Riskpilot← Back to searchSign inGet full accessMIDDELFART SPAREKASSE
FIVActiveCVR 24744817Havnegade 21Other monetary intermediation · NACE 6419Est. 1853585 employees
Revenue 2025
DKK 0
EBITDA margin
—
-46% vs 2024
Equity ratio
12.6%
Financial strength
Net profit 2025
DKK 248,7M
-15% vs 2024
| Revenue | DKK 0 | — |
| EBITDA | DKK 203,7M | -46% |
| Net profit | DKK 248,7M | -15% |
| Total assets | DKK 28,7B | +31% |
| Equity | DKK 3,6B | +21% |
| Employees | 585 | — |
Legal name
MIDDELFART SPAREKASSE
CVR number
24744817
Legal form
Særlig finansiel virksomhed
NACE code
6419 · Other monetary intermediation
Founded
5. april 1853
Share capital
DKK 0
Employees
585 (FTE)
VAT registered
Yes
Audit selected
Yes
Last report
2025-12-31
Financial year
January – December
Signatory rights
Middelfart Sparekasse tegnes af:
a) To medlemmer af bestyrelsen i forening eller
b) Ét medlem af bestyrelsen i forening med et medlem af direktionen.
Company purpose
Sparekassens formål er at drive pengeinstitutvirksomhed samt anden virksomhed, der accessorisk hertil. Sparekassens ønske er desuden at støtte og afholde almennyttige aktiviteter i Sparekassens virkeområde.
Address
Havnegade 21
Phone
+4564222222
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 442.020 | 461.382 | 475.407 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Staff expenses | -317.818 | -358.048 | -377.775 | -404.142 | -414.402 | -456.821 | -490.310 | -543.363 | -610.202 | -670.260 |
| EBITDA | 126.543 | 103.540 | 99.120 | 172.468 | 113.082 | 141.121 | 80.464 | 439.715 | 377.449 | 203.679 |
| Depreciation & amort. | -7.507 | -7.550 | -2.980 | -20.009 | -34.238 | -28.415 | -28.535 | -23.650 | -16.059 | -12.801 |
| EBIT | 119.036 | 95.990 | 96.140 | 152.459 | 78.844 | 112.706 | 51.929 | 416.065 | 361.390 | 190.878 |
| Net financials | -9.982 | 25.518 | 6.085 | 14.780 | 32.842 | 63.875 | 18.425 | 19.489 | 21.942 | 128.754 |
| Profit before tax | 109.054 | 121.508 | 102.225 | 167.239 | 111.686 | 176.581 | 70.354 | 435.554 | 383.332 | 319.632 |
| Tax | 18.380 | 16.535 | 10.103 | 20.311 | 14.741 | 27.493 | 9.425 | 101.426 | 90.668 | 70.888 |
| Net profit | 90.674 | 104.973 | 92.122 | 146.928 | 96.945 | 149.088 | 60.929 | 334.128 | 292.664 | 248.744 |
| Item | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Total assets | 8.745.709 | 10.776.114 | 12.077.454 | 13.493.771 | 14.730.066 | 17.281.989 | 18.358.234 | 20.211.661 | 21.914.194 | 28.702.528 |
| Equity | 1.012.412 | 1.127.549 | 1.233.449 | 1.386.343 | 1.544.409 | 1.847.174 | 1.912.039 | 2.551.041 | 2.998.638 | 3.630.614 |
| Long-term debt | 1.008.830 | 729.820 | 835.484 | 0 | 0 | 0 | 0 | 0 | 0 | 123.463 |
| Short-term debt | 6.720.251 | 8.913.170 | 9.983.717 | 12.086.504 | 13.168.900 | 15.413.015 | 16.422.553 | 17.637.119 | 18.895.403 | 24.897.828 |
| Total debt | 7.733.297 | 9.648.565 | 10.844.005 | 12.107.428 | 13.185.657 | 15.434.815 | 16.422.553 | 17.637.119 | 18.895.403 | 25.021.291 |
EBITDA margin
20367900000.0%
This company
15.8%
Market median
+128910759394% vs market
20162025
Equity ratio
12.6%
This company
38.2%
Market median
-67% vs market
20162025
Return on equity
6.9%
This company
18.4%
Market median
-63% vs market
20162025
Net profit margin
24874400000.0%
This company
8.1%
Market median
+307091357925% vs market
20162025
Asset turnover
0.00×
This company
1.12×
Market median
-100% vs market
20162025
Debt / equity
6.91×
This company
0.62×
Market median
-1015% vs market
20162025
- Annual report 2025Filed via CVR / Virk · Period 2025-01-01 – 2025-12-31
- Annual report 2024Filed via CVR / Virk · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via CVR / Virk · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via CVR / Virk · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via CVR / Virk · Period 2021-01-01 – 2021-12-31
