Loading company…
Riskpilot
← Back to search
Sign in
Get full access
VISUAL BANKING AS
AS
Active
Org 882735532
Einars Vei 37B, 0575 Oslo
Other software publishing · NACE 5829
Est. 2001
2 employees
www.visualbanking.net
Watchlist
Share
Overview
Financials
People & ownership
Related companies
Revenue 2025
NOK 6,2M
-27% vs 2024
EBITDA margin
73.2%
-33% vs 2024
Equity ratio
2.9%
Financial strength
Net profit 2025
NOK 3,7M
-36% vs 2024
EBITDA — year on year
NOK millions
9M
7M
4M
2M
0M
7M
2021
6M
-14%
2022
5M
-17%
2023
7M
+40%
2024
5M
-29%
2025
Key figures
Annual report 2025
Revenue
NOK 6,2M
-27%
EBITDA
NOK 4,5M
-33%
Net profit
NOK 3,7M
-36%
Total assets
NOK 5,6M
-31%
Equity
NOK 165K
-66%
Employees
2
—
Company information
Legal name
VISUAL BANKING AS
Org number
882735532
Legal form
Aksjeselskap
NACE code
5829 · Other software publishing
Founded
5. januar 2001
Share capital
NOK 110 400
Employees
2 (FTE)
VAT registered
Yes
Audit selected
No
Last report
2025-12-31
Financial year
January – December
Signatory rights
Styrets medlemmer hver for seg.
Company purpose
Konsulentvirksomhet, utvikling og salg av programvare, samt deltagelse i annen virksomhet som naturlig faller inn under dette.
Contact
Address
Einars Vei 37B, 0575 Oslo
Website
www.visualbanking.net
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
Visit risika.com
Explore
Companies in Other software publishing
Companies in Oslo
All Norway companies
Revenue
NOK millions
0M
2M
5M
7M
9M
8M
2021
7M
2022
7M
2023
8M
2024
6M
2025
EBITDA
NOK millions
0M
2M
4M
6M
8M
7M
2021
6M
2022
5M
2023
7M
2024
5M
2025
Income statement
NOK thousands
Item
2021
2022
2023
2024
2025
Revenue
8 289
7 494
7 192
8 439
6 152
Staff expenses
−1 359
−1 397
−1 405
−1 360
−1 407
EBITDA
6 548
5 774
5 425
6 747
4 503
Depreciation & amort.
−0
−0
−0
−0
−0
EBIT
6 548
5 774
5 425
6 747
4 503
Net financials
529
−28
361
620
317
Profit before tax
7 077
5 746
5 786
7 367
4 819
Tax
1 558
1 242
1 250
1 572
1 137
Net profit
5 519
4 504
4 536
5 795
3 682
Balance sheet
NOK thousands
Item
2021
2022
2023
2024
2025
Total assets
7 616
6 438
6 639
8 191
5 636
Equity
337
441
477
482
165
Long-term debt
0
0
0
0
0
Short-term debt
7 278
5 997
6 162
7 708
5 471
Total debt
7 278
5 997
6 162
7 708
5 471
Financial ratios
5-year trend
EBITDA margin
73.2%
This company
15.8%
Market median
+363% vs market
2021
2025
Equity ratio
2.9%
This company
38.2%
Market median
-92% vs market
2021
2025
Return on equity
2233.4%
This company
18.4%
Market median
+12038% vs market
2021
2025
Net profit margin
59.9%
This company
8.1%
Market median
+640% vs market
2021
2025
Asset turnover
1.09×
This company
1.12×
Market median
+3% vs market
2021
2025
Debt / equity
33.18×
This company
0.62×
Market median
-5252% vs market
2021
2025
Annual reports & filings
Annual report 2025
Filed via Brønnøysundsregistrene · Period 2025-01-01 – 2025-12-31
View
PDF
Annual report 2024
Filed via Brønnøysundsregistrene · Period 2024-01-01 – 2024-12-31
View
PDF
Annual report 2023
Filed via Brønnøysundsregistrene · Period 2023-01-01 – 2023-12-31
View
PDF
Annual report 2022
Filed via Brønnøysundsregistrene · Period 2022-01-01 – 2022-12-31
View
PDF
Annual report 2021
Filed via Brønnøysundsregistrene · Period 2021-01-01 – 2021-12-31
View
PDF
Management
Actively employed in the business
No data on file.
Board of directors
Non-executive oversight
Name
Role
Member since
Current (2)
KJ
Kjell Jostein Isingrud
Board of Directors
2016
JP
Jan Petter Skogvang
Chairman
2016
Shareholders
As of last annual report
Shareholder
Type
Ownership
Votes
Since
Jokr As
Company
50%
50%
2024
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive.
Learn more
.
Company hierarchy
Jokr As
VISUAL BANKING AS
(this company)
Board network connections
Board members of VISUAL BANKING AS also hold positions in
0
other companies.
Person
Role here
Other companies
Kjell Jostein Isingrud
Board of Directors
0 companies
Jan Petter Skogvang
Chairman
0 companies