Riskpilot← Back to searchSign inGet full accessKeski-Suomen Osuuspankki
OPActiveY-tunnus 0822029-4Kauppakatu 22Other monetary intermediation · NACE 6419Est. 199020 employees
Revenue 2025
EUR 0
EBITDA margin
—
-8% vs 2024
Equity ratio
—
Financial strength
Net profit 2025
EUR 33,8M
-65% vs 2024
| Revenue | EUR 0 | — |
| EBITDA | EUR 40,3M | -8% |
| Net profit | EUR 33,8M | -65% |
| Total assets | EUR 0 | -100% |
| Equity | EUR 0 | — |
| Employees | 20 | — |
Legal name
Keski-Suomen Osuuspankki
Y-tunnus number
0822029-4
Legal form
Osuuspankki
NACE code
6419 · Other monetary intermediation
Founded
22. marraskuuta 1990
Share capital
—
Employees
20 (FTE)
VAT registered
No
Audit selected
No
Last report
2025-12-31
Financial year
January – December
Signatory rights
Hallituksen puheenjohtaja ja toimitusjohtaja yhdessä
Company purpose
Osuuspankin tarkoituksena on harjoittaa omistaja-asiakkaidensa omistamana osuuskuntamuotoisena talletuspankkina luottolaitostoimintaa omistaja-asiakkaiden ja asiakkaiden taloudellisen menestyksen tukemiseksi. Osuuspankin palveluita saavat käyttää muutkin kuin omistaja-asiakkaat. Osuuspankki tarjoaa sijoituspalvelulain mukaisia sijoituspalveluja ja oheispalveluja toimilupansa mukaisesti.
Address
Kauppakatu 22
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Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Revenue | 0 | 0 | 0 | 0 |
| Staff expenses | −9 691 | −0 | −10 963 | −13 103 |
| EBITDA | −9 585 | 0 | 43 838 | 40 332 |
| Depreciation & amort. | — | −0 | −0 | −0 |
| EBIT | −9 585 | 0 | 43 838 | 40 332 |
| Net financials | 55 982 | 0 | 63 215 | 55 065 |
| Profit before tax | 46 397 | 0 | 102 485 | 93 778 |
| Tax | 7 103 | −0 | 5 781 | 4 922 |
| Net profit | 38 755 | 0 | 96 704 | 33 791 |
| Item | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 4 971 | 3 899 862 | 429 | 0 |
| Equity | 42 575 406 876 196 | 3 705 000 | 0 | 0 |
| Long-term debt | — | 0 | 0 | 0 |
| Short-term debt | 0 | 17 971 259 000 | 1 213 | 0 |
| Total debt | 0 | 17 971 259 000 | 0 | 0 |
EBITDA margin
4033195500.0%
This company
15.8%
Market median
+25526553697% vs market
20222025
Equity ratio
0.0%
This company
38.2%
Market median
-100% vs market
20222025
Return on equity
3379091600.0%
This company
18.4%
Market median
+18364628161% vs market
20222025
Net profit margin
3379091600.0%
This company
8.1%
Market median
+41717180147% vs market
20222025
Asset turnover
0.00×
This company
1.12×
Market median
-100% vs market
20222025
Debt / equity
-1.00×
This company
0.62×
Market median
+261% vs market
20222025
- Annual report 2025Filed via PRH / YTJ · Period 2025-01-01 – 2025-12-31
- Annual report 2024Filed via PRH / YTJ · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via PRH / YTJ · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via PRH / YTJ · Period 2022-01-01 – 2022-12-31
| Name | Role | Member since |
|---|---|---|
| Current (18) | ||
TH Person with significant control | Person with significant control | 2023 |
PT Person with significant control | Person with significant control | 2021 |
PM Person with significant control | Person with significant control | 2025 |
JE Person with significant control | Person with significant control | 2025 |
MJ Person with significant control | Person with significant control | 2024 |
NM Person with significant control | Person with significant control | 2025 |
PM Person with significant control | Person with significant control | 2021 |
ER Chief Executive Officer | Chief Executive Officer | 2025 |
KH Person with significant control | Person with significant control | 2021 |
HE Person with significant control | Person with significant control | 2025 |
KJ Deputy Chief Executive Officer | Deputy Chief Executive Officer | 2024 |
TA Person with significant control | Person with significant control | 2024 |
MM Person with significant control | Person with significant control | 2021 |
MJ Person with significant control | Person with significant control | 2021 |
MM Person with significant control | Person with significant control | 2021 |
EM Person with significant control | Person with significant control | 2025 |
EA Person with significant control | Person with significant control | 2023 |
MH Person with significant control | Person with significant control | 2021 |
| Former (41) | ||
VL Person with significant control | Person with significant control | 2021 – 2024 |
SM Person with significant control | Person with significant control | 2021 – 2024 |
MA Person with significant control | Person with significant control | 2021 – 2023 |