- Annual report 2020Filed via CVR / Virk · Period 2020-01-01 – 2020-12-31
- Annual report 2019Filed via CVR / Virk · Period 2019-01-01 – 2019-12-31
- Annual report 2018Filed via CVR / Virk · Period 2018-01-01 – 2018-12-31
- Annual report 2017Filed via CVR / Virk · Period 2017-01-01 – 2017-12-31
- Annual report 2016Filed via CVR / Virk · Period 2016-01-01 – 2016-12-31
| Name | Role | Member since | Age | Other directorships |
|---|---|---|---|---|
HS | Deputy | 1853 | — | — |
RD Deputy | Deputy | 2013 | — | — |
BN | Deputy | 2003 | — | — |
KF | Deputy | 1999 | — | — |
BL Deputy | Deputy | 2003 | — | — |
HE Chief Executive Officer | Chief Executive Officer | 1853 | — | — |
KB Deputy | Deputy | 2018 | — | — |
HB Management | Management | 2025 | — | — |
PM Deputy | Deputy | 2011 | — | — |
MF Deputy | Deputy | 2013 | — | — |
KL Deputy | Deputy | 1853 | — | — |
MN Chief Executive Officer | Chief Executive Officer | 2012 | — | — |
DJ Deputy | Deputy | 1999 | — | — |
JT Management | Management | 2023 | — | — |
SE Management | Management | 1853 | — | — |
CK Deputy | Deputy | 2005 | — | — |
SP Deputy | Deputy | 2015 | — | — |
MA Deputy | Deputy | 1853 | — | — |
OB Deputy | Deputy | 2007 | — | — |
BS | Audit | 1853 | — | — |
MN Deputy | Deputy | 2018 | — | — |
IN Deputy | Deputy | 1853 | — | — |
SS Deputy | Deputy | 2011 | — | — |
| Name | Role | Member since | Age | Other directorships |
|---|---|---|---|---|
| Board of Directors | 2013 | — | — | |
| Board of Directors | 2011 | — | — | |
| Board of Directors | 1853 | — | — | |
| Board of Directors | 1987 | — | — | |
| Board of Directors | 1999 | — | — | |
| Board of Directors | 1853 | — | — | |
| Board of Directors | 2011 | — | — | |
| Board of Directors | 1853 | — | — | |
| Chairman | 2021 | — | — | |
| Board of Directors | 2009 | — | — | |
| Board of Directors | 2015 | — | — | |
| Board of Directors | 2018 | — | — | |
| Board of Directors | 2001 | — | — | |
| Board of Directors | 2022 | — | — | |
| Board of Directors | 1853 | — | — | |
LL | Board of Directors | 1999 | — | — |
| Board of Directors | 2015 | — | — | |
| Deputy Chairman | 2018 | — | — | |
| Board of Directors | 2019 | — | — | |
| Board of Directors | 1977 | — | — | |
| Chairman | 1853 | — | — | |
| Board of Directors | 1853 | — | — | |
| Board of Directors | 2023 | — | — | |
| Board of Directors | 2025 | — | — | |
| Board of Directors | 2003 | — | — | |
| Board of Directors | 2025 | — | — | |
| Deputy Chairman | 2011 | — | — | |
| Board of Directors | 2019 | — | — | |
| Board of Directors | 1853 | — | — | |
| Board of Directors | 2018 | — | — | |
| Board of Directors | 2009 | — | — | |
| Deputy Chairman | 2009 | — | — | |
| Board of Directors | 2007 | — | — | |
| Board of Directors | 2026 | — | — | |
| Board of Directors | 1853 | — | — | |
| Board of Directors | 2024 | — | — | |
| Board of Directors | 2011 | — | — | |
| Board of Directors | 2017 | — | — | |
| Board of Directors | 1981 | — | — | |
| Board of Directors | 1974 | — | — | |
| Chairman | 2011 | — | — | |
| Board of Directors | 2003 | — | — | |
| Board of Directors | 2003 | — | — | |
| Board of Directors | 1853 | — | — | |
| Board of Directors | 1983 | — | — | |
| Board of Directors | 2022 | — | — | |
| Board of Directors | 1977 | — | — | |
| Board of Directors | 2021 | — | — | |
BS | Board of Directors | 2011 | — | — |
| Board of Directors | 1987 | — | — | |
| Board of Directors | 2025 | — | — | |
| Board of Directors | 2007 | — | — | |
| Board of Directors | 1977 | — | — |
No shareholder data available.
