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Perintätoimisto Kallio Oy
OY
Active
Y-tunnus 2772075-3
Pl 20
Activities of collection agencies and credit bureaus · NACE 8291
Est. 2016
1 employees
www.perintatoimistokallio.fi
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Overview
Financials
People & ownership
Related companies
Revenue 2025
EUR 339K
-59% vs 2024
EBITDA margin
17.2%
-87% vs 2024
Equity ratio
97.0%
Financial strength
Net profit 2025
EUR 42K
-88% vs 2024
EBITDA — year on year
EUR millions
0M
-0M
-1M
-1M
-1M
0M
2021
0M
0%
2022
0M
0%
2023
0M
0%
2024
0M
0%
2025
Key figures
Annual report 2025
Revenue
EUR 339K
-59%
EBITDA
EUR 58K
-87%
Net profit
EUR 42K
-88%
Total assets
EUR 422K
-15%
Equity
EUR 410K
+3%
Employees
1
—
Company information
Legal name
Perintätoimisto Kallio Oy
Y-tunnus number
2772075-3
Legal form
Osakeyhtiö
NACE code
8291 · Activities of collection agencies and credit bureaus
Founded
11. heinäkuuta 2016
Share capital
EUR 2 500
Employees
1 (FTE)
VAT registered
No
Audit selected
No
Last report
2025-12-31
Financial year
January – December
Signatory rights
Hallituksen puheenjohtaja ja toimitusjohtaja kumpikin yksin ja hallituksen jäsenet kaksi yhdessä
Company purpose
Yhtiön toimiala on perintä liiketoiminta.
Contact
Address
Pl 20
Phone
+3580333993665
Email
perintatoimistokallio@gmail.com
Website
www.perintatoimistokallio.fi
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Companies in Activities of collection agencies and credit bureaus
Companies in Lahti
All Finland companies
Revenue
EUR millions
0M
0M
1M
1M
1M
0M
2021
0M
2022
0M
2023
1M
2024
0M
2025
EBITDA
EUR millions
0M
0M
1M
1M
1M
0M
2021
0M
2022
0M
2023
0M
2024
0M
2025
Income statement
EUR thousands
Item
2021
2022
2023
2024
2025
Revenue
144
127
77
835
339
Staff expenses
−60
−78
−74
−74
−76
EBITDA
14
12
−18
438
58
Depreciation & amort.
−1
−1
−0
−0
−5
EBIT
13
11
−18
438
54
Net financials
−0
−0
−0
−0
−0
Profit before tax
13
11
−18
438
53
Tax
3
3
0
85
11
Net profit
9
8
−18
353
42
Balance sheet
EUR thousands
Item
2021
2022
2023
2024
2025
Total assets
109
95
61
496
422
Equity
72
74
4 998
399
410
Long-term debt
—
—
0
0
0
Short-term debt
38
21
1 078
96
12
Total debt
38
21
1 078
96
12
Financial ratios
5-year trend
EBITDA margin
17.2%
This company
15.8%
Market median
+9% vs market
2021
2025
Equity ratio
97.0%
This company
38.2%
Market median
+154% vs market
2021
2025
Return on equity
10.3%
This company
18.4%
Market median
+44% vs market
2021
2025
Net profit margin
12.5%
This company
8.1%
Market median
+54% vs market
2021
2025
Asset turnover
0.80×
This company
1.12×
Market median
-29% vs market
2021
2025
Debt / equity
0.03×
This company
0.62×
Market median
+95% vs market
2021
2025
Annual reports & filings
Annual report 2025
Filed via PRH / YTJ · Period 2025-01-01 – 2025-12-31
View
PDF
Annual report 2024
Filed via PRH / YTJ · Period 2024-01-01 – 2024-12-31
View
PDF
Annual report 2023
Filed via PRH / YTJ · Period 2023-01-01 – 2023-12-31
View
PDF
Annual report 2022
Filed via PRH / YTJ · Period 2022-01-01 – 2022-12-31
View
PDF
Annual report 2021
Filed via PRH / YTJ · Period 2021-01-01 – 2021-12-31
View
PDF
Management
Actively employed in the business
Name
Role
Member since
Current (2)
VH
Ville Heikki Kauppi
Deputy Member
Deputy Member
2016
SS
Sami Sebastian Kallio
Chief Executive Officer
Chief Executive Officer
2016
Former (1)
JJ
Jari Juhani Havukainen
Audit
Audit
2016 – 2023
Board of directors
Non-executive oversight
No data on file.
Shareholders
As of last annual report
No shareholder data available.
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Company hierarchy
No registered parent or subsidiaries
Board network connections
Board members of Perintätoimisto Kallio Oy also hold positions in
0
other companies.
Person
Role here
Other companies
Jari Juhani Havukainen
Audit
0 companies
Ville Heikki Kauppi
Deputy Member
0 companies
Sami Sebastian Kallio
Chief Executive Officer
0 companies