Riskpilot← Back to searchSign inGet full accessCertum Group Finland Oy
OYActiveY-tunnus 2533959-6Pitkäkatu 62Other activities auxiliary to financial services, except insurance and pension funding · NACE 6619Est. 2013— employeeswww.certum.fi
Revenue 2024
EUR 308K
+34% vs 2023
EBITDA margin
-309.1%
-84% vs 2023
Equity ratio
-383.8%
Financial strength
Net profit 2024
EUR -1,2M
-43% vs 2023
| Revenue | EUR 308K | +34% |
| EBITDA | EUR -952K | -84% |
| Net profit | EUR -1,2M | -43% |
| Total assets | EUR 964K | -8% |
| Equity | EUR -3,7M | -47% |
| Employees | — | — |
Legal name
Certum Group Finland Oy
Y-tunnus number
2533959-6
Legal form
Osakeyhtiö
NACE code
6619 · Other activities auxiliary to financial services, except insurance and pension funding
Founded
21. helmikuuta 2013
Share capital
EUR 2 500
Employees
—
VAT registered
No
Audit selected
No
Last report
2024-11-30
Financial year
January – December
Signatory rights
Hallituksen puheenjohtaja ja toimitusjohtaja kumpikin yksin ja hallituksen jäsenet kaksi yhdessä
Company purpose
Yhtiön pääasiallisena toimialana on sijoitustoiminta sekä henkilöstöhallinto- ja talouspalveluiden tuottaminen.
Address
Pitkäkatu 62
Phone
+3580105678800
Website
www.certum.fi
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| Item | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|
| Revenue | 343 | 337 | 221 | 229 | 308 |
| Staff expenses | −418 | −267 | −294 | −323 | −363 |
| EBITDA | 222 | −90 | −319 | −518 | −952 |
| Depreciation & amort. | −210 | −133 | −180 | −167 | −176 |
| EBIT | 12 | −223 | −499 | −684 | −1 128 |
| Net financials | −176 | −139 | −135 | −142 | −53 |
| Profit before tax | −164 | −362 | −634 | −816 | −1 171 |
| Tax | −0 | −0 | −4 | 0 | 0 |
| Net profit | −164 | −362 | −630 | −826 | −1 181 |
| Item | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|
| Total assets | 1 780 | 2 014 | 1 071 | 1 050 | 964 |
| Equity | −729 | −1 091 | −1 692 | −2 518 | −3 699 |
| Long-term debt | 706 | 811 | 321 | 345 | 355 |
| Short-term debt | 1 804 | 2 294 | 2 442 | 3 223 | 4 308 |
| Total debt | 2 509 | 3 105 | 2 763 | 3 568 | 4 663 |
EBITDA margin
-309.1%
This company
15.8%
Market median
-2056% vs market
20202024
Equity ratio
-383.8%
This company
38.2%
Market median
-1105% vs market
20202024
Return on equity
-118115300.0%
This company
18.4%
Market median
-641931078% vs market
20202024
Net profit margin
-383.5%
This company
8.1%
Market median
-4835% vs market
20202024
Asset turnover
0.32×
This company
1.12×
Market median
-71% vs market
20202024
Debt / equity
1.26×
This company
0.62×
Market median
-103% vs market
20202024
- Annual report 2024Filed via PRH / YTJ · Period 2023-12-01 – 2024-11-30
- Annual report 2023Filed via PRH / YTJ · Period 2022-12-01 – 2023-11-30
- Annual report 2022Filed via PRH / YTJ · Period 2021-12-01 – 2022-11-30
- Annual report 2021Filed via PRH / YTJ · Period 2020-12-01 – 2021-11-30
- Annual report 2020Filed via PRH / YTJ · Period 2019-07-01 – 2020-11-30
| Name | Role | Member since |
|---|---|---|
| Current (3) | ||
MC Deputy auditor | Deputy auditor | 2024 |
RT Chief Executive Officer | Chief Executive Officer | 2015 |
MM Confidential Clerk | Confidential Clerk | 2026 |
| Former (3) | ||
JV Audit | Audit | 2024 – 2025 |
HA | Audit | 2018 – 2021 |
KA Deputy Member | Deputy Member | 2015 – 2022 |
| Name | Role | Member since |
|---|---|---|
| Current (1) | ||
| Board of Directors | 2022 | |
No shareholder data available.
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No registered parent or subsidiaries
Board members of Certum Group Finland Oy also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Marko Christian Saxell | Deputy auditor | 0 companies |
| Juho Veli Saarinen | Audit | 0 companies |
| Rami Tapani Kolkka | Chief Executive Officer | 0 companies |
| Heidi Aino Marjatta Siuko | Audit | 0 companies |
| Kari Antero Pöntinen | Deputy Member | 0 companies |
| Miia Maarit Hietanen | Confidential Clerk | 0 companies |
| Jussi Pekka Pöntinen | Board of Directors | 0 companies |