Riskpilot← Back to searchSign inGet full accessOPR-Finance Oy
OYActiveY-tunnus 1993902-6Lautatarhankatu 8-BOther activities auxiliary to financial services, except insurance and pension funding · NACE 6619Est. 200522 employeeswww.opr-vakuus.fi
Revenue 2024
EUR -67
-110% vs 2023
EBITDA margin
2659103.0%
+63% vs 2023
Equity ratio
-4.0%
Financial strength
Net profit 2024
EUR -4,3M
-14% vs 2023
| Revenue | EUR -67 | -110% |
| EBITDA | EUR -1,8M | +63% |
| Net profit | EUR -4,3M | -14% |
| Total assets | EUR 65,3M | +12% |
| Equity | EUR -2,6M | -339% |
| Employees | 22 | — |
Legal name
OPR-Finance Oy
Y-tunnus number
1993902-6
Legal form
Osakeyhtiö
NACE code
6619 · Other activities auxiliary to financial services, except insurance and pension funding
Founded
12. lokakuuta 2005
Share capital
EUR 15 000
Employees
22 (FTE)
VAT registered
No
Audit selected
No
Last report
2024-12-31
Financial year
January – December
Signatory rights
Toimitusjohtaja yksin ja hallituksen jäsenet kaksi yhdessä
Company purpose
Yhtiön toimiala on toimia sijoitus-, kehitys- ja rahoitusyhtiönä ja harjoittaa toimisto- ja hallinnollisten palvelujen tuottamista, vuokrausta, välitystä ja kauppaa sekä liikkeenjohdon, sijoitustoiminnan, hallinnon ja markkinoinnin koulutusta ja konsultointia.
Address
Lautatarhankatu 8-B
Phone
+3580207412030
Email
asiakaspalvelu@opr-vakuus.fi
Website
www.opr-vakuus.fi
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| Item | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|
| Revenue | 1 453 | 496 | 4 | 1 | −0 |
| Staff expenses | −3 996 | −3 394 | −3 568 | −3 724 | −3 622 |
| EBITDA | −16 656 | −4 297 | −3 582 | −4 784 | −1 782 |
| Depreciation & amort. | −193 | −481 | −607 | −606 | −549 |
| EBIT | −16 849 | −4 779 | −4 190 | −5 390 | −2 331 |
| Net financials | 2 196 | −1 382 | −1 811 | −5 441 | −7 381 |
| Profit before tax | −13 309 | −6 169 | −1 151 | −3 746 | −4 281 |
| Tax | −0 | 205 | −55 | −0 | −0 |
| Net profit | −13 309 | −6 374 | −1 096 | −3 746 | −4 281 |
| Item | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|
| Total assets | 66 626 | 50 862 | 53 085 | 58 252 | 65 285 |
| Equity | 12 010 | 5 642 | 4 851 | 1 099 | −2 623 |
| Long-term debt | 40 000 | 40 002 | 40 039 | 0 | 0 |
| Short-term debt | 11 078 | 2 976 | 7 116 | 16 630 | 27 630 |
| Total debt | 54 616 | 45 219 | 48 233 | 56 630 | 67 630 |
EBITDA margin
-178159900.0%
This company
15.8%
Market median
-1127594404% vs market
20202024
Equity ratio
-4.0%
This company
38.2%
Market median
-110% vs market
20202024
Return on equity
-428052800.0%
This company
18.4%
Market median
-2326374013% vs market
20202024
Net profit margin
-428052800.0%
This company
8.1%
Market median
-5284602569% vs market
20202024
Asset turnover
-0.00×
This company
1.12×
Market median
-100% vs market
20202024
Debt / equity
25.89×
This company
0.62×
Market median
-4076% vs market
20202024
- Annual report 2024Filed via PRH / YTJ · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via PRH / YTJ · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via PRH / YTJ · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via PRH / YTJ · Period 2021-01-01 – 2021-12-31
- Annual report 2020Filed via PRH / YTJ · Period 2020-01-01 – 2020-12-31
| Name | Role | Member since |
|---|---|---|
| Former (7) | ||
SM Audit | Audit | 2019 – 2023 |
AP Confidential Clerk | Confidential Clerk | 2020 – 2026 |
JA Confidential Clerk | Confidential Clerk | 2020 – 2026 |
TP Chief Executive Officer | Chief Executive Officer | 2013 – 2019 |
EH Chief Executive Officer | Chief Executive Officer | 2021 – 2025 |
KE | Audit | 2014 – 2019 |
JT Chief Executive Officer | Chief Executive Officer | 2019 – 2021 |
| Name | Role | Member since |
|---|---|---|
| Current (3) | ||
| Board of Directors | 2025 | |
| Board of Directors | 2025 | |
| Chairperson | 2022 | |
| Former (6) | ||
| Chairperson | 2018 – 2019 | |
| Board of Directors | 2018 – 2019 | |
| Board of Directors | 2018 – 2019 | |
| Board of Directors | 2022 – 2025 | |
| Board of Directors | 2019 – 2019 | |
| Board of Directors | 2018 – 2019 | |
No shareholder data available.
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OPR-Finance Oy (this company)
Everyday Finance Oü, ViroOPR-Finance ApS, TanskaOPR-Finance B.V., AlankomaatOPR-Finance Ab, RuotsiOPR-Finance s.r.o., TsekkiBoard members of OPR-Finance Oy also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Satu Maarit Peltonen | Audit | 0 companies |
| Antti Petteri Liira | Confidential Clerk | 0 companies |
| Jukka Antero Kyyrö | Confidential Clerk | 0 companies |
| Tomi Petteri Kleemola | Chief Executive Officer | 0 companies |
| Esa Henrik Alanko | Chief Executive Officer | 0 companies |
| Kristina Elisabet Sandin | Audit | 0 companies |
| Jouni Tapio Selin | Chief Executive Officer | 0 companies |
| Martin Göransson Backman | Chairperson | 0 companies |
| Sami Antero Porkka | Board of Directors | 0 companies |
| Ella Emilia Ruuska | Board of Directors | 0 companies |
| Jari Kalevi Ruuska | Chairperson | 0 companies |
| Nermin Hairedin-Korvenoja | Board of Directors | 0 companies |
| Marko Mikael Hyvärinen | Board of Directors | 0 companies |
| Rebecca Nyhlen | Board of Directors | 0 companies |
| Sirpa-Helena Sormunen | Board of Directors | 0 companies |
| Carl Richard Casimir Rosenius | Board of Directors | 0 companies |