Riskpilot← Back to searchSign inGet full accessSJF Bank A/S
A/SActiveCVR 36532130Isefjords Alle 5Other monetary intermediation · NACE 6419Est. 2014677 employeeshttps://www.sjfbank.dk
Revenue 2025
DKK 0
EBITDA margin
—
-7% vs 2024
Equity ratio
14.6%
Financial strength
Net profit 2025
DKK 611,6M
-2% vs 2024
| Revenue | DKK 0 | — |
| EBITDA | DKK 800,2M | -7% |
| Net profit | DKK 611,6M | -2% |
| Total assets | DKK 35,3B | +9% |
| Equity | DKK 5,1B | +7% |
| Employees | 677 | — |
Legal name
SJF Bank A/S
CVR number
36532130
Legal form
Aktieselskab
NACE code
6419 · Other monetary intermediation
Founded
22. december 2014
Share capital
DKK 162.289.500
Employees
677 (FTE)
VAT registered
Yes
Audit selected
Yes
Last report
2025-12-31
Financial year
January – December
Signatory rights
Sparekassen tegnes af et bestyrelsesmedlem i forening med den administrerende direktør, af formanden for bestyrelsen i forening med en direktør eller af den samlede bestyrelse.
Company purpose
Sparekassens formål er at drive pengeinstitutvirksomhed samt anden virksomhed, der er accessorisk hertil.
Address
Isefjords Alle 5
Phone
+4559481111
Email
info@sjfbank.dk
Website
https://www.sjfbank.dk
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Revenue | 0 | 0 | 0 | 0 | 0 |
| Staff expenses | -705.020 | -753.890 | -809.261 | -828.733 | -919.246 |
| EBITDA | 517.450 | 494.334 | 719.981 | 863.908 | 800.168 |
| Depreciation & amort. | 29.556 | 29.625 | -63.439 | -97.722 | -81.418 |
| EBIT | 487.894 | 464.709 | 656.542 | 766.186 | 718.750 |
| Net financials | 40.904 | 13.979 | 51.544 | 48.744 | 49.458 |
| Profit before tax | 528.798 | 478.688 | 708.086 | 814.930 | 768.208 |
| Tax | 85.269 | 106.923 | 149.666 | 191.809 | 156.616 |
| Net profit | 443.529 | 371.765 | 558.420 | 623.121 | 611.592 |
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Total assets | 28.076.158 | 29.657.981 | 31.761.835 | 32.386.453 | 35.271.090 |
| Equity | 3.795.516 | 4.128.607 | 4.427.624 | 4.807.748 | 5.144.604 |
| Long-term debt | 0 | 0 | 0 | 0 | 0 |
| Short-term debt | 24.182.098 | 25.437.615 | 27.245.623 | 27.488.975 | 30.035.673 |
| Total debt | 24.280.642 | 25.529.377 | 27.245.623 | 27.488.975 | 30.035.673 |
EBITDA margin
80016800000.0%
This company
15.8%
Market median
+506435442938% vs market
20212025
Equity ratio
14.6%
This company
38.2%
Market median
-62% vs market
20212025
Return on equity
11.9%
This company
18.4%
Market median
+35% vs market
20212025
Net profit margin
61159200000.0%
This company
8.1%
Market median
+755051851752% vs market
20212025
Asset turnover
0.00×
This company
1.12×
Market median
-100% vs market
20212025
Debt / equity
5.86×
This company
0.62×
Market median
-845% vs market
20212025
- Annual report 2025Filed via CVR / Virk · Period 2025-01-01 – 2025-12-31
- Annual report 2024Filed via CVR / Virk · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via CVR / Virk · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via CVR / Virk · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via CVR / Virk · Period 2021-01-01 – 2021-12-31
| Name | Role | Member since |
|---|---|---|
| Current (2) | ||
JM Management | Management | 2022 |
LP Chief Executive Officer | Chief Executive Officer | 2016 |
| Former (3) | ||
BR Management | Management | 2016 – 2023 |
FB Management | Management | 2016 – 2017 |
LB Management | Management | 2019 – 2025 |
| Name | Role | Member since |
|---|---|---|
| Current (9) | ||
| Board of Directors | 2021 | |
| Chairman | 2023 | |
| Board of Directors | 2023 | |
| Board of Directors | 2024 | |
| Board of Directors | 2016 | |
| Board of Directors | 2024 | |
| Deputy Chairman | 2023 | |
| Board of Directors | 2023 | |
| Board of Directors | 2015 | |
| Former (9) | ||
| Board of Directors | 2016 – 2018 | |
| Board of Directors | 2015 – 2022 | |
| Board of Directors | 2019 – 2021 | |
| Board of Directors | 2015 – 2024 | |
| Board of Directors | 2015 – 2016 | |
| Board of Directors | 2015 – 2017 | |
| Chairman | 2014 – 2023 | |
| Board of Directors | 2015 – 2019 | |
| Board of Directors | 2015 – 2024 | |
| Shareholder | Type | Ownership | Votes | Since |
|---|---|---|---|---|
| Company | 5–9.99% | 5–9.99% | 2024 | |
| Company | 5–9.99% | 5–9.99% | 2022 | |
| Company | 5–9.99% | 5–9.99% | 2021 | |
| Company | 5–9.99% | 5–9.99% | 2017 | |
| Company | 5–9.99% | 5–9.99% | 2015 | |
| Company | 5–9.99% | 5–9.99% | 2018 |
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
BRFFONDEN
SJF Bank A/S Board members of SJF Bank A/S also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Bruno Riis-Nielsen | Management | 0 companies |
| Flemming Bisgaard Nielsen | Management | 0 companies |
| Jan Mark Kolbye Jensen | Management | 0 companies |
| Lars Bolding | Management | 0 companies |
| Lars Petersson | Chief Executive Officer | 0 companies |
| Torben Dalby Larsen | Board of Directors | 0 companies |
| Michael Agergaard | Board of Directors | 0 companies |
| Jakob Nørrekjær Andersson | Chairman | 0 companies |
| Bent Andersen | Board of Directors | 0 companies |
| Per Asbjørn Sønderup | Board of Directors | 0 companies |
| Dorthe Brøndlund Andersen | Board of Directors | 0 companies |
| Kirsten Hede Nielsen | Board of Directors | 0 companies |
| Per Olsen | Board of Directors | 0 companies |
| Mads Wallin | Board of Directors | 0 companies |
| Peter Michael Woldbye | Board of Directors | 0 companies |
| Dan Roland Hansen | Board of Directors | 0 companies |
| Allan Viggo Tornøe Nørholm | Board of Directors | 0 companies |
| Erik Larsen | Deputy Chairman | 0 companies |
| Thomas Kullegaard | Chairman | 0 companies |
| Liselotte Poulsen | Board of Directors | 0 companies |
| Per Bjørnsholm | Board of Directors | 0 companies |
| Otto Frederik Spliid | Board of Directors | 0 companies |
| Helle Lindhof Bjørnøe | Board of Directors | 0 companies |