Riskpilot← Back to searchSign inGet full accessSuomen Varainhoitopalvelut Oy
OYActiveY-tunnus 1843888-7Kirkkokatu 17-A19Activities of insurance agents and brokers · NACE 6622Est. 200310 employees
Revenue 2025
EUR 1,2M
+175% vs 2024
EBITDA margin
-1.4%
+40% vs 2024
Equity ratio
59.1%
Financial strength
Net profit 2025
EUR -16K
+42% vs 2024
| Revenue | EUR 1,2M | +175% |
| EBITDA | EUR -16K | +40% |
| Net profit | EUR -16K | +42% |
| Total assets | EUR 94K | +27% |
| Equity | EUR 56K | -22% |
| Employees | 10 | — |
Legal name
Suomen Varainhoitopalvelut Oy
Y-tunnus number
1843888-7
Legal form
Osakeyhtiö
NACE code
6622 · Activities of insurance agents and brokers
Founded
5. elokuuta 2003
Share capital
EUR 8 000
Employees
10 (FTE)
VAT registered
No
Audit selected
No
Last report
2025-04-30
Financial year
January – December
Signatory rights
Hallituksen puheenjohtaja ja toimitusjohtaja kumpikin yksin ja hallituksen jäsenet kaksi yhdessä
Company purpose
Yhtiön toimialana on vakuutusten ja arvopapereiden ja muiden sijoitusinstrumenttien ja sijoitustuotteiden myyminen, sijoitusneuvonta ja -konsultointi, kiinteistöjen omistaminen ja myyminen, arvopapereiden omistaminen ja myyminen.
Address
Kirkkokatu 17-A19
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Revenue | 380 | 178 | 214 | 437 | 1 201 |
| Staff expenses | −147 | −56 | −13 | −5 | −50 |
| EBITDA | 62 | −2 | 26 | −27 | −16 |
| Depreciation & amort. | −0 | −1 | −1 | −0 | −0 |
| EBIT | 61 | −3 | 25 | −28 | −17 |
| Net financials | −1 | 2 | 1 | 0 | 1 |
| Profit before tax | 61 | −1 | 27 | 27 | −16 |
| Tax | −0 | −0 | 6 | 55 | −0 |
| Net profit | 61 | −1 | 21 | −27 | −16 |
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Total assets | 216 | 152 | 122 | 74 | 94 |
| Equity | 82 | 81 | 102 | 72 | 56 |
| Long-term debt | — | — | 0 | 0 | 0 |
| Short-term debt | 134 | 71 | 21 | 3 | 39 |
| Total debt | 134 | 71 | 21 | 3 | 39 |
EBITDA margin
-1.4%
This company
15.8%
Market median
-109% vs market
20212025
Equity ratio
59.1%
This company
38.2%
Market median
+55% vs market
20212025
Return on equity
-28.5%
This company
18.4%
Market median
-255% vs market
20212025
Net profit margin
-1.3%
This company
8.1%
Market median
-116% vs market
20212025
Asset turnover
12.74×
This company
1.12×
Market median
+1038% vs market
20212025
Debt / equity
0.69×
This company
0.62×
Market median
+11% vs market
20212025
- Annual report 2025Filed via PRH / YTJ · Period 2024-05-01 – 2025-04-30
- Annual report 2024Filed via PRH / YTJ · Period 2023-05-01 – 2024-04-30
- Annual report 2023Filed via PRH / YTJ · Period 2022-05-01 – 2023-04-30
- Annual report 2022Filed via PRH / YTJ · Period 2021-05-01 – 2022-04-30
- Annual report 2021Filed via PRH / YTJ · Period 2020-01-01 – 2021-04-30
| Name | Role | Member since |
|---|---|---|
| Current (4) | ||
HT Deputy Member | Deputy Member | 2013 |
JH Chief Executive Officer | Chief Executive Officer | 2024 |
TJ Audit | Audit | 2025 |
MV Deputy auditor | Deputy auditor | 2025 |
| Former (2) | ||
SJ | Audit | 2003 – 2025 |
HT Chief Executive Officer | Chief Executive Officer | 2013 – 2023 |
| Name | Role | Member since |
|---|---|---|
| Current (2) | ||
| Board of Directors | 2024 | |
| Chairperson | 2024 | |
No shareholder data available.
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No registered parent or subsidiaries
Board members of Suomen Varainhoitopalvelut Oy also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Simo Juhani Ilmari Salonen | Audit | 0 companies |
| Heikki Tapani Ojala | Deputy Member | 0 companies |
| Janne-Olavi Harjula | Chief Executive Officer | 0 companies |
| Timo Juhana Salonen | Audit | 0 companies |
| Mikko Valtteri Lumila | Deputy auditor | 0 companies |
| Hannu Tapani Kursu | Chief Executive Officer | 0 companies |
| Jukka Ilmari Karvosenoja | Board of Directors | 0 companies |
| Urpo Johannes Nurmela | Chairperson | 0 companies |