Riskpilot← Back to searchSign inGet full accessKTSM-FINANS ApS
APSActiveCVR 18280132Stenhuggervej 21Other financial service activities, except insurance and pension funding n.e.c. · NACE 6499Est. 19941 employees
Revenue 2025
DKK 2,2M
+30% vs 2024
EBITDA margin
91.5%
+39% vs 2024
Equity ratio
58.9%
Financial strength
Net profit 2025
DKK 1,2M
+46% vs 2024
| Revenue | DKK 2,2M | +30% |
| EBITDA | DKK 2M | +39% |
| Net profit | DKK 1,2M | +46% |
| Total assets | DKK 22M | -1% |
| Equity | DKK 13M | +10% |
| Employees | 1 | — |
Legal name
KTSM-FINANS ApS
CVR number
18280132
Legal form
Anpartsselskab
NACE code
6499 · Other financial service activities, except insurance and pension funding n.e.c.
Founded
19. december 1994
Share capital
DKK 800.000
Employees
1 (FTE)
VAT registered
No
Audit selected
Yes
Last report
2025-12-31
Financial year
January – December
Signatory rights
Selskabet tegnes af en direktør alene.
Company purpose
Selskabets formål er factoring virksomhed i forhold til udvalgte kliniske tandtekniker- og tandlægeklinikker. Selskabets formål er endvidere efter ledelsens nærmere bestemmelse at yde finansiering af nye Tandprotetikeren klinikker og partnerskaber samt renovering, modernisering og flytning af eksisterende klinikker.
Address
Stenhuggervej 21
Phone
+4566190914
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 2.296 | 2.744 | 3.121 | 3.704 | 3.898 | 4.068 | 3.439 | 3.171 | 2.317 | 1.663 | 1.330 | 1.309 | 1.672 | 2.178 |
| Staff expenses | -332 | -363 | -382 | -416 | -446 | -459 | -211 | -55 | -76 | -71 | -184 | -230 | -242 | -186 |
| EBITDA | 1.943 | 2.360 | 2.718 | 3.288 | 3.452 | 3.610 | 3.228 | 3.115 | 2.241 | 1.592 | 1.147 | 1.079 | 1.430 | 1.992 |
| Depreciation & amort. | -0 | -0 | -0 | -21 | -0 | -4 | -94 | -190 | -305 | -373 | -374 | -283 | -187 | -79 |
| EBIT | 1.943 | 2.360 | 2.718 | 3.267 | 3.452 | 3.606 | 3.134 | 2.926 | 1.936 | 1.219 | 773 | 796 | 1.243 | 1.913 |
| Net financials | -373 | -433 | -452 | -457 | -423 | -348 | -256 | -196 | -116 | -109 | -198 | -25 | -191 | -371 |
| Profit before tax | 1.570 | 1.928 | 2.266 | 2.810 | 3.029 | 3.258 | 2.878 | 2.729 | 1.821 | 1.110 | 576 | 771 | 1.052 | 1.542 |
| Tax | 393 | 483 | 558 | 663 | 665 | 719 | 635 | 603 | 401 | 244 | 124 | 170 | 230 | 341 |
| Net profit | 1.177 | 1.445 | 1.707 | 2.146 | 2.364 | 2.538 | 2.243 | 2.126 | 1.420 | 867 | 451 | 601 | 821 | 1.201 |
| Item | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total assets | 18.316 | 21.130 | 26.527 | 29.134 | 31.692 | 32.678 | 32.706 | 31.947 | 26.872 | 23.692 | 19.447 | 19.311 | 22.251 | 22.049 |
| Equity | — | 7.890 | 9.597 | 11.743 | 13.482 | 15.813 | 17.073 | 19.074 | 15.722 | 14.682 | 10.368 | 10.970 | 11.791 | 12.991 |
| Long-term debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Short-term debt | 11.871 | 13.241 | 16.931 | 17.391 | 18.210 | 16.857 | 15.609 | 12.837 | 11.103 | 8.987 | 9.079 | 8.341 | 10.460 | 9.057 |
| Total debt | 11.871 | 13.241 | 16.931 | 17.391 | 18.210 | 16.857 | 15.609 | 12.837 | 11.103 | 8.987 | 9.079 | 8.341 | 10.460 | 9.057 |
EBITDA margin
91.5%
This company
15.8%
Market median
+479% vs market
20122025
Equity ratio
58.9%
This company
38.2%
Market median
+54% vs market
20122025
Return on equity
9.2%
This company
18.4%
Market median
-50% vs market