KJ Person with significant control | Person with significant control | 2023 – 2025 |
MA Person with significant control | Person with significant control | 2021 – 2022 |
MT Person with significant control | Person with significant control | 2023 – 2025 |
TT Person with significant control | Person with significant control | 2021 – 2024 |
PT Deputy Chief Executive Officer | Deputy Chief Executive Officer | 2019 – 2024 |
AJ Person with significant control | Person with significant control | 2021 – 2024 |
JP Person with significant control | Person with significant control | 2021 – 2023 |
PM Person with significant control | Person with significant control | 2021 – 2024 |
JI Person with significant control | Person with significant control | 2021 – 2022 |
MH Person with significant control | Person with significant control | 2021 – 2024 |
JA Person with significant control | Person with significant control | 2021 – 2023 |
MK Person with significant control | Person with significant control | 2021 – 2023 |
ME Person with significant control | Person with significant control | 2021 – 2022 |
MA Person with significant control | Person with significant control | 2021 – 2024 |
IH Person with significant control | Person with significant control | 2021 – 2023 |
TH Person with significant control | Person with significant control | 2021 – 2024 |
KI Person with significant control | Person with significant control | 2021 – 2025 |
TB Person with significant control | Person with significant control | 2021 – 2024 |
EM Person with significant control | Person with significant control | 2021 – 2023 |
KJ Confidential Clerk | Confidential Clerk | 2017 – 2021 |
TM Person with significant control | Person with significant control | 2021 – 2023 |
RT Person with significant control | Person with significant control | 2021 – 2023 |
AJ Person with significant control | Person with significant control | 2021 – 2024 |
JH Person with significant control | Person with significant control | 2021 – 2024 |
ME Person with significant control | Person with significant control | 2021 – 2024 |
TH Person with significant control | Person with significant control | 2021 – 2024 |
AR Person with significant control | Person with significant control | 2021 – 2024 |
TO Person with significant control | Person with significant control | 2023 – 2025 |
PJ Chief Executive Officer | Chief Executive Officer | 2019 – 2025 |
SH Person with significant control | Person with significant control | 2021 – 2024 |
KS Person with significant control | Person with significant control | 2021 – 2024 |
IH Person with significant control | Person with significant control | 2021 – 2022 |
RH Person with significant control | Person with significant control | 2021 – 2024 |
HO Person with significant control | Person with significant control | 2021 – 2024 |
TE Person with significant control | Person with significant control | 2024 – 2026 |
AK Person with significant control | Person with significant control | 2021 – 2024 |
JA Person with significant control | Person with significant control | 2021 – 2025 |
HM Person with significant control | Person with significant control | 2021 – 2022 |
| Name | Role | Member since |
|---|---|---|
| Current (26) | ||
| Board of Directors | 2021 | |
| Board of Directors | 2021 | |
| Board of Directors | 2021 | |
| Board of Directors | 2021 | |
| Board of Directors | 2021 | |
| Board of Directors | 2021 | |
| Board of Directors | 2021 | |
| Board of Directors | 2021 | |
| Board of Directors | 2021 | |
| Board of Directors | 2021 | |
| Board of Directors | 2021 | |
| Board of Directors | 2021 | |
| Board of Directors | 2021 | |
| Board of Directors | 2021 | |
| Board of Directors | 2025 | |
| Chairperson | 2021 | |
| Board of Directors | 2021 | |
| Board of Directors | 2025 | |
| Board of Directors | 2021 | |
| Chairperson | 2024 | |
| Board of Directors | 2021 | |
| Board of Directors | 2021 | |
| Board of Directors | 2021 | |
| Board of Directors | 2021 | |
| Board of Directors | 2021 | |
| Board of Directors | 2021 | |
| Former (12) | ||
| Board of Directors | 2021 – 2021 | |
| Board of Directors | 2022 – 2024 | |
| Board of Directors | 2021 – 2024 | |
| Board of Directors | 2021 – 2022 | |
| Board of Directors | 2021 – 2024 | |
| Board of Directors | 2021 – 2025 | |
| Board of Directors | 2021 – 2023 | |
| Board of Directors | 2021 – 2021 | |
| Board of Directors | 2021 – 2025 | |
| Board of Directors | 2021 – 2021 | |
| Chairperson | 2021 – 2024 | |
| Board of Directors | 2022 – 2025 | |
No shareholder data available.
