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Hailaiffi Oy
OY
Active
Y-tunnus 2886055-5
Lukkarilankatu 8-C18
Activities of insurance agents and brokers · NACE 6622
Est. 2018
1 employees
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Overview
Financials
People & ownership
Related companies
Revenue 2025
EUR 158K
+65% vs 2024
EBITDA margin
52.4%
+159% vs 2024
Equity ratio
43.5%
Financial strength
Net profit 2025
EUR 50K
+88% vs 2024
EBITDA — year on year
EUR millions
0M
-0M
-1M
-1M
-1M
0M
2021
0M
0%
2022
0M
0%
2023
0M
0%
2024
0M
0%
2025
Key figures
Annual report 2025
Revenue
EUR 158K
+65%
EBITDA
EUR 83K
+159%
Net profit
EUR 50K
+88%
Total assets
EUR 540K
+62%
Equity
EUR 235K
+17%
Employees
1
—
Company information
Legal name
Hailaiffi Oy
Y-tunnus number
2886055-5
Legal form
Osakeyhtiö
NACE code
6622 · Activities of insurance agents and brokers
Founded
23. tammikuuta 2018
Share capital
EUR 2 500
Employees
1 (FTE)
VAT registered
No
Audit selected
No
Last report
2025-12-31
Financial year
January – December
Signatory rights
Toimitusjohtaja yksin
Company purpose
Vakuutusasiamiesten ja -välittäjien toiminta, kiinteän omaisuuden ja osakkeiden osto, myynti sekä vuokraus
Contact
Address
Lukkarilankatu 8-C18
Email
harri.kurkela@pohjola.fi
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Companies in Activities of insurance agents and brokers
Companies in Kemi
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Revenue
EUR millions
0M
0M
1M
1M
1M
0M
2021
0M
2022
0M
2023
0M
2024
0M
2025
EBITDA
EUR millions
0M
0M
1M
1M
1M
0M
2021
0M
2022
0M
2023
0M
2024
0M
2025
Income statement
EUR thousands
Item
2021
2022
2023
2024
2025
Revenue
141
131
171
96
158
Staff expenses
−58
−55
−55
−52
−57
EBITDA
74
59
92
32
83
Depreciation & amort.
−0
−0
−0
−0
−9
EBIT
73
58
92
32
74
Net financials
−1
−1
−8
2
−12
Profit before tax
73
57
84
33
62
Tax
15
12
17
7
12
Net profit
58
46
67
26
50
Balance sheet
EUR thousands
Item
2021
2022
2023
2024
2025
Total assets
162
260
346
335
540
Equity
96
134
190
202
235
Long-term debt
36
100
120
97
240
Short-term debt
30
26
36
36
65
Total debt
66
126
155
133
305
Financial ratios
5-year trend
EBITDA margin
52.4%
This company
15.8%
Market median
+232% vs market
2021
2025
Equity ratio
43.5%
This company
38.2%
Market median
+14% vs market
2021
2025
Return on equity
21.2%
This company
18.4%
Market median
+15% vs market
2021
2025
Net profit margin
31.4%
This company
8.1%
Market median
+288% vs market
2021
2025
Asset turnover
0.29×
This company
1.12×
Market median
-74% vs market
2021
2025
Debt / equity
1.30×
This company
0.62×
Market median
-110% vs market
2021
2025
Annual reports & filings
Annual report 2025
Filed via PRH / YTJ · Period 2025-01-01 – 2025-12-31
View
PDF
Annual report 2024
Filed via PRH / YTJ · Period 2024-01-01 – 2024-12-31
View
PDF
Annual report 2023
Filed via PRH / YTJ · Period 2023-01-01 – 2023-12-31
View
PDF
Annual report 2022
Filed via PRH / YTJ · Period 2022-01-01 – 2022-12-31
View
PDF
Annual report 2021
Filed via PRH / YTJ · Period 2021-01-01 – 2021-12-31
View
PDF
Management
Actively employed in the business
Name
Role
Member since
Current (2)
MM
Mika Matias Aitto-oja
Deputy Member
Deputy Member
2018
HA
Harri Aarne Olavi Kurkela
Chief Executive Officer
Chief Executive Officer
2018
Board of directors
Non-executive oversight
No data on file.
Shareholders
As of last annual report
No shareholder data available.
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Company hierarchy
No registered parent or subsidiaries
Board network connections
Board members of Hailaiffi Oy also hold positions in
0
other companies.
Person
Role here
Other companies
Mika Matias Aitto-oja
Deputy Member
0 companies
Harri Aarne Olavi Kurkela
Chief Executive Officer
0 companies