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SPAR NORD BANK A/S
A/S
Dissolved
CVR 13737584
Skelagervej 15, 9000
Aalborg
Other monetary intermediation
· NACE 6419
Est. 1989
1476 employees
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SPAR NORD BANK A/S
Overview
Financials
People & ownership
Related companies
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Financials
Revenue
DKK millions
0M
1B
3B
4B
6B
0M
2021
0M
2022
0M
2023
0M
2024
4.8B
2025
EBITDA
DKK millions
0M
878M
2B
3B
4B
1.6B
2021
1.8B
2022
3.1B
2023
1.6B
2024
2.2B
2025
Income statement
DKK thousands
Item
2021
2022
2023
2024
2025
Revenue
0
0
0
—
4.807.000
Staff expenses
-2.132.000
-2.232.000
-2.446.000
-1.610.000
-3.023.000
EBITDA
1.556.000
1.806.000
3.054.000
1.574.000
2.153.000
Depreciation & amort.
-26.000
174.000
-59.000
25.000
-67.000
EBIT
1.582.000
1.632.000
2.995.000
1.549.000
2.086.000
Net financials
116.000
91.000
139.000
1.357.000
101.000
Profit before tax
1.699.000
1.724.000
3.136.000
2.906.000
2.187.000
Tax
330.000
309.000
716.000
684.000
465.000
Net profit
1.370.000
1.415.000
2.420.000
2.222.000
1.723.000
Balance sheet
DKK thousands
Item
2021
2022
2023
2024
2025
Total assets
116.626.000
124.040.000
135.104.000
143.785.000
146.294.000
Equity
11.924.000
12.469.000
13.979.000
14.628.000
16.051.000
Long-term debt
0
0
0
389.000
0
Short-term debt
104.622.000
111.504.000
120.961.000
0
129.489.000
Total debt
104.702.000
111.571.000
120.961.000
129.156.000
129.489.000
Financial ratios
5-year trend
EBITDA margin
44.8%
This company
15.8%
Market median
+184% vs market
2021
2025
Equity ratio
11.0%
This company
38.2%
Market median
-71% vs market
2021
2025
Return on equity
10.7%
This company
18.4%
Market median
+42% vs market
2021
2025
Net profit margin
35.8%
This company
8.1%
Market median
+342% vs market
2021
2025
Asset turnover
0.03×
This company
1.12×
Market median
-97% vs market
2021
2025
Debt / equity
8.11×
This company
0.62×
Market median
-1208% vs market
2021
2025
Annual reports & filings
Annual report 2025
Filed via CVR / Virk · Period 2025-01-01 – 2025-12-31
View
PDF
Annual report 2024
Filed via CVR / Virk · Period 2024-01-01 – 2024-12-31
View
PDF
Annual report 2023
Filed via CVR / Virk · Period 2023-01-01 – 2023-12-31
View
PDF
Annual report 2022
Filed via CVR / Virk · Period 2022-01-01 – 2022-12-31
View
PDF
Annual report 2021
Filed via CVR / Virk · Period 2021-01-01 – 2021-12-31
View
PDF
More on SPAR NORD BANK A/S
Overview →
Headline figures, risk assessment and company summary
People & ownership →
Management, board and shareholder breakdown
Related companies →
Corporate hierarchy, parent and subsidiary network
