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OPActiveY-tunnus 0178886-4Kauppatie 77-B3Other activities auxiliary to financial services, except insurance and pension funding · NACE 6619Est. 192669 employees
Revenue 2023
EUR 574K
EBITDA margin
8340.3%
+975% vs 2022
Equity ratio
7.4%
Financial strength
Net profit 2023
EUR 79
-100% vs 2022
| Revenue | EUR 574K | — |
| EBITDA | EUR 47,9M | +975% |
| Net profit | EUR 79 | -100% |
| Total assets | EUR 843,6M | +1458% |
| Equity | EUR 62,4M | -16% |
| Employees | 69 | — |
Legal name
Pohjanmaan Osuuspankki
Y-tunnus number
0178886-4
Legal form
Osuuspankki
NACE code
6619 · Other activities auxiliary to financial services, except insurance and pension funding
Founded
20. huhtikuuta 1926
Share capital
—
Employees
69 (FTE)
VAT registered
No
Audit selected
No
Last report
2023-12-31
Financial year
January – December
Signatory rights
Hallituksen puheenjohtaja ja toimitusjohtaja yhdessä
Company purpose
Osuuspankin tarkoituksena on harjoittaa jäsentensä omistamana osuuskuntamuotoisena talletuspankkina luottolaitostoimintaa jäsentensä ja asiakkaidensa taloudellisen menestyksen tukemiseksi. Osuuspankin palveluita saavat käyttää muutkin kuin jäsenet. Osuuspankki tarjoaa sijoituspalvelulain mukaisia sijoituspalveluja ja oheispalveluja toimilupansa mukaisesti.
Address
Kauppatie 77-B3
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2022 | 2023 |
|---|---|---|
| Revenue | 0 | 574 |
| Staff expenses | −4 347 | 0 |
| EBITDA | −5 468 | 47 850 |
| Depreciation & amort. | −17 | −37 179 |
| EBIT | −5 486 | 10 671 |
| Net financials | 17 360 | 28 715 |
| Profit before tax | 15 256 | 0 |
| Tax | 131 | 0 |
| Net profit | 15 125 | 0 |
| Item | 2022 | 2023 |
|---|---|---|
| Total assets | 54 127 | 843 564 |
| Equity | 74 204 | 62 382 |
| Long-term debt | 4 351 | 63 |
| Short-term debt | 708 196 | 10 402 |
| Total debt | 712 548 | 758 101 |
EBITDA margin
8340.3%
This company
15.8%
Market median
+52687% vs market
20222023
Equity ratio
7.4%
This company
38.2%
Market median
-81% vs market
20222023
Return on equity
0.0%
This company
18.4%
Market median
-100% vs market
20222023
Net profit margin
0.0%
This company
8.1%
Market median
-100% vs market
20222023
Asset turnover
0.00×
This company
1.12×
Market median
-100% vs market
20222023
Debt / equity
12.52×
This company
0.62×
Market median
-1919% vs market
20222023
| Name | Role | Member since |
|---|---|---|
| Current (27) | ||
PM Person with significant control | Person with significant control | 2021 |
SA Person with significant control | Person with significant control | 2022 |
EM Person with significant control | Person with significant control | 2025 |
AT Person with significant control | Person with significant control | 2020 |
EI Person with significant control | Person with significant control | 2020 |
MA Person with significant control | Person with significant control | 2020 |
NM Person with significant control | Person with significant control | 2020 |
TT Person with significant control | Person with significant control | 2022 |
HM Chief Executive Officer | Chief Executive Officer | 2017 |
JK Person with significant control | Person with significant control | 2020 |
AA Person with significant control | Person with significant control | 2020 |
MT Person with significant control | Person with significant control | 2020 |
KM Deputy Chief Executive Officer | Deputy Chief Executive Officer | 2024 |
MK Person with significant control | Person with significant control | 2020 |
KA Person with significant control | Person with significant control | 2020 |
HS Person with significant control | Person with significant control | 2020 |
VL Person with significant control | Person with significant control | 2025 |
AK Person with significant control | Person with significant control | 2024 |
SS Person with significant control | Person with significant control | 2020 |
KM Person with significant control | Person with significant control | 2020 |
HK Person with significant control | Person with significant control | 2020 |
