Riskpilot← Back to searchSign inGet full accessHowden Finland Oy
OYActiveY-tunnus 1975455-8Pasilanraitio 5Activities of insurance agents and brokers · NACE 6622Est. 200585 employeeswww.howdenfinland.fi
Revenue 2024
EUR 22,1M
+13% vs 2023
EBITDA margin
30.2%
+16% vs 2023
Equity ratio
60.6%
Financial strength
Net profit 2024
EUR 5,1M
+11% vs 2023
| Revenue | EUR 22,1M | +13% |
| EBITDA | EUR 6,7M | +16% |
| Net profit | EUR 5,1M | +11% |
| Total assets | EUR 12M | +9% |
| Equity | EUR 7,3M | +18% |
| Employees | 85 | — |
Legal name
Howden Finland Oy
Y-tunnus number
1975455-8
Legal form
Osakeyhtiö
NACE code
6622 · Activities of insurance agents and brokers
Founded
13. heinäkuuta 2005
Share capital
EUR 611 428
Employees
85 (FTE)
VAT registered
No
Audit selected
No
Last report
2024-09-30
Financial year
January – December
Signatory rights
Hallituksen puheenjohtaja ja toimitusjohtaja kumpikin yksin
Company purpose
Yhtiön toimialana on harjoittaa vakuutusedustusta sekä harjoittaa muuta edellä mainittuun toimialaan liittyvää liiketoimintaa. Yhtiöllä on oikeus omistaa ja hallita liiketoimintaansa varten kiinteistöjä ja osakkeita sekä käydä kauppaa kiinteistöillä ja osakkeilla.
Address
Pasilanraitio 5
Phone
+3580954202400
Email
finland@howdengroup.com
Website
www.howdenfinland.fi
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| Item | 2019 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|
| Revenue | 15 332 | 16 333 | 17 873 | 19 585 | 22 146 |
| Staff expenses | −6 873 | −8 158 | −8 357 | −9 465 | −10 422 |
| EBITDA | 5 406 | 5 522 | 5 854 | 5 761 | 6 684 |
| Depreciation & amort. | −218 | −253 | −267 | −407 | −645 |
| EBIT | 5 188 | 5 269 | 5 587 | 5 354 | 6 039 |
| Net financials | 119 | 249 | 236 | 393 | 342 |
| Profit before tax | 5 307 | 5 518 | 5 823 | 5 748 | 6 381 |
| Tax | 1 092 | 371 | 1 228 | 1 149 | 1 286 |
| Net profit | 4 215 | 5 147 | 4 594 | 4 599 | 5 095 |
| Item | 2019 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|
| Total assets | 20 399 | 10 590 | 9 596 | 11 040 | 12 037 |
| Equity | 12 327 | 7 502 | 6 096 | 6 194 | 7 289 |
| Long-term debt | 29 | 24 | 12 | 35 | 23 |
| Short-term debt | 8 042 | 3 064 | 3 488 | 4 811 | 4 724 |
| Total debt | 8 072 | 3 088 | 3 500 | 4 845 | 4 748 |
EBITDA margin
30.2%
This company
15.8%
Market median
+91% vs market
20192024
Equity ratio
60.6%
This company
38.2%
Market median
+59% vs market
20192024
Return on equity
69.9%
This company
18.4%
Market median
+280% vs market
20192024
Net profit margin
23.0%
This company
8.1%
Market median
+184% vs market
20192024
Asset turnover
1.84×
This company
1.12×
Market median
+64% vs market
20192024
Debt / equity
0.65×
This company
0.62×
Market median
+5% vs market
20192024
- Annual report 2024Filed via PRH / YTJ · Period 2023-10-01 – 2024-09-30
- Annual report 2023Filed via PRH / YTJ · Period 2022-10-01 – 2023-09-30
- Annual report 2022Filed via PRH / YTJ · Period 2021-10-01 – 2022-09-30
- Annual report 2021Filed via PRH / YTJ · Period 2020-10-01 – 2021-09-30
- Annual report 2019Filed via PRH / YTJ · Period 2019-01-01 – 2019-12-31
| Name | Role | Member since |
|---|---|---|
| Current (2) | ||
LS Chief Executive Officer | Chief Executive Officer | 2023 |
RO Deputy Chief Executive Officer | Deputy Chief Executive Officer | 2024 |
| Former (4) | ||
LR | Audit | 2022 – 2023 |
DP Deputy Member | Deputy Member | 2017 – 2019 |
AP Audit | Audit | 2014 – 2022 |
JE Chief Executive Officer | Chief Executive Officer | 2006 – 2023 |
| Name | Role | Member since |
|---|---|---|
| Current (1) | ||
| Chairperson | 2022 | |
| Former (2) | ||
| Board of Directors | 2017 – 2023 | |
| Chairperson | 2017 – 2022 | |
No shareholder data available.
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
No registered parent or subsidiaries
Board members of Howden Finland Oy also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Leif Robert Söderlund | Audit | 0 companies |
| David Philip Howden | Deputy Member | 0 companies |
| Lotta Sylvia Johanna Sillanpää | Chief Executive Officer | 0 companies |
| Ari Petri Hakkola | Audit | 0 companies |
| Jorma Ensio Hakonen | Chief Executive Officer | 0 companies |
| Riku Otto Matias Koikkalainen | Deputy Chief Executive Officer | 0 companies |
| Pasi Eerik Heikkinen | Board of Directors | 0 companies |
| Salvador Marin Moreno | Chairperson | 0 companies |
| Louise Fenella Cable-Alexander | Chairperson | 0 companies |