Riskpilot← Back to searchSign inGet full accessKuntarahoitus Oyj
OYJActiveY-tunnus 1701683-4Jaakonkatu 3-AOther credit granting · NACE 6492Est. 2001— employees
Revenue 2024
—
EBITDA margin
—
Equity ratio
-1.7%
Financial strength
Net profit 2024
—
| Revenue | — | — |
| EBITDA | — | — |
| Net profit | — | — |
| Total assets | EUR -8K | — |
| Equity | EUR 133 | — |
| Employees | — | — |
Legal name
Kuntarahoitus Oyj
Y-tunnus number
1701683-4
Legal form
Julkinen osakeyhtiö
NACE code
6492 · Other credit granting
Founded
12. huhtikuuta 2001
Share capital
EUR 43 008 044
Employees
—
VAT registered
No
Audit selected
No
Last report
2024-12-31
Financial year
January – December
Signatory rights
Hallituksen jäsenet, toimitusjohtaja ja toimitusjohtajan sijainen kaksi yhdessä
Company purpose
Yhtiön toimialana on harjoittaa luottolaitostoiminnasta annetussa laissa tarkoitettua luottoyhteisön toimintaa. Yhtiö palvelee Kuntien takauskeskuksesta annetun lain 1 §:n tarkoittamia yhteisöjä. Lisäksi yhtiö tarjoaa ja harjoittaa sijoituspalvelulain mukaisia sijoituspalveluja ja sijoitustoimintaa. Yhtiö on luottolaitosten vakavaraisuussääntelyn mukainen julkinen kehitysluottolaitos.
Address
Jaakonkatu 3-A
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2020 | 2022 | 2023 | 2024 |
|---|---|---|---|---|
| Revenue | 234 987 | 0 | 0 | — |
| Staff expenses | −16 598 | −0 | −0 | −0 |
| EBITDA | 183 481 | −0 | 0 | — |
| Depreciation & amort. | −5 679 | — | −0 | −0 |
| EBIT | 177 802 | −0 | 0 | 44 869 |
| Net financials | — | — | 0 | — |
| Profit before tax | 327 668 | −0 | 0 | — |
| Tax | 5 599 | −0 | −0 | — |
| Net profit | 22 336 | −0 | 0 | — |
| Item | 2020 | 2022 | 2023 | 2024 |
|---|---|---|---|---|
| Total assets | 44 041 681 | 0 | 0 | −8 |
| Equity | 251 698 | 0 | 0 | 0 |
| Long-term debt | 4 054 | — | 0 | 5 |
| Short-term debt | 42 417 875 | 0 | 0 | 323 517 |
| Total debt | 42 421 929 | 0 | 0 | 5 |
EBITDA margin
0.0%
This company
15.8%
Market median
-100% vs market
20202024
Equity ratio
13300.0%
This company
38.2%
Market median
+34717% vs market
20202024
Return on equity
0.0%
This company
18.4%
Market median
-100% vs market
20202024
Net profit margin
0.0%
This company
8.1%
Market median
-100% vs market
20202024
Asset turnover
0.00×
This company
1.12×
Market median
-100% vs market
20202024
Debt / equity
-58.83×
This company
0.62×
Market median
+9589% vs market
20202024
- Annual report 2024Filed via PRH / YTJ · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via PRH / YTJ · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via PRH / YTJ · Period 2022-01-01 – 2022-12-31
- Annual report 2020Filed via PRH / YTJ · Period 2020-01-01 – 2020-12-31
| Name | Role | Member since |
|---|---|---|
| Current (26) | ||
MJ Person with significant control | Person with significant control | 2018 |
PK Person with significant control | Person with significant control | 2019 |
EE Chief Executive Officer | Chief Executive Officer | 2018 |
AJ Person with significant control | Person with significant control | 2019 |
MS Person with significant control | Person with significant control | 2018 |
JT Person with significant control | Person with significant control | 2018 |
NJ Person with significant control | Person with significant control | 2026 |
TT Person with significant control | Person with significant control | 2018 |
ME Person with significant control | Person with significant control | 2026 |
SU Person with significant control | Person with significant control | 2025 |
