | Board of Directors | 0 companies |
| Simo Tuomas Sutinen | Board of Directors | 0 companies |
| Kreettastiina Isohanni-Niiranen | Board of Directors | 0 companies |
| Sari Hannele Antikainen | Board of Directors | 0 companies |
| Heli Terttu Marjaana Pitkänen | Board of Directors | 0 companies |
| Mauri Ville Säisä | Board of Directors | 0 companies |
| Anna Riitta Lappalainen | Board of Directors | 0 companies |
| Heli Annika Kuvaja | Board of Directors | 0 companies |
| Timo Tapani Liimatainen | Board of Directors | 0 companies |
| Ulla Kaarina Mikkanen | Board of Directors | 0 companies |
| Seppo Antero Snellman | Board of Directors | 0 companies |
| Kalevi Matias Kinnunen | Board of Directors | 0 companies |
| Katja Riitta Maaria Kyllönen | Board of Directors | 0 companies |
| Hannu Olavi Rasi | Board of Directors | 0 companies |
| Matti Juhani Kokkonen | Board of Directors | 0 companies |