Riskpilot← Back to searchSign inGet full accessS-Pankki Rahastoyhtiö Oy
OYActiveY-tunnus 0979133-9Mikonkatu 9Activities of money market and non-money market investments funds · NACE 6431Est. 199429 employeeswww.s-pankki.fi
Revenue 2025
EUR 49M
+10425432% vs 2024
EBITDA margin
5085932.7%
+53936543% vs 2024
Equity ratio
80.5%
Financial strength
Net profit 2025
EUR 2M
-45% vs 2024
| Revenue | EUR 49M | +10425432% |
| EBITDA | EUR 2 492,1B | +53936543% |
| Net profit | EUR 2M | -45% |
| Total assets | EUR 60M | +5% |
| Equity | EUR 48,3M | -1% |
| Employees | 29 | — |
Legal name
S-Pankki Rahastoyhtiö Oy
Y-tunnus number
0979133-9
Legal form
Osakeyhtiö
NACE code
6431 · Activities of money market and non-money market investments funds
Founded
25. toukokuuta 1994
Share capital
EUR 8 426 215
Employees
29 (FTE)
VAT registered
No
Audit selected
No
Last report
2025-12-31
Financial year
January – December
Signatory rights
Hallituksen puheenjohtaja ja toimitusjohtaja kumpikin yksin ja hallituksen jäsenet kaksi yhdessä
Company purpose
Yhtiö harjoittaa sijoitusrahastolain mukaista sijoitusrahastotoimintaa ja sijoitusrahastotoimintaan olennaisesti liittyvää toimintaa. Lisäksi yhtiö harjoittaa sille myönnetyn toimiluvan mukaisesti vaihtoehtorahastojen hoitajista annetussa laissa tarkoitettua vaihtoehtorahastojen hoitamista sekä siihen liittyvää toimintaa (ml. vaihtoehtorahastojen tarjoaminen ammattimaisille ja ei-ammattimaisille sijoittajille).
Address
Mikonkatu 9
Email
etunimi.sukunimi@s-pankki.fi
Website
www.s-pankki.fi
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Revenue | 68 520 | 41 706 | 0 | 0 | 49 000 |
| Staff expenses | −3 363 | −1 776 | −3 638 | −55 057 | −3 539 783 000 |
| EBITDA | 10 840 | 3 610 | 4 908 | 4 620 | 2 492 107 000 |
| Depreciation & amort. | −885 | −873 | −0 | −0 | −0 |
| EBIT | 9 955 | 2 737 | 4 908 | 4 620 | 2 492 107 000 |
| Net financials | −58 | −4 | 1 098 | 1 482 | −2 492 104 000 |
| Profit before tax | 8 791 | 2 715 | 6 008 | 6 104 | −452 327 000 |
| Tax | 1 724 | 534 | 1 089 | −0 | −366 552 000 |
| Net profit | 7 067 | 2 181 | 3 820 | 3 625 | 2 000 |
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Total assets | 35 969 | 51 911 | 0 | 57 246 | 60 012 |
| Equity | 28 393 | 43 260 | 0 | 48 662 | 48 331 |
| Long-term debt | 11 | 27 | 489 | 0 | 0 |
| Short-term debt | 7 566 | 8 623 | 7 217 | 60 619 | 11 178 |
| Total debt | 7 576 | 8 650 | −0 | 60 619 | 11 178 |
EBITDA margin
5085932.7%
This company
15.8%
Market median
+32189347% vs market
20212025
Equity ratio
80.5%
This company
38.2%
Market median
+111% vs market
20212025
Return on equity
4.1%
This company
18.4%
Market median
-78% vs market
20212025
Net profit margin
4.1%
This company
8.1%
Market median
-49% vs market
20212025
Asset turnover
0.82×
This company
1.12×
Market median
+27% vs market
20212025
Debt / equity
0.24×
This company
0.62×
Market median
+61% vs market
20212025
- Annual report 2025Filed via PRH / YTJ · Period 2025-01-01 – 2025-12-31
- Annual report 2024Filed via PRH / YTJ · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via PRH / YTJ · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via PRH / YTJ · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via PRH / YTJ · Period 2021-01-01 – 2021-12-31
| Name | Role | Member since |
|---|---|---|
| Current (8) | ||