JK Person with significant control | Person with significant control | 2018 |
PM Person with significant control | Person with significant control | 2024 |
MT Deputy Chief Executive Officer | Deputy Chief Executive Officer | 2018 |
MS Person with significant control | Person with significant control | 2023 |
KI Person with significant control | Person with significant control | 2024 |
EO Person with significant control | Person with significant control | 2018 |
LM Person with significant control | Person with significant control | 2024 |
JK Person with significant control | Person with significant control | 2021 |
TM Person with significant control | Person with significant control | 2023 |
RJ Person with significant control | Person with significant control | 2024 |
JP Person with significant control | Person with significant control | 2021 |
JT Person with significant control | Person with significant control | 2024 |
KM Person with significant control | Person with significant control | 2018 |
AS Person with significant control | Person with significant control | 2018 |
HY Person with significant control | Person with significant control | 2018 |
ES Person with significant control | Person with significant control | 2018 |
| Former (17) | ||
MS Person with significant control | Person with significant control | 2018 – 2021 |
MC | Audit | 2012 – 2019 |
MS Person with significant control | Person with significant control | 2019 – 2023 |
HL Person with significant control | Person with significant control | 2019 – 2025 |
JK Person with significant control | Person with significant control | 2018 – 2021 |
SH Person with significant control | Person with significant control | 2019 – 2023 |
AK Person with significant control | Person with significant control | 2019 – 2024 |
MH Person with significant control | Person with significant control | 2018 – 2019 |
JT Person with significant control | Person with significant control | 2018 – 2019 |
LE Person with significant control | Person with significant control | 2021 – 2021 |
JM Person with significant control | Person with significant control | 2022 – 2023 |
ST Person with significant control | Person with significant control | 2018 – 2021 |
TK Audit | Audit | 2019 – 2023 |
JK Person with significant control | Person with significant control | 2018 – 2024 |
RM Person with significant control | Person with significant control | 2018 – 2021 |
MM Person with significant control | Person with significant control | 2018 – 2021 |
TA Person with significant control | Person with significant control | 2018 – 2021 |
| Name | Role | Member since |
|---|---|---|
| Current (9) | ||
| Board of Directors | 2025 | |
| Chairperson | 2021 | |
| Board of Directors | 2025 | |
| Board of Directors | 2025 | |
| Board of Directors | 2026 | |
| Board of Directors | 2021 | |
| Board of Directors | 2023 | |
| Board of Directors | 2024 | |
| Board of Directors | 2021 | |
| Former (12) | ||
| Board of Directors | 2018 – 2023 | |
| Board of Directors | 2018 – 2025 | |
| Board of Directors | 2018 – 2019 | |
| Board of Directors | 2020 – 2025 | |
| Board of Directors | 2021 – 2024 | |
| Board of Directors | 2018 – 2020 | |
| Board of Directors | 2018 – 2020 | |
| Board of Directors | 2019 – 2020 | |
| Board of Directors | 2019 – 2026 | |
| Board of Directors | 2018 – 2021 | |
| Board of Directors | 2020 – 2022 | |
| Chairperson | 2018 – 2021 | |
No shareholder data available.
