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EF-Finland Oy
OY
Dissolved
Y-tunnus 1455711-7
Laamanninkatu 3-A11
Other financial service activities, except insurance and pension funding n.e.c. · NACE 6499
Est. 1998
0 employees
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Overview
Financials
People & ownership
Related companies
Revenue 2025
EUR 237K
+97% vs 2024
EBITDA margin
9.3%
+188% vs 2024
Equity ratio
94.7%
Financial strength
Net profit 2025
EUR 20K
+254% vs 2024
EBITDA — year on year
EUR millions
0M
-0M
-1M
-1M
-1M
0M
2021
0M
0%
2022
0M
0%
2023
0M
0%
2024
0M
0%
2025
Key figures
Annual report 2025
Revenue
EUR 237K
+97%
EBITDA
EUR 22K
+188%
Net profit
EUR 20K
+254%
Total assets
EUR 335K
-9%
Equity
EUR 317K
-2%
Employees
0
—
Company information
Legal name
EF-Finland Oy
Y-tunnus number
1455711-7
Legal form
Osakeyhtiö
NACE code
6499 · Other financial service activities, except insurance and pension funding n.e.c.
Founded
20. maaliskuuta 1998
Share capital
EUR 8 409
Employees
0
VAT registered
No
Audit selected
No
Last report
2025-12-31
Financial year
January – December
Signatory rights
Hallituksen jäsenet ja toimitusjohtaja kukin yksin
Company purpose
Yhtiön toimiala on kaikki laillinen toiminta.
Contact
Address
Laamanninkatu 3-A11
Phone
+3580400168629
Email
hans.back65@gmail.com
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Companies in Other financial service activities, except insurance and pension funding n.e.c.
Companies in Porvoo
All Finland companies
Revenue
EUR millions
0M
0M
1M
1M
1M
1M
2021
0M
2022
0M
2023
0M
2024
0M
2025
EBITDA
EUR millions
0M
0M
1M
1M
1M
0M
2021
0M
2022
0M
2023
0M
2024
0M
2025
Income statement
EUR thousands
Item
2021
2022
2023
2024
2025
Revenue
530
19
16
121
237
Staff expenses
−15
−15
−15
−16
−8
EBITDA
117
−21
1
−25
22
Depreciation & amort.
—
—
−0
−0
−0
EBIT
117
−21
1
−25
22
Net financials
6
11
14
12
0
Profit before tax
123
−10
14
−13
22
Tax
23
−0
1
−0
2
Net profit
100
−10
13
−13
20
Balance sheet
EUR thousands
Item
2021
2022
2023
2024
2025
Total assets
432
399
410
370
335
Equity
427
383
365
323
317
Long-term debt
—
—
0
0
0
Short-term debt
5
16
44
47
18
Total debt
5
16
44
47
18
Financial ratios
5-year trend
EBITDA margin
9.3%
This company
15.8%
Market median
-41% vs market
2021
2025
Equity ratio
94.7%
This company
38.2%
Market median
+148% vs market
2021
2025
Return on equity
6.4%
This company
18.4%
Market median
-65% vs market
2021
2025
Net profit margin
8.6%
This company
8.1%
Market median
+6% vs market
2021
2025
Asset turnover
0.71×
This company
1.12×
Market median
-37% vs market
2021
2025
Debt / equity
0.06×
This company
0.62×
Market median
+90% vs market
2021
2025
Annual reports & filings
Annual report 2025
Filed via PRH / YTJ · Period 2025-01-01 – 2025-12-31
View
PDF
Annual report 2024
Filed via PRH / YTJ · Period 2024-01-01 – 2024-12-31
View
PDF
Annual report 2023
Filed via PRH / YTJ · Period 2023-01-01 – 2023-12-31
View
PDF
Annual report 2022
Filed via PRH / YTJ · Period 2022-01-01 – 2022-12-31
View
PDF
Annual report 2021
Filed via PRH / YTJ · Period 2021-01-01 – 2021-12-31
View
PDF
Management
Actively employed in the business
Name
Role
Member since
Current (3)
OG
Olle Gunnar Bäck
Deputy Member
Deputy Member
2003
CJ
Christoffer Johan Aarnio
Audit
Audit
2022
HG
Hans Gunnar Bäck
Chief Executive Officer
Chief Executive Officer
2014
Former (2)
MG
Mats Gunnar Green
Audit
Audit
1998 – 2022
MG
Magnus Gustaf-Adolf Björklund
Deputy auditor
Deputy auditor
1998 – 2022
Board of directors
Non-executive oversight
Name
Role
Member since
Current (1)
AE
Ann-Len Elisabet Bäck
Chairperson
2021
Shareholders
As of last annual report
No shareholder data available.
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive.
Learn more
.
Company hierarchy
No registered parent or subsidiaries
Board network connections
Board members of EF-Finland Oy also hold positions in
0
other companies.
Person
Role here
Other companies
Mats Gunnar Green
Audit
0 companies
Magnus Gustaf-Adolf Björklund
Deputy auditor
0 companies
Olle Gunnar Bäck
Deputy Member
0 companies
Christoffer Johan Aarnio
Audit
0 companies
Hans Gunnar Bäck
Chief Executive Officer
0 companies
Ann-Len Elisabet Bäck
Chairperson
0 companies