Riskpilot← Back to searchSign inGet full accessFACTOR INSURANCE BROKERS A/S
A/SActiveCVR 20894601Kongevejen 415Activities of insurance agents and brokers · NACE 6622Est. 199812 employeeswww.factor.dk
Revenue 2025
DKK 10,5M
0% vs 2024
EBITDA margin
5.1%
-65% vs 2024
Equity ratio
22.9%
Financial strength
Net profit 2025
DKK 827K
+533% vs 2024
| Revenue | DKK 10,5M | +0% |
| EBITDA | DKK 532K | -65% |
| Net profit | DKK 827K | +533% |
| Total assets | DKK 44,6M | +87% |
| Equity | DKK 10,2M | -14% |
| Employees | 12 | — |
Legal name
FACTOR INSURANCE BROKERS A/S
CVR number
20894601
Legal form
Aktieselskab
NACE code
6622 · Activities of insurance agents and brokers
Founded
1. april 1998
Share capital
DKK 2.000.000
Employees
12 (FTE)
VAT registered
Yes
Audit selected
Yes
Last report
2025-12-31
Financial year
January – December
Signatory rights
Selskabet tegnes af bestyrelsesformanden i forening med et bestyrelsesmedlem eller af en direktør i forening med 1 bestyrelsesmedlem eller af den samlede bestyrelse.
Company purpose
Selskabets formål er at drive virksomhed med rådgivning om og formidling af danske og internationale forsikringsydelser samt anden hermed beslægtet virksomhed. Selskabet ejer desuden ejendommen Kongevejen 415, Holte og varetager den hermed forbundne udlejningsvirksomhed.
Address
Kongevejen 415
Phone
+4545172000
Email
copenhagen@factor.dk
Website
www.factor.dk
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 6.862 | 5.121 | 4.223 | 7.273 | 6.810 | 7.129 | 7.653 | 9.085 | 8.979 | 9.319 | 9.672 | 15.502 | 10.531 | 10.534 |
| Staff expenses | -5.816 | -4.631 | -4.097 | -6.004 | -6.173 | -5.975 | -6.813 | -7.891 | -8.285 | -8.933 | -8.584 | -9.164 | -9.025 | -10.002 |
| EBITDA | 1.046 | 490 | 125 | 1.269 | 637 | 1.154 | 840 | 1.194 | 694 | 387 | 1.088 | 847 | 1.506 | 532 |
| Depreciation & amort. | -806 | -436 | -355 | -1.236 | -115 | -557 | -202 | -381 | -188 | -197 | -525 | -9 | -130 | -510 |
| EBIT | 241 | 54 | -230 | 33 | 521 | 597 | 638 | 813 | 506 | 190 | 563 | 838 | 1.376 | 22 |
| Net financials | -90 | -75 | -55 | 1 | 8 | 7 | 17 | -10 | -80 | -89 | -86 | 4 | -1.245 | 805 |
| Profit before tax | 150 | -20 | -285 | 34 | 529 | 604 | 655 | 803 | 425 | 101 | 477 | 841 | 131 | 827 |
| Tax | 41 | 85 | -60 | 12 | 306 | 90 | 50 | -0 | -0 | -0 | -0 | -0 | -0 | -0 |
| Net profit | 110 | -105 | -225 | 22 | 223 | 514 | 605 | 803 | 425 | 101 | 477 | 841 | 131 | 827 |
| Item | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total assets | 5.863 | 5.188 | 4.638 | 9.954 | 9.902 | 10.209 | 11.223 | 12.658 | 13.785 | 12.470 | 14.205 | 24.428 | 23.870 | 44.649 |
| Equity | 2.286 | 2.181 | 1.955 | 7.751 | 7.974 | 8.488 | 9.093 | 9.896 | 10.321 | 10.422 | 10.899 | 11.741 | 11.871 | 10.242 |
| Long-term debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 219 | 0 | 0 | 0 | 0 | 6.944 | 6.694 |
| Short-term debt | 3.577 | 3.008 | 2.683 | 2.203 | 1.927 | 1.721 | 2.130 | 2.544 | 3.464 | 2.048 | 3.306 | 12.688 | 5.055 | 27.713 |
| Total debt | 3.577 | 3.008 | 2.683 | 2.203 | 1.927 | 1.721 | 2.130 | 2.762 | 3.464 | 2.048 | 3.306 | 12.688 | 11.999 | 34.407 |
EBITDA margin
5.1%
This company
15.8%
Market median
-68% vs market
20122025
Equity ratio
22.9%
This company
38.2%
Market median
-40% vs market
20122025
Return on equity
8.1%
This company
18.4%
Market median
-56% vs market
20122025
Net profit margin
7.8%
This company
8.1%
Market median
-4% vs market
20122025
Asset turnover
0.24×
This company
1.12×
Market median
-79% vs market
20122025
Debt / equity
3.36×
This company
0.62×
Market median
-442% vs market
20122025
- Annual report 2025Filed via CVR / Virk · Period 2025-01-01 – 2025-12-31
- Annual report 2024Filed via CVR / Virk · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via CVR / Virk · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via CVR / Virk · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via CVR / Virk · Period 2021-01-01 – 2021-12-31
- Annual report 2020Filed via CVR / Virk · Period 2020-01-01 – 2020-12-31
- Annual report 2019Filed via CVR / Virk · Period 2019-01-01 – 2019-12-31
