Riskpilot← Back to searchSign inGet full accessHowden Pensionsagentur A/S
A/SActiveCVR 31633869Vandmanden 10AActivities of insurance agents and brokers · NACE 6622Est. 200826 employees
Revenue 2025
DKK 10,2M
-65% vs 2025
EBITDA margin
29.6%
-32% vs 2025
Equity ratio
42.4%
Financial strength
Net profit 2025
DKK 2,2M
-45% vs 2025
| Revenue | DKK 10,2M | -65% |
| EBITDA | DKK 3M | -32% |
| Net profit | DKK 2,2M | -45% |
| Total assets | DKK 37,7M | +12% |
| Equity | DKK 16M | +16% |
| Employees | 26 | — |
Legal name
Howden Pensionsagentur A/S
CVR number
31633869
Legal form
Aktieselskab
NACE code
6622 · Activities of insurance agents and brokers
Founded
25. august 2008
Share capital
DKK 500.000
Employees
26 (FTE)
VAT registered
No
Audit selected
Yes
Last report
2025-12-31
Financial year
January – December
Signatory rights
Selskabet tegnes af bestyrelsens formand i forening med et bestyrelsesmedlem eller en direktør, eller af den samlede bestyrelse.
Company purpose
Selskabets formål er rådgivning og salg af pension / sundhedsordninger og forsikringer til virksomheder
Address
Vandmanden 10A
Phone
+4589934100
Email
finans-pension@howdendanmark.dk
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| Item | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 13.425 | 15.917 | 18.448 | 20.786 | 24.652 | 24.671 | 26.800 | 32.766 | 40.161 | 31.919 | 29.837 | 36.574 | 11.814 | 29.283 | 10.153 |
| Staff expenses | -8.489 | -11.134 | -14.751 | -14.271 | -14.726 | -18.127 | -19.817 | -19.680 | -19.081 | -14.443 | -10.125 | -14.559 | -13.507 | -24.893 | -7.146 |
| EBITDA | 4.936 | 4.782 | 3.697 | 6.515 | 9.926 | 6.544 | 6.983 | 13.086 | 21.080 | 17.476 | 19.712 | 22.015 | -1.693 | 4.390 | 3.007 |
| Depreciation & amort. | -6 | -112 | -116 | -163 | -204 | -183 | -260 | -299 | -266 | -338 | -389 | -783 | -1.310 | -1.875 | -467 |
| EBIT | 4.930 | 4.671 | 3.581 | 6.352 | 9.722 | 6.361 | 6.723 | 12.787 | 20.813 | 17.138 | 19.323 | 21.232 | -3.003 | 2.515 | 2.540 |
| Net financials | -51 | 596 | 51 | 1.010 | 183 | 841 | -1.639 | 1.382 | 3.092 | 1.330 | 310 | 1.299 | 2.925 | 3.054 | 402 |
| Profit before tax | 4.879 | 5.267 | 3.632 | 7.361 | 9.905 | 7.202 | 5.084 | 14.169 | 23.905 | 18.468 | 19.633 | 22.531 | -78 | 5.569 | 2.942 |
| Tax | 1.289 | 1.186 | 935 | 1.765 | 2.259 | 1.677 | 1.275 | 3.120 | 5.371 | 4.188 | 4.275 | 5.075 | 73 | 1.558 | 728 |
| Net profit | 3.590 | 4.081 | 2.697 | 5.596 | 7.645 | 5.525 | 3.809 | 11.048 | 18.534 | 14.280 | 15.358 | 17.456 | -151 | 4.011 | 2.214 |
| Item | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total assets | 6.516 | 8.604 | 9.302 | 13.889 | 17.395 | 16.914 | 15.582 | 22.710 | 32.968 | 32.459 | 50.805 | 79.663 | 77.684 | 33.758 | 37.667 |
| Equity | 4.270 | 6.551 | 7.248 | 10.844 | 13.989 | 13.514 | 12.323 | 18.372 | 25.905 | 25.686 | 44.257 | 71.604 | 59.753 | 13.764 | 15.978 |
| Long-term debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 443 | 1.221 | 0 | 0 | 0 | 2.200 | 1.044 | 0 |
| Short-term debt | 1.792 | 1.580 | 1.388 | 2.090 | 1.945 | 2.711 | 2.132 | 2.565 | 4.453 | 6.495 | 5.850 | 4.842 | 15.121 | 18.422 | 21.206 |