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
MIDDELFART SPAREKASSE 
PRIPS2022 Komplementar ApSBoard members of MIDDELFART SPAREKASSE also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Henning Skov Hansen Zederkof | Deputy | 0 companies |
| Rikke Due Andersen | Deputy | 0 companies |
| Birgit Nørregaard Eriksen | Deputy | 0 companies |
| Kirsten Forsberg Pedersen | Deputy | 0 companies |
| Birthe Lena Bøgstrup | Deputy | 0 companies |
| Hans Erik Brønserud | Chief Executive Officer | 0 companies |
| Kim Bjørn Kristensen | Deputy | 0 companies |
| Holger Bruun | Management | 0 companies |
| Peter Møller | Deputy | 0 companies |
| Michael Frandsen | Deputy | 0 companies |
| Kirsten Lauritzen | Deputy | 0 companies |
| Martin Nørholm Baltser | Chief Executive Officer | 0 companies |
| Dorthe Jensen | Deputy | 0 companies |
| Jette Thoft Rosenberg | Management | 0 companies |
| Svend Erik Kracht | Management | 0 companies |
| Claus Kjær Poulsen | Deputy | 0 companies |
| Søren Peter Asaa | Deputy | 0 companies |
| Marius Andersen | Deputy | 0 companies |
| Ole Bjerrisgård Lange | Deputy | 0 companies |
| Borgmester Steen Dahlstrøm | Audit | 0 companies |
| May Nymann | Deputy | 0 companies |
| Inger Nielsen Kielstrup | Deputy | 0 companies |
| Susanne Skov Frederiksen | Deputy | 0 companies |
| Lars Jeppe Jeppesen | Board of Directors | 0 companies |
| Pia Kjær Nielsen | Board of Directors | 0 companies |
| Steen Ole Dahlstrøm | Board of Directors | 0 companies |
| Steen Christensen | Board of Directors | 0 companies |
| Marianne Vinther Thomsen | Board of Directors | 0 companies |
| Christian Johan Schultz | Board of Directors | 0 companies |
| Charlotte Szocska | Board of Directors | 0 companies |
| Søren Illum Nielsen | Board of Directors | 0 companies |
| Flemming Bisgaard Nielsen | Chairman | 0 companies |
| Aage Almtoft | Board of Directors | 0 companies |
| Claus Nielsen | Board of Directors | 0 companies |
| Jan Thorgaard Henriksen | Board of Directors | 0 companies |
| Ernst Ulrich Wüthrich | Board of Directors | 0 companies |
| Bo Skouby Rosendahl | Board of Directors | 0 companies |
| Inger Marie Trap Alexandersen | Board of Directors | 0 companies |
| Lene Leø | Board of Directors | 0 companies |
| Jan Melgaard | Board of Directors | 0 companies |
| Henrik Higham Schlüter | Deputy Chairman | 0 companies |
| Michael Peter Holm | Board of Directors | 0 companies |
| Poul Christian Krarup Kjær | Board of Directors | 0 companies |
| Jørgen Eggert-Larsen | Chairman | 0 companies |
| Henrik Troelsen | Board of Directors | 0 companies |
| Lone Reumert Hornstrup | Board of Directors | 0 companies |
| Anders Quistgaard | Board of Directors | 0 companies |
| Michael Borum | Board of Directors | 0 companies |
| Torben Lervad Andersen | Board of Directors | 0 companies |
| Søren Birkegaard Andersen | Deputy Chairman | 0 companies |
| Jens Christian Skifter | Board of Directors | 0 companies |
| Ivan Sejersen | Board of Directors | 0 companies |
| Rikke Jakobsen | Board of Directors | 0 companies |
| Steen Flemming Kjær | Board of Directors | 0 companies |
| Michaela Kis Otto | Deputy Chairman | 0 companies |
| Ulrik Fred Sørensen | Board of Directors | 0 companies |
| Steen Bundsgaard Knudsen | Board of Directors | 0 companies |
| John Preben Agerbo Birch | Board of Directors | 0 companies |
| Bo Rønholt | Board of Directors | 0 companies |
| Niels Anker Michaelsen | Board of Directors | 0 companies |
| Tin Jørgensen | Board of Directors | 0 companies |
| Peder Møller | Board of Directors | 0 companies |
| Poul Kurt Rasmussen | Board of Directors | 0 companies |
| Allan Buch | Chairman | 0 companies |
| Helle Gregersen | Board of Directors | 0 companies |
| Finn Henningsen | Board of Directors | 0 companies |
| Bodil Sørensen | Board of Directors | 0 companies |
| Jørgen Weiss-Pedersen | Board of Directors | 0 companies |
| Henrik Dad Juhl | Board of Directors | 0 companies |
| Inga Hansine Jørgensen | Board of Directors | 0 companies |
| Louise Andersen | Board of Directors | 0 companies |
| Bo Smith | Board of Directors | 0 companies |
| Erik Jørgensen | Board of Directors | 0 companies |
| Pia Hafstrøm Bøg | Board of Directors | 0 companies |
| Torben Høholt | Board of Directors | 0 companies |
| Bent Hørby Jensen | Board of Directors | 0 companies |