AJ Person with significant control | Person with significant control | 2020 |
SJ Person with significant control | Person with significant control | 2020 |
JM Person with significant control | Person with significant control | 2024 |
EJ Person with significant control | Person with significant control | 2025 |
JH Person with significant control | Person with significant control | 2020 |
AB Person with significant control | Person with significant control | 2020 |
| Former (11) | ||
JH Person with significant control | Person with significant control | 2020 – 2022 |
SJ Person with significant control | Person with significant control | 2022 – 2024 |
PK Person with significant control | Person with significant control | 2020 – 2022 |
MA Person with significant control | Person with significant control | 2021 – 2025 |
PH Person with significant control | Person with significant control | 2020 – 2021 |
MM Person with significant control | Person with significant control | 2023 – 2026 |
PJ Person with significant control | Person with significant control | 2020 – 2022 |
KL Person with significant control | Person with significant control | 2020 – 2024 |
MM Person with significant control | Person with significant control | 2023 – 2026 |
MK Person with significant control | Person with significant control | 2023 – 2026 |
MM Person with significant control | Person with significant control | 2020 – 2024 |
| Name | Role | Member since |
|---|---|---|
| Current (34) | ||
| Board of Directors | 2020 | |
| Board of Directors | 2020 | |
| Board of Directors | 2020 | |
| Chairperson | 2020 | |
| Board of Directors | 2020 | |
| Board of Directors | 2020 | |
| Board of Directors | 2020 | |
| Board of Directors | 2020 | |
| Board of Directors | 2020 | |
| Board of Directors | 2020 | |
| Board of Directors | 2020 | |
| Board of Directors | 2023 | |
| Board of Directors | 2020 | |
| Board of Directors | 2020 | |
| Board of Directors | 2020 | |
| Board of Directors | 2020 | |
| Board of Directors | 2025 | |
| Board of Directors | 2020 | |
| Board of Directors | 2020 | |
| Board of Directors | 2020 | |
| Board of Directors | 2020 | |
| Board of Directors | 2022 | |
| Board of Directors | 2020 | |
| Board of Directors | 2020 | |
| Board of Directors | 2020 | |
| Board of Directors | 2020 | |
| Board of Directors | 2023 | |
| Board of Directors | 2020 | |
| Board of Directors | 2020 | |
| Board of Directors | 2020 | |
| Board of Directors | 2020 | |
| Board of Directors | 2020 | |
| Board of Directors | 2020 | |
| Chairperson | 2020 | |
| Former (4) | ||
| Board of Directors | 2020 – 2024 | |
| Board of Directors | 2020 – 2023 | |
| Board of Directors | 2020 – 2023 | |
| Board of Directors | 2020 – 2022 | |
No shareholder data available.
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
No registered parent or subsidiaries
Board members of Pohjanmaan Osuuspankki also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Pirjo Marjatta Kangas | Person with significant control | 0 companies |
| Sanna Amanda Ristaniemi | Person with significant control | 0 companies |
| Jarmo Heikki Hietamäki | Person with significant control | 0 companies |
| Elina Marjatta Huhtamäki | Person with significant control | 0 companies |
| Sani Jaana Sofia Hosio | Person with significant control | 0 companies |
| Antti Tuomas Kotaniemi | Person with significant control | 0 companies |
| Elina Inkeri Alapiha | Person with significant control | 0 companies |
| Marjut Anneli Mäntyniemi | Person with significant control | 0 companies |
| Nina Marika Hannus | Person with significant control | 0 companies |
| Pia Kristiina Syrenius | Person with significant control | 0 companies |
| Tiina Tuulikki Sippola | Person with significant control | 0 companies |
| Hanna Marjatta Linna | Chief Executive Officer | 0 companies |
| Juha Kalevi Santaharju | Person with significant control | 0 companies |
| Maria-Elina Anneli Myllylä | Person with significant control | 0 companies |
| Arja Aliisa Kokkila | Person with significant control | 0 companies |
