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A/SActiveCVR 37447285Kochsgade 31D, 3.Computer consultancy and computer facilities management activities · NACE 6220Est. 201645 employeeswww.cardlay.com
Revenue 2024
DKK 40,5M
+77% vs 2023
EBITDA margin
13.6%
+141% vs 2023
Equity ratio
82.5%
Financial strength
Net profit 2024
DKK -9,9M
+41% vs 2023
| Revenue | DKK 40,5M | +77% |
| EBITDA | DKK 5,5M | +141% |
| Net profit | DKK -9,9M | +41% |
| Total assets | DKK 83,5M | +8% |
| Equity | DKK 68,9M | +2% |
| Employees | 45 | — |
Legal name
Cardlay A/S
CVR number
37447285
Legal form
Aktieselskab
NACE code
6220 · Computer consultancy and computer facilities management activities
Founded
12. februar 2016
Share capital
DKK 2.266.700
Employees
45 (FTE)
VAT registered
Yes
Audit selected
Yes
Last report
2024-12-31
Financial year
January – December
Signatory rights
Selskabet tegnes af tre bestyrelsesmedlemmer eller af direktøren og bestyrelsesformanden i forening.
Company purpose
Selskabets formål er at drive IT-konsulentvirksomhed samt al virksomhed, som efter bestyrelsens skøn er beslægtet hermed.
Address
Kochsgade 31D, 3.
Phone
+4570200115
Email
hello@cardlay.com
Website
www.cardlay.com
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | -1.550 | -5.978 | -5.388 | -9.655 | -6.046 | -7.450 | -3.794 | 22.932 | 40.535 |
| Staff expenses | -1.159 | -5.767 | -9.624 | -12.155 | -11.477 | -12.499 | -14.195 | -35.838 | -35.168 |
| EBITDA | -2.709 | -11.745 | -15.012 | -21.810 | -17.523 | -19.949 | -17.989 | -13.599 | 5.516 |
| Depreciation & amort. | -28 | -84 | -131 | -3.622 | -5.777 | -6.555 | -34.148 | -6.735 | -9.004 |
| EBIT | -2.737 | -11.829 | -15.143 | -25.431 | -23.300 | -26.504 | -52.137 | -20.334 | -3.488 |
| Net financials | -49 | -591 | -559 | -568 | -613 | -589 | -517 | -601 | -1.927 |
| Profit before tax | -2.786 | -12.420 | -15.701 | -25.999 | -23.913 | -27.094 | -52.654 | -20.936 | -5.415 |
| Tax | -607 | -2.726 | -3.482 | -2.490 | -3.295 | -4.398 | -5.395 | -4.076 | 4.494 |
| Net profit | -2.179 | -9.694 | -12.220 | -23.509 | -20.619 | -22.696 | -47.259 | -16.859 | -9.909 |
| Item | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|
| Total assets | 11.898 | 26.174 | 39.004 | 61.535 | 66.903 | 73.725 | 70.651 | 77.128 | 83.482 |
| Equity | 3.238 | 17.797 | 29.473 | 49.434 | 56.549 | 65.402 | 63.150 | 67.707 | 68.915 |
| Long-term debt | 7.199 | 4.218 | 3.741 | 3.911 | 4.637 | 3.798 | 2.880 | 4.017 | 4.091 |
| Short-term debt | 1.004 | 4.159 | 5.790 | 8.189 | 5.717 | 4.525 | 4.621 | 5.403 | 10.477 |
| Total debt | 8.204 | 8.377 | 9.532 | 12.100 | 10.354 | 8.322 | 7.501 | 9.421 | 14.568 |
EBITDA margin
13.6%
This company
15.8%
Market median
-14% vs market
20162024
Equity ratio
82.5%
This company
38.2%
Market median
+116% vs market
20162024
Return on equity
-14.4%
This company
18.4%
Market median
-178% vs market
20162024
Net profit margin
-24.4%
This company
8.1%
Market median
-401% vs market
20162024
Asset turnover
0.49×
This company
1.12×
Market median
-56% vs market
20162024
Debt / equity
0.21×
This company
0.62×
Market median
+66% vs market
20162024
- Annual report 2024Filed via CVR / Virk · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via CVR / Virk · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via CVR / Virk · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via CVR / Virk · Period 2021-01-01 – 2021-12-31
- Annual report 2020Filed via CVR / Virk · Period 2020-01-01 – 2020-12-31
- Annual report 2019Filed via CVR / Virk · Period 2019-01-01 – 2019-12-31
- Annual report 2018Filed via CVR / Virk · Period 2018-01-01 – 2018-12-31
- Annual report 2017Filed via CVR / Virk · Period 2017-01-01 – 2017-12-31
- Annual report 2016Filed via CVR / Virk · Period 2016-02-12 – 2016-12-31
| Name | Role | Member since | Age | Other directorships |
|---|---|---|---|---|
JC Management | Management | 2016 | — | — |
| Name | Role | Member since | Age | Other directorships |
|---|---|---|---|---|
| Board of Directors | 2021 | — | — | |
| Board of Directors | 2019 | — | — | |
| Chairman | 2019 | — | — | |
| Board of Directors | 2021 | — | — | |
| Chairman | 2016 | — | — | |
| Board of Directors | 2017 | — | — | |
| Board of Directors | 2017 | — | — | |
| Board of Directors | 2016 | — | — |
| Shareholder | Type | Ownership | Votes | Since |
|---|---|---|---|---|
Cardlay Holding ApS | Company | 100.0% | 100.0% | 2016 |
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TPC MANAGEMENT ApS
Cardlay A/S Board members of Cardlay A/S also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Jørgen Christian Juul | Management | 0 companies |
| Nicolai Fink Gundersen | Board of Directors | 0 companies |
| Thorleif Krarup | Board of Directors | 0 companies |
| Torben Frigaard Rasmussen | Chairman | 0 companies |
| Francisco Javier Perez Sanchez | Board of Directors | 0 companies |
| Morten Lund Nielsen | Chairman | 0 companies |
| Johan Wolf | Board of Directors | 0 companies |
| Lars Andersen | Board of Directors | 0 companies |
| Ken Villum Guldbrandt Klausen | Board of Directors | 0 companies |