Riskpilot← Back to searchSign inGet full accessPensionsspecialisterne ApS
APSActiveCVR 38154273Gasværksvej 5Activities of insurance agents and brokers · NACE 6622Est. 2016— employees
Revenue 2025
DKK -28K
-24% vs 2024
EBITDA margin
100.0%
+24% vs 2024
Equity ratio
83.3%
Financial strength
Net profit 2025
DKK 455K
+28% vs 2024
| Revenue | DKK -28K | -24% |
| EBITDA | DKK -28K | +24% |
| Net profit | DKK 455K | +28% |
| Total assets | DKK 1,1M | +26% |
| Equity | DKK 950K | +37% |
| Employees | — | — |
Legal name
Pensionsspecialisterne ApS
CVR number
38154273
Legal form
Anpartsselskab
NACE code
6622 · Activities of insurance agents and brokers
Founded
2. november 2016
Share capital
DKK 150.000
Employees
—
VAT registered
Yes
Audit selected
Yes
Last report
2025-12-31
Financial year
January – December
Signatory rights
Selskabet tegnes af direktøren eller af den samlede bestyrelse.
Company purpose
Selskabets formål er at udøve forsikringsmæglervirksomhed herunder pensionsrådgivning og anden dermed beslægtet virksomhed.
Address
Gasværksvej 5
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | -398 | -108 | -100 | 24 | -18 | -67 | -162 | -38 | -28 |
| Staff expenses | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 |
| EBITDA | -398 | -108 | -100 | 24 | -18 | -67 | -162 | -38 | -28 |
| Depreciation & amort. | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 |
| EBIT | -398 | -108 | -100 | 24 | -18 | -67 | -162 | -38 | -28 |
| Net financials | 71 | 284 | 279 | 270 | 337 | 364 | 396 | 494 | 613 |
| Profit before tax | -327 | 176 | 179 | 293 | 319 | 298 | 234 | 457 | 584 |
| Tax | -71 | 39 | 40 | 65 | 70 | 68 | 52 | 101 | 130 |
| Net profit | -256 | 137 | 139 | 228 | 249 | 230 | 182 | 356 | 455 |
| Item | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|
| Total assets | 119 | 242 | 425 | 600 | 639 | 605 | 531 | 903 | 1.141 |
| Equity | -106 | 181 | 321 | 479 | 498 | 488 | 440 | 695 | 950 |
| Long-term debt | 11 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Short-term debt | 215 | 61 | 105 | 120 | 141 | 118 | 92 | 207 | 191 |
| Total debt | 225 | 61 | 105 | 120 | 141 | 118 | 92 | 207 | 191 |
EBITDA margin
-2841800.0%
This company
15.8%
Market median
-17986176% vs market
20172025
Equity ratio
83.3%
This company
38.2%
Market median
+118% vs market
20172025
Return on equity
47.9%
This company
18.4%
Market median
+160% vs market
20172025
Net profit margin
45461900.0%
This company
8.1%
Market median
+561257925% vs market
20172025
Asset turnover
-0.02×
This company
1.12×
Market median
-102% vs market
20172025
Debt / equity
0.20×
This company
0.62×
Market median
+68% vs market
20172025
- Annual report 2025Filed via CVR / Virk · Period 2025-01-01 – 2025-12-31
- Annual report 2024Filed via CVR / Virk · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via CVR / Virk · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via CVR / Virk · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via CVR / Virk · Period 2021-01-01 – 2021-12-31
- Annual report 2020Filed via CVR / Virk · Period 2020-01-01 – 2020-12-31
- Annual report 2019Filed via CVR / Virk · Period 2019-01-01 – 2019-12-31
- Annual report 2018Filed via CVR / Virk · Period 2018-01-01 – 2018-12-31
- Annual report 2017Filed via CVR / Virk · Period 2016-11-02 – 2017-12-31
| Name | Role | Member since | Age | Other directorships |
|---|---|---|---|---|
MD Management | Management | 2016 | — | — |
| Name | Role | Member since | Age | Other directorships |
|---|---|---|---|---|
| Board of Directors | 2019 | — | — | |
| Board of Directors | 2016 | — | — | |
| Board of Directors | 2017 | — | — | |
| Chairman | 2016 | — | — |
| Shareholder | Type | Ownership | Votes | Since |
|---|---|---|---|---|
Marco Dybdal Holding ApS | Company | 50.0% | 50.0% | 2019 |
HARD WORK CAPITAL - ApS | Company | 33.3% | 33.3% | 2019 |
CPDK Holding ApS | Company | 33.3% | 33.3% | 2017 |
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Marco Dybdal Holding ApS
Pensionsspecialisterne ApS Board members of Pensionsspecialisterne ApS also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Marco Dybdal | Management | 0 companies |
| Rasmus Rævskær Thomsen | Board of Directors | 0 companies |
| Jan Heyn Stubberup | Board of Directors | 0 companies |
| Carsten Nøreng Pedersen | Board of Directors | 0 companies |
| Torben Spuur Jensen | Chairman | 0 companies |