Riskpilot← Back to searchSign inGet full accessCardlay Holding ApS
APSActiveCVR 37447153Kochsgade 31D, 3.Activities of holding companies · NACE 6421Est. 2016— employeeswww.cardlay.com
Revenue 2024
DKK -40K
-92% vs 2023
EBITDA margin
100.0%
+92% vs 2023
Equity ratio
51.9%
Financial strength
Net profit 2024
DKK -13,5M
+33% vs 2023
| Revenue | DKK -40K | -92% |
| EBITDA | DKK -40K | +92% |
| Net profit | DKK -13,5M | +33% |
| Total assets | DKK 82,3M | +10% |
| Equity | DKK 42,7M | +14% |
| Employees | — | — |
Legal name
Cardlay Holding ApS
CVR number
37447153
Legal form
Anpartsselskab
NACE code
6421 · Activities of holding companies
Founded
12. februar 2016
Share capital
DKK 636.000
Employees
—
VAT registered
No
Audit selected
Yes
Last report
2024-12-31
Financial year
January – December
Signatory rights
Selskabet tegnes af tre bestyrelsesmedlemmer
eller af Selskabets administrerende direktør og bestyrelsesformanden i
forening.
Company purpose
Selskabets formål er, at drive IT-konsulentvirksomhed samt al virksomhed, det være sig direkte som indirekte, herunder igennem andre selskaber, som efter bestyrelsens skøn er beslægtet hermed.
Address
Kochsgade 31D, 3.
Phone
+4570200115
Email
hello@cardlay.com
Website
www.cardlay.com
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | -16 | -497 | -362 | -37 | -27 | -72 | -38 | -530 | -40 |
| Staff expenses | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 |
| EBITDA | -16 | -497 | -362 | -37 | -27 | -72 | -38 | -530 | -40 |
| Depreciation & amort. | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 |
| EBIT | -16 | -497 | -362 | -37 | -27 | -72 | -38 | -530 | -40 |
| Net financials | -2.172 | -10.025 | -12.222 | -23.542 | -20.874 | -23.514 | -50.792 | -19.402 | -13.414 |
| Profit before tax | -2.188 | -10.522 | -12.579 | -23.579 | -20.901 | -23.586 | -50.830 | -19.932 | -13.454 |
| Tax | -0 | -0 | -5 | -0 | -0 | -0 | -0 | -0 | -0 |
| Net profit | -2.188 | -10.522 | -12.574 | -23.579 | -20.901 | -23.586 | -50.830 | -19.932 | -13.454 |
| Item | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|
| Total assets | 7.579 | 22.928 | 32.578 | 70.485 | 60.244 | 87.253 | 75.476 | 74.943 | 82.279 |
| Equity | 3.203 | 20.532 | 23.462 | 67.256 | 46.464 | 58.569 | 45.239 | 37.524 | 42.719 |
| Long-term debt | 4.366 | 1.931 | 3.099 | 0 | 10.429 | 23.714 | 24.216 | 33.334 | 35.476 |
| Short-term debt | 10 | 465 | 6.018 | 3.229 | 3.350 | 4.970 | 6.021 | 4.084 | 4.084 |
| Total debt | 4.376 | 2.396 | 9.116 | 3.229 | 13.779 | 28.684 | 30.237 | 37.418 | 39.560 |
EBITDA margin
-3998400.0%
This company
15.8%
Market median
-25306429% vs market
20162024
Equity ratio
51.9%
This company
38.2%
Market median
+36% vs market
20162024
Return on equity
-31.5%
This company
18.4%
Market median
-271% vs market
20162024
Net profit margin
-1345380400.0%
This company
8.1%
Market median
-16609634668% vs market
20162024
Asset turnover
-0.00×
This company
1.12×
Market median
-100% vs market
20162024
Debt / equity
0.93×
This company
0.62×
Market median
+50% vs market
20162024
- Annual report 2024Filed via CVR / Virk · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via CVR / Virk · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via CVR / Virk · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via CVR / Virk · Period 2021-01-01 – 2021-12-31
- Annual report 2020Filed via CVR / Virk · Period 2020-01-01 – 2020-12-31
- Annual report 2019Filed via CVR / Virk · Period 2019-01-01 – 2019-12-31
- Annual report 2018Filed via CVR / Virk · Period 2018-01-01 – 2018-12-31
- Annual report 2017Filed via CVR / Virk · Period 2017-01-01 – 2017-12-31
- Annual report 2016Filed via CVR / Virk · Period 2016-02-12 – 2016-12-31
| Name | Role | Member since | Age | Other directorships |
|---|---|---|---|---|
JC Chief Executive Officer | Chief Executive Officer | 2016 | — | — |
SO Deputy | Deputy | 2017 | — | — |
| Name | Role | Member since | Age | Other directorships |
|---|---|---|---|---|
| Board of Directors | 2017 | — | — | |
| Board of Directors | 2021 | — | — | |
| Chairman | 2019 | — | — | |
| Board of Directors | 2021 | — | — | |
| Board of Directors | 2016 | — | — | |
| Board of Directors | 2016 | — | — | |
| Board of Directors | 2017 | — | — | |
| Board of Directors | 2016 | — | — |
| Shareholder | Type | Ownership | Votes | Since |
|---|---|---|---|---|
ABridge ApS | Company | 15.0% | 15.0% | 2025 |
GAMIN ApS | Company | 10.0% | 10.0% | 2022 |
TPC MANAGEMENT ApS | Company | 10.0% | 10.0% | 2025 |
Pisa K/S | Company | 5.0% | 5.0% | 2021 |
| Individual | 5.0% | 5.0% | 2024 | |
BIS5429 ApS | Company | 5.0% | 5.0% | 2025 |
| Individual | 5.0% | 5.0% | 2022 | |
BRIAN DJERNES HOLDING ApS | Company | 5.0% | 5.0% | 2025 |
Uddannelses- og Forskningsstyrelsen | Company | 5.0% | 5.0% | 2017 |
PreSeed Ventures A/S | Company | 5.0% | 5.0% | 2017 |
| Individual | 5.0% | 5.0% | 2022 | |
UNA INVEST ApS | Company | 5.0% | 5.0% | 2021 |
TENACITY ApS | Company | 5.0% | 5.0% | 2017 |
SEED Capital Denmark III K/S | Company | 0.0% | 5.0% | 2021 |
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
TPC MANAGEMENT ApS
Cardlay Holding ApS Board members of Cardlay Holding ApS also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Jørgen Christian Juul | Chief Executive Officer | 0 companies |
| Stefan Olofsson | Deputy | 0 companies |
| Johan Wolf | Board of Directors | 0 companies |
| Nicolai Fink Gundersen | Board of Directors | 0 companies |
| Torben Frigaard Rasmussen | Chairman | 0 companies |
| Francisco Javier Perez Sanchez | Board of Directors | 0 companies |
| Morten Lund Nielsen | Board of Directors | 0 companies |
| Richard Breiter | Board of Directors | 0 companies |
| Lars Andersen | Board of Directors | 0 companies |
| Ken Villum Guldbrandt Klausen | Board of Directors | 0 companies |