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Pactum Oy
OY
Active
Y-tunnus 0822906-1
B A, 80100
Joensuu
Other financial service activities, except insurance and pension funding n.e.c.
·
NACE 6499
Est. 1990 · 35 years old
5 employees
www.simonen-savolainen.fi
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Other financial service activities, except insurance and pension funding n.e.c.
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Pactum Oy
Overview
Financials
People & ownership
Related companies
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Financials
Revenue
EUR millions
0M
0M
1M
1M
1M
1M
2021
1M
2022
1M
2023
1M
2024
1M
2025
EBITDA
EUR millions
0M
-0M
-1M
-1M
-1M
0M
2021
0M
0%
2022
0M
0%
2023
0M
0%
2024
0M
0%
2025
Income statement
EUR thousands
Item
2021
2022
2023
2024
2025
Revenue
639
612
843
772
522
Staff expenses
−381
−353
−334
−353
−263
EBITDA
96
128
340
245
407
Depreciation & amort.
−16
−18
−17
−17
−15
EBIT
80
111
323
228
392
Net financials
10
9
27
30
49
Profit before tax
110
120
350
258
441
Tax
20
24
70
52
88
Net profit
90
96
280
207
353
Balance sheet
EUR thousands
Item
2021
2022
2023
2024
2025
Total assets
1 275
1 262
1 507
1 570
1 741
Equity
1 209
1 205
1 384
1 479
1 712
Long-term debt
—
—
47
0
0
Short-term debt
66
57
123
91
29
Total debt
66
57
123
91
29
Financial ratios
5-year trend
EBITDA-margin
78.0%
This company
15.8%
Market median
+394% vs market
2021
2025
Soliditetsgrad
98.3%
This company
38.2%
Market median
+157% vs market
2021
2025
Egenkapitalforrentning
20.6%
This company
18.4%
Market median
+12% vs market
2021
2025
Nettoresultatgrad
67.6%
This company
8.1%
Market median
+735% vs market
2021
2025
Aktivomsætning
0.30×
This company
1.12×
Market median
-73% vs market
2021
2025
Gæld/egenkapital
0.02×
This company
0.62×
Market median
+97% vs market
2021
2025
Annual reports & filings
Annual report 2025
Filed via PRH / YTJ · Period 2025-01-01 – 2025-12-31
View
PDF
Annual report 2024
Filed via PRH / YTJ · Period 2024-01-01 – 2024-12-31
View
PDF
Annual report 2023
Filed via PRH / YTJ · Period 2023-01-01 – 2023-12-31
View
PDF
Annual report 2022
Filed via PRH / YTJ · Period 2022-01-01 – 2022-12-31
View
PDF
Annual report 2021
Filed via PRH / YTJ · Period 2021-01-01 – 2021-12-31
View
PDF
More on Pactum Oy
Overview →
Headline figures, risk assessment and company summary
People & ownership →
Management, board and shareholder breakdown
Related companies →
Corporate hierarchy, parent and subsidiary network