NJ Confidential Clerk | Confidential Clerk | 2018 |
JA Confidential Clerk | Confidential Clerk | 2023 |
KM Confidential Clerk | Confidential Clerk | 2018 |
HE Deputy Chief Executive Officer | Deputy Chief Executive Officer | 2022 |
PI Deputy auditor | Deputy auditor | 2025 |
TT Chief Executive Officer | Chief Executive Officer | 2015 |
RM Confidential Clerk | Confidential Clerk | 2024 |
MS Confidential Clerk | Confidential Clerk | 2024 |
| Former (12) | ||
JJ Confidential Clerk | Confidential Clerk | 2018 – 2020 |
MK Deputy auditor | Deputy auditor | 2022 – 2025 |
MC | Audit | 2018 – 2021 |
MP Confidential Clerk | Confidential Clerk | 2019 – 2021 |
AP Confidential Clerk | Confidential Clerk | 2018 – 2021 |
TK Deputy auditor | Deputy auditor | 2018 – 2020 |
VT Confidential Clerk | Confidential Clerk | 2024 – 2026 |
VS Deputy auditor | Deputy auditor | 2018 – 2022 |
MJ Confidential Clerk | Confidential Clerk | 2020 – 2021 |
JE Confidential Clerk | Confidential Clerk | 2021 – 2025 |
ES Confidential Clerk | Confidential Clerk | 2018 – 2019 |
AM Confidential Clerk | Confidential Clerk | 2021 – 2024 |
| Name | Role | Member since |
|---|---|---|
| Current (3) | ||
| Chairperson | 2025 | |
| Board of Directors | 2021 | |
| Board of Directors | 2023 | |
| Former (4) | ||
| Board of Directors | 2017 – 2021 | |
| Chairperson | 2017 – 2023 | |
| Board of Directors | 2020 – 2023 | |
| Chairperson | 2023 – 2025 | |
| Shareholder | Type | Ownership | Votes | Since |
|---|---|---|---|---|
S-Pankki Oyj | Company | 100% | 100% | 2026 |
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
No registered parent or subsidiaries
Board members of S-Pankki Rahastoyhtiö Oy also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Niina Johanna Helenius | Confidential Clerk | 0 companies |
| Jaakko Jaanos Henttonen | Confidential Clerk | 0 companies |
| Mikko Kasperi Kylliäinen | Deputy auditor | 0 companies |
| Marcus Carl-Erik Tötterman | Audit | 0 companies |
| Jani Antero Kempas | Confidential Clerk | 0 companies |
| Mika Petteri Leskinen | Confidential Clerk | 0 companies |
| Aki Petteri Gynther | Confidential Clerk | 0 companies |
| Tiia-Kaisa Kataja | Deputy auditor | 0 companies |
| Katri Maaria Palmujoki | Confidential Clerk | 0 companies |
| Valtteri Tino Tapio Vaheri | Confidential Clerk | 0 companies |
| Heli Elina Sirkiä | Deputy Chief Executive Officer | 0 companies |
| Petri Ilmari Juhani Kettunen | Deputy auditor | 0 companies |
| Teri Tapio Heilala | Chief Executive Officer | 0 companies |
| Virpi Susanna Halonen | Deputy auditor | 0 companies |
| Marko Juhani Hovi | Confidential Clerk | 0 companies |
| Raisa Maria Friberg | Confidential Clerk | 0 companies |
| Mikko Sakari Ropponen | Confidential Clerk | 0 companies |
| Jessica Evelina Lind | Confidential Clerk | 0 companies |
| Eelis Sebastian Hein | Confidential Clerk | 0 companies |
| Anne Maarit Kristiina Blomster | Confidential Clerk | 0 companies |
| Antti Juhani Pöllänen | Board of Directors | 0 companies |
| Veli-Matti Parmala | Chairperson | 0 companies |
| Mike Antero Peltola | Chairperson | 0 companies |
| Eero Juhani Eriksson | Board of Directors | 0 companies |
| Hanna Helena Porkka | Board of Directors | 0 companies |
| Jussi Antero Sokka | Board of Directors | 0 companies |
| Riikka Susanna Laine-Tolonen | Chairperson | 0 companies |