Riskpilot← Back to searchSign inGet full accessAndel Ratio A/S
A/SActiveCVR 25784499Hovedgaden 36Other activities auxiliary to financial services, except insurance and pension funding · NACE 6619Est. 2000— employees
Revenue 2024
DKK 130,8M
+54% vs 2023
EBITDA margin
100.0%
+54% vs 2023
Equity ratio
41.8%
Financial strength
Net profit 2024
DKK 28M
+30% vs 2023
| Revenue | DKK 130,8M | +54% |
| EBITDA | DKK 130,8M | +54% |
| Net profit | DKK 28M | +30% |
| Total assets | DKK 4,6B | +24% |
| Equity | DKK 1,9B | +1% |
| Employees | — | — |
Legal name
Andel Ratio A/S
CVR number
25784499
Legal form
Aktieselskab
NACE code
6619 · Other activities auxiliary to financial services, except insurance and pension funding
Founded
11. december 2000
Share capital
DKK 128.000.000
Employees
—
VAT registered
Yes
Audit selected
Yes
Last report
2024-12-31
Financial year
January – December
Signatory rights
Selskabet tegnes af den samlede bestyrelse eller af bestyrelsens formand i forenig med et andet bestyrelsesmedlem eller af bestyrelsens formand i forening med en direktør.
Company purpose
Selskabets formål er at udbyde og administrere lån og andre finansieringsordninger.
Address
Hovedgaden 36
Phone
+4570292900
Email
kommunikation@andel.dk
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 5.869 | 5.448 | 5.039 | 6.378 | -7.412 | -43 | 9.742 | 37.794 | 42.717 | 64.811 | 84.725 | 130.815 |
| Staff expenses | -2.063 | -1.619 | -2.084 | -1.938 | -2.299 | -0 | -0 | -0 | -0 | -0 | -0 | -0 |
| EBITDA | 3.806 | 3.829 | 2.955 | 4.440 | -9.711 | -465 | 9.964 | 37.984 | 42.879 | 64.864 | 84.747 | 130.844 |
| Depreciation & amort. | -3.416 | -3.634 | -3.412 | -3.185 | -3.619 | -0 | 111 | 95 | 81 | -0 | -0 | -0 |
| EBIT | 390 | 195 | -457 | 1.255 | -13.330 | -465 | 9.853 | 37.889 | 42.798 | 64.864 | 84.747 | 130.844 |
| Net financials | -246 | -195 | -78 | -122 | 205 | 147 | 433 | 2.690 | -6.950 | 49.345 | 25.811 | 50.987 |
| Profit before tax | 464 | 302 | -535 | 1.133 | -13.125 | 104 | 10.286 | 40.579 | 35.848 | 46.192 | 23.829 | 45.141 |
| Tax | 160 | 151 | 15 | 1.133 | -2.689 | -1.191 | 2.478 | 10.362 | -5.879 | 23.865 | 2.306 | 17.178 |
| Net profit | 304 | 151 | -550 | 0 | -10.436 | 1.295 | 7.808 | 30.217 | 41.727 | 22.327 | 21.523 | 27.963 |
| Item | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total assets | 38.450 | 33.849 | 31.443 | 36.027 | 20.785 | 137.300 | 1.784.459 | 1.822.748 | 4.609.048 | 2.868.013 | 3.701.810 | 4.604.017 |
| Equity | 15.175 | 15.325 | 14.775 | 14.508 | 4.072 | 130.367 | 1.782.174 | 1.812.391 | 1.854.118 | 1.876.445 | 1.897.968 | 1.925.931 |
| Long-term debt | 0 | 0 | 618 | 4.635 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Short-term debt | 22.159 | 17.491 | 14.960 | 15.528 | 16.713 | 6.933 | 2.285 | 10.357 | 2.754.930 | 991.568 | 1.803.842 | 2.639.010 |
| Total debt | 22.159 | 17.491 | 15.578 | 20.163 | 16.713 | 6.933 | 2.285 | 10.357 | 2.754.930 | 991.568 | 1.803.842 | 2.639.010 |
EBITDA margin
100.0%
This company
15.8%
Market median
+533% vs market
20132024
Equity ratio
41.8%
This company
38.2%
Market median
+9% vs market
20132024
Return on equity
1.5%
This company
18.4%
Market median
-92% vs market
20132024
Net profit margin
21.4%
This company
8.1%
Market median
+164% vs market
20132024
Asset turnover
0.03×
This company
1.12×
Market median
-97% vs market
20132024
Debt / equity
1.39×
This company
0.62×
Market median
-124% vs market
20132024