| Päivi Helena Peurala | Person with significant control | 0 companies |
| Matti Tapani Petäjä | Person with significant control | 0 companies |
| Minna Marianne Tikkanen | Person with significant control | 0 companies |
| Kirsi Maarit Valtonen | Deputy Chief Executive Officer | 0 companies |
| Minna Kristina Makkonen | Person with significant control | 0 companies |
| Kari Antero Ylimäki | Person with significant control | 0 companies |
| Pirjo Johanna Luoma | Person with significant control | 0 companies |
| Kaisu Lilja Marjatta Lilja | Person with significant control | 0 companies |
| Heidi Susanna Alaviitala | Person with significant control | 0 companies |
| Virpi Liisa Kattelus | Person with significant control | 0 companies |
| Annukka Karoliina Kangasvieri | Person with significant control | 0 companies |
| Minna Marika Lämsä | Person with significant control | 0 companies |
| Sanna Sinikka Myllykangas | Person with significant control | 0 companies |
| Kristiina Maarit Ilomäki | Person with significant control | 0 companies |
| Henna Kaarina Mäki | Person with significant control | 0 companies |
| Asko Juhani Juntunen | Person with significant control | 0 companies |
| Sari Johanna Mäkirintala | Person with significant control | 0 companies |
| Jani Mikael Haatainen | Person with significant control | 0 companies |
| Maria Katariina Koivisto | Person with significant control | 0 companies |
| Erja Johanna Saari | Person with significant control | 0 companies |
| Jaana Helena Jokela | Person with significant control | 0 companies |
| Anna-Maija Broo | Person with significant control | 0 companies |
| Minna Maria Annukka Luomala | Person with significant control | 0 companies |
| Leena Marja Irmeli Rantala | Board of Directors | 0 companies |
| Sini Tuulia Sippola | Board of Directors | 0 companies |
| Risto Antti Mäkipernaa | Board of Directors | 0 companies |
| Harri Ilmari Takala | Chairperson | 0 companies |
| Leena Marketta Sikkilä | Board of Directors | 0 companies |
| Rami Aapeli Rauhala | Board of Directors | 0 companies |
| Raimo Matias Näsi | Board of Directors | 0 companies |
| Timo Antero Kangas | Board of Directors | 0 companies |
| Veijo Tapio Sandholm | Board of Directors | 0 companies |
| Harri Kustaa Luoma | Board of Directors | 0 companies |
| Hanna Maria Autio | Board of Directors | 0 companies |
| Reijo Antero Palohuhta | Board of Directors | 0 companies |
| Jorma Heikki Suvanto | Board of Directors | 0 companies |
| Marika Susanna Perälä | Board of Directors | 0 companies |
| Janne Aukusti Korte | Board of Directors | 0 companies |
| Risto Kullervo Pirttinen | Board of Directors | 0 companies |
| Tommi Jukka Syrjälä | Board of Directors | 0 companies |
| Harri Heikki Paavola | Board of Directors | 0 companies |
| Kaija Anneli Autio | Board of Directors | 0 companies |
| Emilia Hannele Alasaari | Board of Directors | 0 companies |
| Hannu Juhani Kleimola | Board of Directors | 0 companies |
| Juho Aukusti Nivala | Board of Directors | 0 companies |
| Pasi Mikael Kalliokoski | Board of Directors | 0 companies |
| Terhi Päivikki Vähäsalo | Board of Directors | 0 companies |
| Marko Juhani Ämmälä | Board of Directors | 0 companies |
| Seppo Antero Laakso | Board of Directors | 0 companies |
| Tuula Hannele Salo | Board of Directors | 0 companies |
| Tiina Sanna Maari Knuuttila-Puiras | Board of Directors | 0 companies |
| Eila Anneli Hakola-Sippola | Board of Directors | 0 companies |
| Ahti Tapani Hannula | Board of Directors | 0 companies |
| Sanna Maria Heikkilä | Board of Directors | 0 companies |
| Jaakko Matti Niemelä | Board of Directors | 0 companies |
| Tapio Ilmari Palttala | Board of Directors | 0 companies |
| Kari Pekka Koivisto | Board of Directors | 0 companies |
| Liisa Satu Marita Salo | Board of Directors | 0 companies |
| Helena Marjatta Mantere | Board of Directors | 0 companies |
| Hannu Olavi Ristaniemi | Board of Directors | 0 companies |
| Jussi Kalevi Pahkajärvi | Chairperson | 0 companies |