20122025
Net profit margin
55.1%
This company
8.1%
Market median
+580% vs market
20122025
Asset turnover
0.10×
This company
1.12×
Market median
-91% vs market
20122025
Debt / equity
0.70×
This company
0.62×
Market median
+13% vs market
20122025
- Annual report 2025Filed via CVR / Virk · Period 2025-01-01 – 2025-12-31
- Annual report 2024Filed via CVR / Virk · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via CVR / Virk · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via CVR / Virk · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via CVR / Virk · Period 2021-01-01 – 2021-12-31
- Annual report 2020Filed via CVR / Virk · Period 2020-01-01 – 2020-12-31
- Annual report 2019Filed via CVR / Virk · Period 2019-01-01 – 2019-12-31
- Annual report 2018Filed via CVR / Virk · Period 2018-01-01 – 2018-12-31
- Annual report 2017Filed via CVR / Virk · Period 2017-01-01 – 2017-12-31
- Annual report 2016Filed via CVR / Virk · Period 2016-01-01 – 2016-12-31
- Annual report 2015Filed via CVR / Virk · Period 2015-01-01 – 2015-12-31
- Annual report 2014Filed via CVR / Virk · Period 2014-01-01 – 2014-12-31
- Annual report 2013Filed via CVR / Virk · Period 2013-01-01 – 2013-12-31
- Annual report 2012Filed via CVR / Virk · Period 2012-01-01 – 2012-12-31
| Name | Role | Member since | Age | Other directorships |
|---|---|---|---|---|
LL Founder | Founder | 1994 | — | — |
JF Founder | Founder | 1994 | — | — |
JH Founder | Founder | 1994 | — | — |
ML Founder | Founder | 1994 | — | — |
KR Founder | Founder | 1994 | — | — |
NL Founder | Founder | 1994 | — | — |
IL Founder | Founder | 1994 | — | — |
AL Founder | Founder | 1994 | — | — |
HL | Founder | 1994 | — | — |
BK Management | Management | 2022 | — | — |
AE Founder | Founder | 1994 | — | — |
HN Founder | Founder | 1994 | — | — |
SK Founder | Founder | 1994 | — | — |
JG Founder | Founder | 1994 | — | — |
JP Founder | Founder | 1994 | — | — |
AW Founder | Founder | 1994 | — | — |
No data on file.
| Shareholder | Type | Ownership | Votes | Since |
|---|---|---|---|---|
| Individual | 10.0% | 10.0% | 1999 | |
| Individual | 10.0% | 10.0% | 2006 | |
TANDPROTETIKEREN, NÆSTVED HOLDING ApS | Company | 10.0% | 10.0% | 2015 |
SPWH HOLDING ApS | Company | 10.0% | 10.0% | 2015 |
| Individual | 10.0% | 10.0% | 2006 | |
KOBBERØ HOLDING, FREDERIKSBERG ApS | Company | 5.0% | 5.0% | 2021 |
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
No registered parent or subsidiaries
Board members of KTSM-FINANS ApS also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Linda Larsen | Founder | 0 companies |
| Jytte Frigga Dall | Founder | 0 companies |
| Jette Hansen | Founder | 0 companies |
| Michael Ludwig Bergerling | Founder | 0 companies |
| Kim Ræv Rasmussen | Founder | 0 companies |
| Niels Lauge Laugesen | Founder | 0 companies |
| Inge Lise Nielsen | Founder | 0 companies |
| Anne Lise Næsbjerg | Founder | 0 companies |
| Hans-Jørgen Lütz Kalodent Kruse | Founder | 0 companies |
| Brian Kjems-Nielsen | Management | 0 companies |
| Annette Egedgaard Hansen | Founder | 0 companies |
| Hans Nordby Stokholm | Founder | 0 companies |
| Svend Kærsaa | Founder | 0 companies |
| Jan Grubich | Founder | 0 companies |
| Jytte Pedersen | Founder | 0 companies |
| Astrid Winther Hansen | Founder | 0 companies |