- Annual report 2024Filed via CVR / Virk · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via CVR / Virk · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via CVR / Virk · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via CVR / Virk · Period 2021-01-01 – 2021-12-31
- Annual report 2020Filed via CVR / Virk · Period 2020-01-01 – 2020-12-31
- Annual report 2019Filed via CVR / Virk · Period 2019-01-01 – 2019-12-31
- Annual report 2018Filed via CVR / Virk · Period 2018-01-01 – 2018-12-31
- Annual report 2017Filed via CVR / Virk · Period 2017-01-01 – 2017-12-31
- Annual report 2016Filed via CVR / Virk · Period 2016-01-01 – 2016-12-31
- Annual report 2015Filed via CVR / Virk · Period 2015-01-01 – 2015-12-31
- Annual report 2014Filed via CVR / Virk · Period 2014-01-01 – 2014-12-31
- Annual report 2013Filed via CVR / Virk · Period 2013-01-01 – 2013-12-31
| Name | Role | Member since | Age | Other directorships |
|---|---|---|---|---|
| Founder | 2000 | — | — | |
CH Chief Executive Officer | Chief Executive Officer | 2015 | — | — |
JH Chief Executive Officer | Chief Executive Officer | 2013 | — | — |
SK Chief Executive Officer | Chief Executive Officer | 2017 | — | — |
TG Management | Management | 2004 | — | — |
PH Management | Management | 2008 | — | — |
JD Management | Management | 2007 | — | — |
| Name | Role | Member since | Age | Other directorships |
|---|---|---|---|---|
| Board of Directors | 2003 | — | — | |
| Board of Directors | 2018 | — | — | |
| Chairman | 2015 | — | — | |
| Board of Directors | 2008 | — | — | |
| Board of Directors | 2002 | — | — | |
| Board of Directors | 2019 | — | — | |
| Chairman | 2000 | — | — | |
| Chairman | 2013 | — | — | |
| Chairman | 2004 | — | — | |
| Board of Directors | 2024 | — | — | |
| Chairman | 2016 | — | — | |
| Board of Directors | 2003 | — | — | |
| Chairman | 2025 | — | — | |
| Board of Directors | 2015 | — | — | |
| Chairman | 2018 | — | — | |
| Board of Directors | 2004 | — | — |
| Shareholder | Type | Ownership | Votes | Since |
|---|---|---|---|---|
Andel Holding A/S | Company | 100.0% | 100.0% | 2011 |
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Andel A.M.B.A.
Andel Ratio A/S Board members of Andel Ratio A/S also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Nordvestsjællands Energiforsyning a.m.b.a., NVE | Founder | 0 companies |
| Carl Henrik Wej Petersen | Chief Executive Officer | 0 companies |
| Jesper Hjulmand | Chief Executive Officer | 0 companies |
| Søren Klarskov | Chief Executive Officer | 0 companies |
| Torben Glar Nielsen | Management | 0 companies |
| Peter Holm Westergaard Iversen | Management | 0 companies |
| Jeanette Dorthe Hartz | Management | 0 companies |
| Jens Rubæk | Board of Directors | 0 companies |
| Ole Christian Vestergaard | Board of Directors | 0 companies |
| Jan Christian Martin Johansen | Chairman | 0 companies |
| Steen Beck Nielsen | Board of Directors | 0 companies |
| Jørgen Christensen | Board of Directors | 0 companies |
| Jon Balsby | Board of Directors | 0 companies |
| Svend Ole Nielsen | Chairman | 0 companies |
| Jesper Lange | Chairman | 0 companies |
| Lars Therkildsen | Chairman | 0 companies |
| Marlene Holmgaard Fris | Board of Directors | 0 companies |
| Charlotte Døssing Pommer | Chairman | 0 companies |
| Peter Leicht | Board of Directors | 0 companies |
| Christina Nielsen | Chairman | 0 companies |
| Malene Richter Christensen | Board of Directors | 0 companies |
| Ole Hillebrandt Jensen | Chairman | 0 companies |
| Olaf Berthelsen | Board of Directors | 0 companies |