Riskpilot← Back to searchSign inGet full accessINSTABANK ASA
ASAActiveOrg 816914582Drammensveien 175, 0277 OsloOther monetary intermediation · NACE 6419Est. 201672 employees
Revenue 2024
NOK 52,4M
-3% vs 2023
EBITDA margin
-268.9%
-42% vs 2023
Equity ratio
13.0%
Financial strength
Net profit 2024
NOK 532,8M
+20% vs 2023
| Revenue | NOK 52,4M | -3% |
| EBITDA | NOK -141M | -42% |
| Net profit | NOK 532,8M | +20% |
| Total assets | NOK 8B | +10% |
| Equity | NOK 1B | +10% |
| Employees | 72 | — |
Legal name
INSTABANK ASA
Org number
816914582
Legal form
Allmennaksjeselskap
NACE code
6419 · Other monetary intermediation
Founded
18. mars 2016
Share capital
NOK 452 606 339
Employees
72 (FTE)
VAT registered
No
Audit selected
No
Last report
2024-12-31
Financial year
January – December
Signatory rights
To styremedlemmer i fellesskap. Daglig leder alene. Styrets leder alene.
Company purpose
Banken kan innenfor rammen av den lovgivning som til enhver tid gjelder, utføre alle forretninger og tjenester som det er vanlig eller naturlig at banker utfører.
Address
Drammensveien 175, 0277 Oslo
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 0 | 0 | 0 | 33 483 | 41 067 | 44 535 | 46 017 | 54 304 | 52 428 |
| Staff expenses | −12 368 | −25 459 | −0 | −39 355 | −41 666 | −50 324 | −55 498 | −68 644 | −86 533 |
| EBITDA | −28 439 | −72 420 | 0 | −73 559 | −59 397 | −68 295 | −94 961 | −99 371 | −140 986 |
| Depreciation & amort. | −624 | −2 784 | −0 | −8 719 | −12 742 | −14 102 | −13 045 | −12 440 | −13 002 |
| EBIT | −29 063 | −75 204 | 0 | −82 278 | −72 139 | −82 397 | −108 006 | −111 811 | −153 988 |
| Net financials | −505 | −17 949 | 0 | 303 309 | 329 515 | 319 931 | 391 234 | 556 225 | 686 833 |
| Profit before tax | −29 568 | −93 153 | 0 | 221 031 | 257 376 | 237 534 | 283 228 | 444 414 | 532 845 |
| Tax | 9 380 | −1 750 | −0 | −0 | −0 | −0 | −0 | −0 | −0 |
| Net profit | −38 948 | −91 403 | 0 | 221 031 | 257 376 | 237 534 | 283 228 | 444 414 | 532 845 |
| Item | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|
| Total assets | 526 905 | 2 111 002 | — | 3 540 819 | 3 996 129 | 4 831 652 | 5 799 235 | 7 277 283 | 8 008 454 |
| Equity | 236 859 | 282 669 | — | 567 626 | 583 678 | 666 107 | 786 275 | 948 139 | 1 041 603 |
| Long-term debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Short-term debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total debt | 290 046 | 1 828 333 | 0 | 2 973 192 | 3 412 451 | 4 165 546 | 5 012 958 | 6 329 145 | 6 966 852 |
EBITDA margin
-268.9%
This company
15.8%
Market median
-1802% vs market
20162024
Equity ratio
13.0%
This company
38.2%
Market median
-66% vs market
20162024
Return on equity
51.2%
This company
18.4%
Market median
+178% vs market
20162024
Net profit margin
1016.3%
This company
8.1%
Market median
+12447% vs market
20162024
Asset turnover
0.01×
This company
1.12×
Market median
-99% vs market
20162024
Debt / equity
6.69×
This company
0.62×
Market median
-979% vs market
20162024
- Annual report 2024Filed via Brønnøysundsregistrene · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via Brønnøysundsregistrene · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via Brønnøysundsregistrene · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via Brønnøysundsregistrene · Period 2021-01-01 – 2021-12-31
- Annual report 2020Filed via Brønnøysundsregistrene · Period 2020-01-01 – 2020-12-31
