Riskpilot← Back to searchSign inGet full accessQred Bank AB
BABActiveOrg 5590089800Drottninggatan 98Other credit granting · NACE 6492Est. 2015200-499 employees
Revenue 2022
SEK 559M
+46% vs 2021
EBITDA margin
7.3%
-6% vs 2021
Equity ratio
15.7%
Financial strength
Net profit 2022
SEK -192K
-103% vs 2021
| Revenue | SEK 559M | +46% |
| EBITDA | SEK 41M | -6% |
| Net profit | SEK -192K | -103% |
| Total assets | SEK 909,9M | +20% |
| Equity | SEK 142,6M | +5% |
| Employees | — | — |
Legal name
Qred Bank AB
Org number
5590089800
Legal form
Bankaktiebolag
NACE code
6492 · Other credit granting
Founded
27 mars 2015
Share capital
SEK 500 000
Employees
200-499
VAT registered
Yes
Audit selected
No
Last report
2022-12-31
Financial year
January – December
Signatory rights
Firman tecknas av styrelsen Firman tecknas av Sunvisson, Emil Love i förening med en av ledamöterna Dessutom har verkställande direktören rätt att teckna firman beträffande löpande förvaltningsåtgärder
Company purpose
Bolaget har till föremål för sin verksamhet att bedriva bankrörelse enligt 1 kap. 3 § lag (2004:297) om bank- och finansieringsrörelse samt verksamhet som har ett naturligt sammanband därmed. Bolaget ska därvid bland annat: (1) låna upp medel, till exempel genom att ta emot inlåning från allmänheten, (2) lämna och förmedla kredit, (3) medverka till finansiering samt (4) tillhandahålla betaltjänster.
Address
Drottninggatan 98
Email
legal@qred.com
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2018 | 2019 | 2020 | 2021 | 2022 |
|---|---|---|---|---|---|
| Revenue | 140 099 | 231 211 | 298 363 | 383 878 | 558 957 |
| Staff expenses | — | — | — | — | — |
| EBITDA | 41 938 | 74 710 | 44 530 | 43 795 | 40 977 |
| Depreciation & amort. | −0 | −99 | −943 | −1 816 | −5 332 |
| EBIT | 41 938 | 74 611 | 43 587 | 41 979 | 35 645 |
| Net financials | −14 374 | −37 667 | −66 413 | −23 100 | −24 379 |
| Profit before tax | 27 564 | 35 796 | 37 394 | 7 981 | −34 |
| Tax | −9 395 | −17 394 | −8 244 | −1 789 | −158 |
| Net profit | 18 169 | 18 402 | 29 150 | 6 192 | −192 |
| Item | 2018 | 2019 | 2020 | 2021 | 2022 |
|---|---|---|---|---|---|
| Total assets | 373 914 | 656 220 | 716 167 | 760 594 | 909 911 |
| Equity | 18 535 | 86 836 | 128 091 | 136 219 | 142 638 |
| Long-term debt | 337 785 | 541 855 | 532 775 | 537 711 | 578 095 |
| Short-term debt | 17 594 | 25 082 | 20 351 | 34 025 | 81 738 |
| Total debt | 355 379 | 566 937 | 553 126 | 571 736 | 659 833 |
EBITDA margin
7.3%
This company
15.8%
Market median
-54% vs market
20182022
Equity ratio
15.7%
This company
38.2%
Market median
-59% vs market
20182022
Return on equity
-0.1%
This company
18.4%
Market median
-101% vs market
20182022
Net profit margin
-0.0%
This company
8.1%
Market median
-100% vs market
20182022
Asset turnover
0.61×
This company
1.12×
Market median
-46% vs market
20182022
Debt / equity
5.38×
This company
0.62×
Market median
-768% vs market
20182022
- Annual report 2022Filed via Bolagsverket / SCB · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via Bolagsverket / SCB · Period 2021-01-01 – 2021-12-31
- Annual report 2020Filed via Bolagsverket / SCB · Period 2020-01-01 – 2020-12-31
- Annual report 2019Filed via Bolagsverket / SCB · Period 2019-01-01 – 2019-12-31
- Annual report 2018Filed via Bolagsverket / SCB · Period 2018-01-01 – 2018-12-31
| Name | Role | Member since |
|---|---|---|
| Current (3) | ||
EL Chief Executive Officer | Chief Executive Officer | 2022 |
PM Chief Auditor | Chief Auditor | 2025 |
JJ Deputy Chief Executive Officer | Deputy Chief Executive Officer | 2022 |
| Former (1) | ||
DM Chief Auditor | Chief Auditor | 2022 – 2025 |
| Name | Role | Member since |
|---|---|---|
| Current (5) | ||
| Board of Directors | 2022 | |
| Board of Directors | 2022 | |
| Chairman | 2022 | |
| Board of Directors | 2022 | |
| Board of Directors | 2022 | |
| Former (2) | ||
| Board of Directors | 2023 – 2023 | |
| Chairman | 2023 – 2023 | |
| Shareholder | Type | Ownership | Votes | Since |
|---|---|---|---|---|
| Company | 100% | 100% | 0001 |
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
No registered parent or subsidiaries
Board members of Qred Bank AB also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Dan Marcus Robertsson | Chief Auditor | 0 companies |
| Emil Love Sunvisson | Chief Executive Officer | 0 companies |
| Per Martin Viktor By | Chief Auditor | 0 companies |
| Jason John Francis | Deputy Chief Executive Officer | 0 companies |
| Sean Matthew Cory | Board of Directors | 0 companies |
| Carl David Samuelson | Board of Directors | 0 companies |
| Thomas Gustav Jansson | Board of Directors | 0 companies |
| Jan Lars Mattias Carlsson | Chairman | 0 companies |
| Per Evald Widerström | Chairman | 0 companies |
| Caroline Elisabet Farberger | Board of Directors | 0 companies |
| Sebastian Wohlgschaft | Board of Directors | 0 companies |