| Total debt | 1.792 | 1.580 | 1.388 | 2.090 | 1.945 | 2.711 | 2.132 | 3.009 | 5.674 | 6.495 | 5.850 | 4.842 | 17.321 | 19.466 | 21.206 |
EBITDA margin
29.6%
This company
15.8%
Market median
+87% vs market
20122025
Equity ratio
42.4%
This company
38.2%
Market median
+11% vs market
20122025
Return on equity
13.9%
This company
18.4%
Market median
+24% vs market
20122025
Net profit margin
21.8%
This company
8.1%
Market median
+169% vs market
20122025
Asset turnover
0.27×
This company
1.12×
Market median
-76% vs market
20122025
Debt / equity
1.36×
This company
0.62×
Market median
-119% vs market
20122025
- Annual report 2025Filed via CVR / Virk · Period 2025-10-01 – 2025-12-31
- Annual report 2025Filed via CVR / Virk · Period 2024-10-01 – 2025-09-30
- Annual report 2024Filed via CVR / Virk · Period 2024-01-01 – 2024-09-30
- Annual report 2023Filed via CVR / Virk · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via CVR / Virk · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via CVR / Virk · Period 2021-01-01 – 2021-12-31
- Annual report 2020Filed via CVR / Virk · Period 2020-01-01 – 2020-12-31
- Annual report 2019Filed via CVR / Virk · Period 2019-01-01 – 2019-12-31
- Annual report 2018Filed via CVR / Virk · Period 2018-01-01 – 2018-12-31
- Annual report 2017Filed via CVR / Virk · Period 2017-01-01 – 2017-12-31
- Annual report 2016Filed via CVR / Virk · Period 2016-01-01 – 2016-12-31
- Annual report 2015Filed via CVR / Virk · Period 2015-01-01 – 2015-12-31
- Annual report 2014Filed via CVR / Virk · Period 2014-01-01 – 2014-12-31
- Annual report 2013Filed via CVR / Virk · Period 2013-01-01 – 2013-12-31
- Annual report 2012Filed via CVR / Virk · Period 2012-01-01 – 2012-12-31
| Name | Role | Member since | Age | Other directorships |
|---|---|---|---|---|
LB Management | Management | 2008 | — | — |
BB Management | Management | 2008 | — | — |
| Name | Role | Member since | Age | Other directorships |
|---|---|---|---|---|
| Chairman | 2021 | — | — | |
| Board of Directors | 2022 | — | — | |
| Board of Directors | 2021 | — | — | |
| Board of Directors | 2010 | — | — | |
| Board of Directors | 2010 | — | — | |
| Board of Directors | 2023 | — | — | |
| Chairman | 2010 | — | — |
| Shareholder | Type | Ownership | Votes | Since |
|---|---|---|---|---|
Howden Danmark A/S | Company | 100.0% | 100.0% | 2021 |
JP Invest 2020 ApS | Company | 10.0% | 10.0% | 2020 |
SCHOU GROUP ApS | Company | 10.0% | 10.0% | 2020 |
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Rose BidCo ApS
Howden Pensionsagentur A/S Board members of Howden Pensionsagentur A/S also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Lars Bartholomæussen | Management | 0 companies |
| Brian Bundgaard Pedersen | Management | 0 companies |
| Lars Rosenkrantz Gundorph | Chairman | 0 companies |
| Johnny Krohn Rasmussen | Board of Directors | 0 companies |
| Thomas Kaas Selsø | Board of Directors | 0 companies |
| Morten Søgaard Kristensen | Board of Directors | 0 companies |
| Ole Schou | Board of Directors | 0 companies |
| Carl Anders Holde-Jensen | Board of Directors | 0 companies |
| Lars Bo Pedersen | Chairman | 0 companies |