- Annual report 2019Filed via Brønnøysundsregistrene · Period 2019-01-01 – 2019-12-31
- Annual report 2018Filed via Brønnøysundsregistrene · Period 2018-01-01 – 2018-12-31
- Annual report 2017Filed via Brønnøysundsregistrene · Period 2017-01-01 – 2017-12-31
- Annual report 2016Filed via Brønnøysundsregistrene · Period 2016-03-01 – 2016-12-31
| Name | Role | Member since | Age | Other directorships |
|---|---|---|---|---|
RB Chief Executive Officer | Chief Executive Officer | 2016 | — | — |
JP Deputy Member | Deputy Member | 2026 | — | — |
JS Deputy Member | Deputy Member | 2022 | — | — |
JB Deputy Member | Deputy Member | 2025 | — | — |
| Name | Role | Member since | Age | Other directorships |
|---|---|---|---|---|
| Board of Directors | 2022 | — | — | |
| Chairman | 2022 | — | — | |
| Board of Directors | 2021 | — | — | |
| Board of Directors | 2022 | — | — | |
| Chairman | 2025 | — | — | |
| Board of Directors | 2022 | — | — | |
| Board of Directors | 2022 | — | — | |
| Board of Directors | 2023 | — | — | |
| Board of Directors | 2026 | — | — | |
| Board of Directors | 2025 | — | — | |
| Board of Directors | 2025 | — | — | |
| Board of Directors | 2025 | — | — |
| Shareholder | Type | Ownership | Votes | Since |
|---|---|---|---|---|
Kistefos As | Company | 24.9% | 24.9% | 2024 |
Hodne Invest As | Company | 9.9% | 9.9% | 2024 |
Velde Holding As | Company | 7.9% | 7.9% | 2024 |
Birkelunden Investeringsselskap As | Company | 5.5% | 5.5% | 2024 |
| Individual | 4.0% | 4.0% | 2022 | |
Apollo Asset Limited | Company | 3.7% | 3.7% | 2024 |
Bjella Investments As | Company | 3.5% | 3.5% | 2024 |
Hjellegjerde Invest As | Company | 2.7% | 2.7% | 2024 |
| Individual | 2.6% | 2.6% | 2024 | |
Goldman Sachs Bank Europe Se | Company | 2.6% | 2.6% | 2024 |
Kristian Falnes As | Company | 2.5% | 2.5% | 2024 |
Moroand As | Company | 2.3% | 2.3% | 2024 |
Leikvollbakken As | Company | 2.3% | 2.3% | 2024 |
Alto Holding As | Company | 1.6% | 1.6% | 2024 |
Nordnet Livsforsikring As | Company | 1.5% | 1.5% | 2024 |
Sonsinvest As | Company | 1.4% | 1.4% | 2024 |
| Individual | 1.3% | 1.3% | 2022 | |
| Individual | 1.2% | 1.2% | 2022 | |
Leirin Holding As | Company | 1.1% | 1.1% | 2024 |
Cahe Finans As | Company | 1.1% | 1.1% | 2024 |
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
Hodne Holding As
INSTABANK ASA Board members of INSTABANK ASA also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Robert Berg | Chief Executive Officer | 0 companies |
| Janne Perlestenbakken | Deputy Member | 0 companies |
| Jebanathan Sithamparanathan | Deputy Member | 0 companies |
| Johan Berg Fossen | Deputy Member | 0 companies |
| Farzad Jalily | Board of Directors | 0 companies |
| Mona Cathrin Nylander | Chairman | 0 companies |
| Henning Munkvold | Board of Directors | 0 companies |
| Petter Ek Jacobsen | Board of Directors | 0 companies |
| Thomas Berntsen | Chairman | 0 companies |
| Odd Harald Hauge | Board of Directors | 0 companies |
| Siv Felling Galligani | Board of Directors | 0 companies |
| Gunn Isabel Westerlund Ingemundsen | Board of Directors | 0 companies |
| Marius Male | Board of Directors | 0 companies |
| Anne Kristine Bøe Jørgensen | Board of Directors | 0 companies |
| Alexander Farooq | Board of Directors | 0 companies |
| Alexander Eide Farooq | Board of Directors | 0 companies |