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
Keski-Suomen Osuuspankki (this company)
Kiinteistö Oy Jyväskylän Kauppakatu 22Board members of Keski-Suomen Osuuspankki also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Tarja Hannele Hovinen | Person with significant control | 0 companies |
| Veli-Matti Lievonen | Person with significant control | 0 companies |
| Seija Mirjami Leppänen | Person with significant control | 0 companies |
| Pia Tiina Susanna Saikkonen | Person with significant control | 0 companies |
| Pilvi Maarit Theeck | Person with significant control | 0 companies |
| Jussi Esaias Laakkonen | Person with significant control | 0 companies |
| Mervi Anelma Hyvönen | Person with significant control | 0 companies |
| Mirjami Julia Laajala | Person with significant control | 0 companies |
| Katja Johanna Översti | Person with significant control | 0 companies |
| Maarit Annika Järvinen | Person with significant control | 0 companies |
| Nina Marjaana Saarnikoivu | Person with significant control | 0 companies |
| Matti Tapani Halttunen | Person with significant control | 0 companies |
| Timo Tapani Kalmari | Person with significant control | 0 companies |
| Pasi Tapani Eronen | Deputy Chief Executive Officer | 0 companies |
| Aki Johannes Lohtander | Person with significant control | 0 companies |
| Jyri Petteri Tiusanen | Person with significant control | 0 companies |
| Pia Maria Helena Tarvonen | Person with significant control | 0 companies |
| Janne Ilmari Vähämöttönen | Person with significant control | 0 companies |
| Pia Maarit Helena Friman | Person with significant control | 0 companies |
| Eevi Riikka Elina Määttä | Chief Executive Officer | 0 companies |
| Kimmo Henrik Martikainen | Person with significant control | 0 companies |
| Marjo Helinä Lipsanen | Person with significant control | 0 companies |
| Juha August Matias Uusijoki | Person with significant control | 0 companies |
| Marja Kristiina Ikonen | Person with significant control | 0 companies |
| Hanna Elina Wallenberg | Person with significant control | 0 companies |
| Mirva Eveliina Seppälä | Person with significant control | 0 companies |
| Marjatta Anneli Kivilahti | Person with significant control | 0 companies |
| Ira Helinä Törn | Person with significant control | 0 companies |
| Teija Helinä Aho | Person with significant control | 0 companies |
| Katri Johanna Piilola | Deputy Chief Executive Officer | 0 companies |
| Tuomas Arto Juhani Paananen | Person with significant control | 0 companies |
| Kaija Irmeli Kotka | Person with significant control | 0 companies |
| Tarja Birgitta Kinnunen | Person with significant control | 0 companies |
| Eija Maritta Tolkki | Person with significant control | 0 companies |
| Kari Johannes Kontio | Confidential Clerk | 0 companies |
| Tuija Marjatta Savolainen | Person with significant control | 0 companies |
| Reijo Tapio Piippanen | Person with significant control | 0 companies |
| Antti Jussi Hermanni Ketola | Person with significant control | 0 companies |
| Janne Henrik Rasi | Person with significant control | 0 companies |
| Merja Eila Partala | Person with significant control | 0 companies |
| Tarja Helena Huovinen | Person with significant control | 0 companies |
| Anne-Maarit Rasanen | Person with significant control | 0 companies |
| Tuomas Olavi Puttonen | Person with significant control | 0 companies |
| Pasi Juhani Sorri | Chief Executive Officer | 0 companies |