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
No registered parent or subsidiaries
Board members of Kuntarahoitus Oyj also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Markku Jaakko Perälä | Person with significant control | 0 companies |
| Pyry Kasper Ollinpoika Happonen | Person with significant control | 0 companies |
| Minna Susanna Saonegin | Person with significant control | 0 companies |
| Marcus Carl-Erik Tötterman | Audit | 0 companies |
| Mika Samuli Lakka | Person with significant control | 0 companies |
| Harri-Aatos Luhtala | Person with significant control | 0 companies |
| Esa Ensio Kallio | Chief Executive Officer | 0 companies |
| Aku Juhana Dunderfelt | Person with significant control | 0 companies |
| Juha-Pekka Ketola | Person with significant control | 0 companies |
| Minna Susanna Piitulainen | Person with significant control | 0 companies |
| Saija Hannele Suonpää | Person with significant control | 0 companies |
| Anu Katriina Nyholm | Person with significant control | 0 companies |
| Marjo Hannele Tomminen | Person with significant control | 0 companies |
| Jukka Tapani Helminen | Person with significant control | 0 companies |
| Jaakko Tapio Juntunen | Person with significant control | 0 companies |
| Nina Jemina Linnainmaa | Person with significant control | 0 companies |
| Toni Tapani Heikkilä | Person with significant control | 0 companies |
| Maria Elina Ervasti | Person with significant control | 0 companies |
| Suvi Ulrika Johanna Tervola | Person with significant control | 0 companies |
| Lauri Erkki Johannes Pekkilä | Person with significant control | 0 companies |
| Joakim Kristoffer Holmström | Person with significant control | 0 companies |
| Jouni Mikael Grönholm | Person with significant control | 0 companies |
| Sari Tuulikki Sistonen | Person with significant control | 0 companies |
| Tiia-Kaisa Kataja | Audit | 0 companies |
| Juha-Matti Kanerva | Person with significant control | 0 companies |
| Pasi Markus Heikkilä | Person with significant control | 0 companies |
| Mari Tellervo Tyster | Deputy Chief Executive Officer | 0 companies |
| Mauri Samuli Mikola | Person with significant control | 0 companies |
| Kirsi Irmeli Neuvonen | Person with significant control | 0 companies |
| Rainer Mikael Holm | Person with significant control | 0 companies |
| Edward Oskari Finne | Person with significant control | 0 companies |
| Laura Maria Riikonen | Person with significant control | 0 companies |
| Jukka Kalevi Leppänen | Person with significant control | 0 companies |
| Toni Mikael Urpi | Person with significant control | 0 companies |
| Reetta Johanna Holopainen | Person with significant control | 0 companies |
| Juha Petri Johannes Volotinen | Person with significant control | 0 companies |
| Joni Tapio Hirvelä | Person with significant control | 0 companies |
| Mikko Matias Jouhtio | Person with significant control | 0 companies |
| Kirsi Maritta Räbinä | Person with significant control | 0 companies |
| Antti Samuli Kontio | Person with significant control | 0 companies |
| Hannu-Pekka Ylimommo | Person with significant control | 0 companies |
| Erika Susanne Fredman | Person with significant control | 0 companies |
| Terhi Anneli Vainikkala | Person with significant control | 0 companies |
| Liisa Helena Harjula | Board of Directors | 0 companies |
| Kari Matti Laukkanen | Chairperson | 0 companies |
| Vivi Pia Maria Marttila | Board of Directors | 0 companies |
| Juho Erkki Magnus Malmberg | Board of Directors | 0 companies |
| Markku Seppo Juhani Koponen | Board of Directors | 0 companies |
| Fredrik Gustav Forssell | Board of Directors | 0 companies |
| Eero Henrik Alexander Rainio | Board of Directors | 0 companies |
| Ram Denis Strandell | Board of Directors | 0 companies |
| Minna Carita Smedsten | Board of Directors | 0 companies |
| Minna Marita Helppi | Board of Directors | 0 companies |
| Kimmo Petteri Mikander | Board of Directors | 0 companies |
| Jari Antero Koskinen | Board of Directors | 0 companies |
| Raija-Leena Hankonen-Nybom | Board of Directors | 0 companies |
| Aila Maaria Kettunen | Board of Directors | 0 companies |
| Tuomo Lassi Mikael Mäkinen | Board of Directors | 0 companies |
| Tuula Arja Irmeli Saxholm | Board of Directors | 0 companies |
| Juha Arto Vuojolainen | Board of Directors | 0 companies |
| Elina Hanna Emilia Stråhlman | Board of Directors | 0 companies |
| Kimmo Jukka Tapio Viertola | Board of Directors | 0 companies |
| Helena Annikki Walldén | Chairperson | 0 companies |
| Leena Marjatta Vainiomäki | Board of Directors | 0 companies |