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Fintec Oy
OY
Active
Y-tunnus 1868278-3
Kotametsäntie 5, 62100
Lapua
Non-specialised wholesale trade
·
NACE 4690
Est. 2003 · 22 years old
— employees
www.fintec.fi
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Non-specialised wholesale trade
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Fintec Oy
Overview
Financials
People & ownership
Related companies
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Financials
Revenue
EUR millions
0M
0M
1M
1M
1M
1M
2021
1M
2022
1M
2023
1M
2024
1M
2025
EBITDA
EUR millions
0M
-0M
-1M
-1M
-1M
0M
2021
0M
0%
2022
0M
0%
2023
0M
0%
2024
0M
0%
2025
Income statement
EUR thousands
Item
2021
2022
2023
2024
2025
Revenue
659
756
824
818
636
Staff expenses
−190
−278
−305
−297
−259
EBITDA
113
168
147
129
83
Depreciation & amort.
−36
−43
−40
−37
−32
EBIT
77
126
107
92
51
Net financials
−6
−3
−9
−9
—
Profit before tax
71
122
98
83
43
Tax
13
25
20
17
−9
Net profit
58
97
78
66
34
Balance sheet
EUR thousands
Item
2021
2022
2023
2024
2025
Total assets
649
724
762
614
451
Equity
377
444
487
101
85
Long-term debt
182
204
158
423
230
Short-term debt
90
76
117
90
136
Total debt
272
280
275
512
365
Financial ratios
5-year trend
EBITDA-margin
13.0%
This company
15.8%
Market median
-18% vs market
2021
2025
Soliditetsgrad
18.9%
This company
38.2%
Market median
-51% vs market
2021
2025
Egenkapitalforrentning
40.1%
This company
18.4%
Market median
+118% vs market
2021
2025
Nettoresultatgrad
5.4%
This company
8.1%
Market median
-33% vs market
2021
2025
Aktivomsætning
1.41×
This company
1.12×
Market median
+26% vs market
2021
2025
Gæld/egenkapital
4.28×
This company
0.62×
Market median
-590% vs market
2021
2025
Annual reports & filings
Annual report 2025
Filed via PRH / YTJ · Period 2025-01-01 – 2025-12-31
View
PDF
Annual report 2024
Filed via PRH / YTJ · Period 2024-01-01 – 2024-12-31
View
PDF
Annual report 2023
Filed via PRH / YTJ · Period 2023-01-01 – 2023-12-31
View
PDF
Annual report 2022
Filed via PRH / YTJ · Period 2022-01-01 – 2022-12-31
View
PDF
Annual report 2021
Filed via PRH / YTJ · Period 2021-01-01 – 2021-12-31
View
PDF
More on Fintec Oy
Overview →
Headline figures, risk assessment and company summary
People & ownership →
Management, board and shareholder breakdown
Related companies →
Corporate hierarchy, parent and subsidiary network