| Minna Maria Tuohimaa-Juntunen | Person with significant control | 0 companies |
| Mari Johanna Soini | Person with significant control | 0 companies |
| Merja Maarit Laurinmäki | Person with significant control | 0 companies |
| Sirpa Helena Toikkanen | Person with significant control | 0 companies |
| Emma Maria Mäkinen | Person with significant control | 0 companies |
| Kyösti Samuli Hosio | Person with significant control | 0 companies |
| Irma Helinä Metsänen | Person with significant control | 0 companies |
| Raili Helena Rundqvist | Person with significant control | 0 companies |
| Ella Anniina Kuitunen | Person with significant control | 0 companies |
| Harri Olavi Kinnunen | Person with significant control | 0 companies |
| Toni Eero Kristian Ruokanen | Person with significant control | 0 companies |
| Anita Kristiina Hakala | Person with significant control | 0 companies |
| Juhana Anton Amadeus Jacksen | Person with significant control | 0 companies |
| Heikki Matti Nikkola | Person with significant control | 0 companies |
| Maria Helena Arisjärvi | Person with significant control | 0 companies |
| Mari Katriina Purmonen | Board of Directors | 0 companies |
| Asko Tapani Juuti | Board of Directors | 0 companies |
| Marjo Johanna Vertainen | Board of Directors | 0 companies |
| Kirsi Tuulia Huusko | Board of Directors | 0 companies |
| Hannu Tapio Kantonen | Board of Directors | 0 companies |
| Markku Tapani Laitinen | Board of Directors | 0 companies |
| Jenni Kaarina Ahvenlampi | Board of Directors | 0 companies |
| Jukka Tapio Kinos | Board of Directors | 0 companies |
| Petri Juhani Rantanen | Board of Directors | 0 companies |
| Katja Maarit Sorri | Board of Directors | 0 companies |
| Tuomo Tapani Kärnä | Board of Directors | 0 companies |
| Jari Antero Colliander | Board of Directors | 0 companies |
| Kimmo Matias Valkeinen | Board of Directors | 0 companies |
| Tarja Hannele Lahdenvesi | Board of Directors | 0 companies |
| Mikko Artturi Akselin | Board of Directors | 0 companies |
| Petri Erkki Olavi Honkonen | Board of Directors | 0 companies |
| Virpi Johanna Ylälehto | Board of Directors | 0 companies |
| Lauri Pekka Rajala | Board of Directors | 0 companies |
| Riikka Emilia Antinaho | Board of Directors | 0 companies |
| Outi Katariina Lahti | Board of Directors | 0 companies |
| Sanna Kaarina Saarikko | Board of Directors | 0 companies |
| Mauri Kalevi Savolainen | Board of Directors | 0 companies |
| Ilkka Sakari Terimaa | Chairperson | 0 companies |
| Matthias Johannes Fried | Board of Directors | 0 companies |
| Timo Antero Niskanen | Board of Directors | 0 companies |
| Leena Katri Kautto-Koukka | Board of Directors | 0 companies |
| Seppo Sakari Ruotsalainen | Board of Directors | 0 companies |
| Aino Pauliina Takala | Chairperson | 0 companies |
| Panu Antero Kässi | Board of Directors | 0 companies |
| Kimmo Olavi Ojala | Board of Directors | 0 companies |
| Liisa Anneli Kahilainen | Board of Directors | 0 companies |
| Hillevi Suutala | Board of Directors | 0 companies |
| Anssi Jaakko Kuoppala | Chairperson | 0 companies |
| Ulpu-Johanna Kananen | Board of Directors | 0 companies |
| Soila Johanna Lemmetty | Board of Directors | 0 companies |
| Sanna-Mari Elina Jyräkoski | Board of Directors | 0 companies |
| Taina Tuulia Girsén | Board of Directors | 0 companies |
| Pirjo-Liisa Räsänen | Board of Directors | 0 companies |