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CREDIT & DEBIT VISION AS
AS
Active
Org 979523815
Hoffselvpromenaden 2, 0279 Oslo
Accounting, bookkeeping and auditing activities; tax consultancy · NACE 6920
Est. 1998
2 employees
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Overview
Financials
People & ownership
Related companies
Revenue 2025
NOK 3M
+5% vs 2024
EBITDA margin
17.8%
-7% vs 2024
Equity ratio
8.8%
Financial strength
Net profit 2025
NOK 432K
-7% vs 2024
EBITDA — year on year
NOK millions
1M
1M
1M
0M
0M
1M
2021
1M
0%
2022
1M
0%
2023
1M
0%
2024
1M
0%
2025
Key figures
Annual report 2025
Revenue
NOK 3M
+5%
EBITDA
NOK 535K
-7%
Net profit
NOK 432K
-7%
Total assets
NOK 1,3M
+2%
Equity
NOK 110K
-14%
Employees
2
—
Company information
Legal name
CREDIT & DEBIT VISION AS
Org number
979523815
Legal form
Aksjeselskap
NACE code
6920 · Accounting, bookkeeping and auditing activities; tax consultancy
Founded
5. januar 1998
Share capital
—
Employees
2 (FTE)
VAT registered
Yes
Audit selected
No
Last report
2025-12-31
Financial year
January – December
Contact
Address
Hoffselvpromenaden 2, 0279 Oslo
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Companies in Accounting, bookkeeping and auditing activities; tax consultancy
Companies in Oslo
All Norway companies
Revenue
NOK millions
0M
1M
2M
3M
3M
3M
2021
3M
2022
3M
2023
3M
2024
3M
2025
EBITDA
NOK millions
0M
0M
1M
1M
1M
1M
2021
1M
2022
1M
2023
1M
2024
1M
2025
Income statement
NOK thousands
Item
2021
2022
2023
2024
2025
Revenue
2 700
2 721
2 829
2 852
3 001
Staff expenses
−1 611
−1 697
−1 795
−1 825
−1 915
EBITDA
769
684
577
578
535
Depreciation & amort.
−0
−0
−0
−0
−0
EBIT
769
684
577
578
535
Net financials
2
5
14
21
20
Profit before tax
771
689
591
598
555
Tax
170
152
130
132
123
Net profit
602
537
461
467
432
Balance sheet
NOK thousands
Item
2021
2022
2023
2024
2025
Total assets
1 357
1 285
1 234
1 230
1 255
Equity
114
151
112
129
110
Long-term debt
0
0
0
0
0
Short-term debt
1 243
1 134
1 122
1 102
1 144
Total debt
1 243
1 134
1 122
1 102
1 144
Financial ratios
5-year trend
EBITDA margin
17.8%
This company
15.8%
Market median
+13% vs market
2021
2025
Equity ratio
8.8%
This company
38.2%
Market median
-77% vs market
2021
2025
Return on equity
391.1%
This company
18.4%
Market median
+2026% vs market
2021
2025
Net profit margin
14.4%
This company
8.1%
Market median
+78% vs market
2021
2025
Asset turnover
2.39×
This company
1.12×
Market median
+113% vs market
2021
2025
Debt / equity
10.36×
This company
0.62×
Market median
-1571% vs market
2021
2025
Annual reports & filings
Annual report 2025
Filed via Brønnøysundsregistrene · Period 2025-01-01 – 2025-12-31
View
PDF
Annual report 2024
Filed via Brønnøysundsregistrene · Period 2024-01-01 – 2024-12-31
View
PDF
Annual report 2023
Filed via Brønnøysundsregistrene · Period 2023-01-01 – 2023-12-31
View
PDF
Annual report 2022
Filed via Brønnøysundsregistrene · Period 2022-01-01 – 2022-12-31
View
PDF
Annual report 2021
Filed via Brønnøysundsregistrene · Period 2021-01-01 – 2021-12-31
View
PDF
Management
Actively employed in the business
Name
Role
Member since
Current (1)
IJ
Inger Johanne Skjerve
Chief Executive Officer
Chief Executive Officer
1998
Board of directors
Non-executive oversight
Name
Role
Member since
Current (3)
US
Unn-Elise Sjønnegaard
Chairman
2010
AM
Anette Marcussen
Board of Directors
2010
LM
Lena Marie Skjervander
Board of Directors
2010
Shareholders
As of last annual report
No shareholder data available.
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive.
Learn more
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Company hierarchy
No registered parent or subsidiaries
Board network connections
Board members of CREDIT & DEBIT VISION AS also hold positions in
0
other companies.
Person
Role here
Other companies
Inger Johanne Skjerve
Chief Executive Officer
0 companies
Unn-Elise Sjønnegaard
Chairman
0 companies
Anette Marcussen
Board of Directors
0 companies
Lena Marie Skjervander
Board of Directors
0 companies