- Annual report 2018Filed via CVR / Virk · Period 2018-01-01 – 2018-12-31
- Annual report 2017Filed via CVR / Virk · Period 2017-01-01 – 2017-12-31
- Annual report 2016Filed via CVR / Virk · Period 2016-01-01 – 2016-12-31
- Annual report 2015Filed via CVR / Virk · Period 2015-01-01 – 2015-12-31
- Annual report 2014Filed via CVR / Virk · Period 2014-01-01 – 2014-12-31
- Annual report 2013Filed via CVR / Virk · Period 2013-01-01 – 2013-12-31
- Annual report 2012Filed via CVR / Virk · Period 2012-01-01 – 2012-12-31
| Name | Role | Member since | Age | Other directorships |
|---|---|---|---|---|
PF Management | Management | 1998 | — | — |
KR Chief Executive Officer | Chief Executive Officer | 2021 | — | — |
LN Management | Management | 2008 | — | — |
EN Chief Executive Officer | Chief Executive Officer | 2003 | — | — |
PA Management | Management | 1998 | — | — |
| Name | Role | Member since | Age | Other directorships |
|---|---|---|---|---|
| Board of Directors | 2001 | — | — | |
| Board of Directors | 1998 | — | — | |
| Board of Directors | 2010 | — | — | |
| Chairman | 2004 | — | — | |
| Board of Directors | 2001 | — | — | |
| Board of Directors | 1998 | — | — | |
| Board of Directors | 2008 | — | — | |
| Chairman | 2008 | — | — | |
| Board of Directors | 2011 | — | — | |
| Board of Directors | 2004 | — | — | |
| Board of Directors | 2013 | — | — | |
| Chairman | 2025 | — | — | |
| Board of Directors | 2021 | — | — | |
| Board of Directors | 2002 | — | — | |
| Board of Directors | 2004 | — | — | |
| Board of Directors | 2002 | — | — | |
| Chairman | 1998 | — | — | |
| Board of Directors | 2008 | — | — | |
| Board of Directors | 2012 | — | — | |
| Board of Directors | 1998 | — | — | |
| Chairman | 2000 | — | — |
| Shareholder | Type | Ownership | Votes | Since |
|---|---|---|---|---|
AL Sydbank A/S | Company | 33.3% | 33.3% | 2025 |
NYKREDIT BANK A/S | Company | 15.0% | 15.0% | 2026 |
Sparekassen Danmark | Company | 10.0% | 10.0% | 2021 |
MIDDELFART SPAREKASSE | Company | 5.0% | 5.0% | 2015 |
SJF Bank A/S | Company | 5.0% | 5.0% | 2020 |
SPAREKASSEN KRONJYLLAND | Company | 5.0% | 5.0% | 2015 |
Den Jyske Sparekasse A/S | Company | 5.0% | 5.0% | 2018 |
AKTIESELSKABET ARBEJDERNES LANDSBANK | Company | 5.0% | 5.0% | 2015 |
DEN JYSKE SPAREKASSE | Company | 5.0% | 5.0% | 2015 |
JUTLANDER BANK A/S | Company | 5.0% | 5.0% | 2015 |
SPAR NORD BANK A/S | Company | 15.0% | 15.0% | 2015 |
VESTJYSK BANK A/S | Company | 10.0% | 10.0% | 2015 |
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
SPAREKASSEN KRONJYLLAND
FACTOR INSURANCE BROKERS A/S Board members of FACTOR INSURANCE BROKERS A/S also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Peter Feldthusen | Management | 0 companies |
| Klaus Ravn | Chief Executive Officer | 0 companies |
| Lars Neumann | Management | 0 companies |
| Eilif Nørgaard | Chief Executive Officer | 0 companies |
| Peter Andreas Stakemann | Management | 0 companies |
| Klaus Damgaard Steffensen | Board of Directors | 0 companies |
| Annemette Heller | Board of Directors | 0 companies |
| Klaus Oberthanner Skjødt | Board of Directors | 0 companies |
| Gisle Skansen | Chairman | 0 companies |
| Peter Hinrichsen | Board of Directors | 0 companies |
| Tina Kolding Feldthusen | Board of Directors | 0 companies |
| Henrik Westergaard | Board of Directors | 0 companies |
| John Lundsgaard | Chairman | 0 companies |
| Karl Tholstrup | Board of Directors | 0 companies |
| Terje Finholdt | Board of Directors | 0 companies |
| Per Asbjørn Sønderup | Board of Directors | 0 companies |
| Svend Randers | Chairman | 0 companies |
| Michael Nelander Petersen | Board of Directors | 0 companies |
| Erlend Sundstrøm | Board of Directors | 0 companies |
| Tore Kvam | Board of Directors | 0 companies |
| Jørn Ole Jørgensen | Board of Directors | 0 companies |
| Kim Madsen | Chairman | 0 companies |
| Peter Søndergaard Christiansen | Board of Directors | 0 companies |
| Bent Jensen | Board of Directors | 0 companies |
| Albert Johannes Kristian Stilling | Board of Directors | 0 companies |
| Jørn Allan Pedersen | Chairman | 0 companies |