Riskpilot← Back to searchSign inGet full accessKredinor AB
ABActiveOrg 5592090657StockholmActivities of collection agencies and credit bureaus · NACE 8291Est. 201937 employees
Revenue 2024
SEK 42,4M
-56% vs 2023
EBITDA margin
-69.6%
-199% vs 2023
Equity ratio
35.8%
Financial strength
Net profit 2024
SEK -110,8M
-138% vs 2023
| Revenue | SEK 42,4M | -56% |
| EBITDA | SEK -29,6M | -199% |
| Net profit | SEK -110,8M | -138% |
| Total assets | SEK 992,1M | -12% |
| Equity | SEK 354,9M | +1616% |
| Employees | 37 | — |
Legal name
Kredinor AB
Org number
5592090657
Legal form
Aktiebolag
NACE code
8291 · Activities of collection agencies and credit bureaus
Founded
13 juni 2019
Share capital
SEK 7 717 000
Employees
37 (FTE)
VAT registered
Yes
Audit selected
No
Last report
2024-12-31
Financial year
January – December
Signatory rights
Firman tecknas av styrelsen Firman tecknas två i förening av ledamöterna Firman tecknas två i förening av Eek-Johansen, Rolf Fransson, John Karl-Albert Abbe Göransson, Mats Erik Göran Petré Gustavi, Anna Malin Siegers, Petra Charlotta Dessutom har verkställande direktören rätt att teckna firman beträffande löpande förvaltningsåtgärder Firman tecknas av styrelsen Firman tecknas två i förening av ledamöterna Firman tecknas två i förening av Eek-Johansen, Rolf Fransson, John Karl-Albert Abbe Göransson, Mats Erik Göran Petré Gustavi, Anna Malin Siegers, Petra Charlotta Dessutom har verkställande direktören rätt att teckna firman beträffande löpande förvaltningsåtgärder
Company purpose
Bolaget skall - direkt eller genom dotterbolag - tillhandahålla kredit- och fordringsrelaterade tjänster, in- och utländsk inkasso och inkassobevakning, hantera kreditinformation, äga reverser och fordringar samt idka därmed förenlig verksamhet.
Address
Stockholm
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|
| Revenue | 0 | 2 209 | 31 089 | 64 254 | 95 558 | 42 445 |
| Staff expenses | — | — | — | — | — | — |
| EBITDA | −3 818 | −15 806 | −9 473 | 4 285 | 29 734 | −29 554 |
| Depreciation & amort. | −0 | −1 496 | −2 834 | −4 268 | −4 466 | −6 267 |
| EBIT | −3 818 | −17 302 | −12 307 | 17 | 25 268 | −35 821 |
| Net financials | −31 | −115 | −9 170 | −28 157 | −71 757 | −74 960 |
| Profit before tax | −3 848 | −17 416 | −21 476 | −28 140 | −46 489 | −110 781 |
| Tax | −0 | −0 | −0 | −0 | −0 | −0 |
| Net profit | −3 848 | −17 416 | −21 476 | −28 140 | −46 489 | −110 781 |
| Item | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|
| Total assets | 4 852 | 21 800 | 723 154 | 803 130 | 1 128 234 | 992 104 |
| Equity | 202 | 12 786 | 7 834 | 13 009 | 20 686 | 354 905 |
| Long-term debt | 4 000 | 5 500 | 650 000 | 775 000 | 1 020 000 | 547 065 |
| Short-term debt | 651 | 3 514 | 65 321 | 15 122 | 87 548 | 90 134 |
| Total debt | 4 651 | 9 014 | 715 321 | 790 122 | 1 107 548 | 637 199 |
EBITDA margin
-69.6%
This company
15.8%
Market median
-541% vs market
20192024
Equity ratio
35.8%
This company
38.2%
Market median
+6% vs market
20192024
Return on equity
-31.2%
This company
18.4%
Market median
-270% vs market
20192024
Net profit margin
-261.0%
This company
8.1%
Market median
-3322% vs market
20192024
Asset turnover
0.04×
This company
1.12×
Market median
-96% vs market
20192024
Debt / equity
1.80×
This company
0.62×
Market median
-190% vs market
20192024
- Annual report 2024Filed via Bolagsverket / SCB · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via Bolagsverket / SCB · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via Bolagsverket / SCB · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via Bolagsverket / SCB · Period 2021-01-01 – 2021-12-31
- Annual report 2020Filed via Bolagsverket / SCB · Period 2020-01-01 – 2020-12-31
- Annual report 2019Filed via Bolagsverket / SCB · Period 2019-06-01 – 2019-12-31
| Name | Role | Member since | Age | Other directorships |
|---|---|---|---|---|
MS Chief Auditor | Chief Auditor | 2021 | — | — |
PC Chief Executive Officer | Chief Executive Officer | 2021 | — | — |
UP Chief Auditor | Chief Auditor | 2024 | — | — |
OF Chief Auditor | Chief Auditor | 2020 | — | — |
| Name | Role | Member since | Age | Other directorships |
|---|---|---|---|---|
| Board of Directors | 2022 | — | — | |
| Board of Directors | 2024 | — | — | |
| Board of Directors | 2024 | — | — | |
| Deputy Board Member | 2020 | — | — | |
| Board of Directors | 2020 | — | — | |
| Board of Directors | 2020 | — | — | |
| Board of Directors | 2025 | — | — | |
| Board of Directors | 2023 | — | — | |
| Board of Directors | 2022 | — | — | |
| Board of Directors | 2025 | — | — | |
| Board of Directors | 2020 | — | — | |
| Board of Directors | 2020 | — | — | |
| Chairman | 2024 | — | — | |
| Chairman | 2020 | — | — | |
| Board of Directors | 2020 | — | — |
| Shareholder | Type | Ownership | Votes | Since |
|---|---|---|---|---|
Kredinor Holding AB | Company | 100.0% | 100.0% | 0001 |
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Kredinor Holding AB
Kredinor AB Board members of Kredinor AB also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Mona Susan Alfredsson | Chief Auditor | 0 companies |
| Petra Charlotta Siegers | Chief Executive Officer | 0 companies |
| Ulf Peter Sott | Chief Auditor | 0 companies |
| Ola Forberg | Chief Auditor | 0 companies |
| Anna Malin Gustavi | Board of Directors | 0 companies |
| Mats Erik Göran Göransson | Board of Directors | 0 companies |
| Stefan Pedersen Langva | Board of Directors | 0 companies |
| Gabriel Fu Örün | Deputy Board Member | 0 companies |
| Nils Arne Nordheim | Board of Directors | 0 companies |
| Vegard Helland | Board of Directors | 0 companies |
| Anna Malin Petré Gustavi | Board of Directors | 0 companies |
| Lars Johansson | Board of Directors | 0 companies |
| Charlotte Surén | Board of Directors | 0 companies |
| John Karl-Albert Abbe Fransson | Board of Directors | 0 companies |
| Torbjørn Martinsen | Board of Directors | 0 companies |
| Jakob Bølgen Bronebakk | Board of Directors | 0 companies |
| Rolf Eek-Johansen | Chairman | 0 companies |
| Lisa Stephanie Legallais-Hansen | Chairman | 0 companies |
| Geir-Egil Bolstad | Board of Directors | 0 companies |