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A/SActiveCVR 38803611Frydenlundsvej 30Other monetary intermediation · NACE 6419Est. 201783 employeeskompasbank.dk
Revenue 2025
DKK 78,3M
EBITDA margin
-19.4%
+23% vs 2024
Equity ratio
9.1%
Financial strength
Net profit 2025
DKK -58,2M
+5% vs 2024
| Revenue | DKK 78,3M | — |
| EBITDA | DKK -15,2M | +23% |
| Net profit | DKK -58,2M | +5% |
| Total assets | DKK 2B | +1% |
| Equity | DKK 182,6M | -16% |
| Employees | 83 | — |
Legal name
kompasbank a/s
CVR number
38803611
Legal form
Aktieselskab
NACE code
6419 · Other monetary intermediation
Founded
18. juli 2017
Share capital
DKK 58.871.095
Employees
83 (FTE)
VAT registered
Yes
Audit selected
Yes
Last report
2025-12-31
Financial year
January – December
Signatory rights
Selskabet tegnes af 2 bestyrelsesmedlemmer i forening eller 1 bestyrelsesmedlem i forening med 1 direktør eller af den samlede bestyrelse.
Company purpose
Selskabets formål er at drive bank i overensstemmelse med tilladelse i henhold til § 14, jf. § 7 i lov om finansiel virksomhed.
Address
Frydenlundsvej 30
Phone
+4538423300
Email
kontakt-os@kompasbank.dk
Website
kompasbank.dk
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Revenue | -4.397 | -9.339 | -5.326 | 0 | 0 | 0 | 0 | 78.349 |
| Staff expenses | -8.631 | -10.001 | -8.176 | -42.600 | -65.755 | -91.695 | -82.958 | -99.572 |
| EBITDA | -13.028 | -19.340 | -13.552 | -42.368 | -58.828 | -29.943 | -19.837 | -15.207 |
| Depreciation & amort. | -4 | -104 | -142 | -1.147 | -15.167 | -81.613 | -41.533 | -42.954 |
| EBIT | -13.032 | -19.443 | -13.694 | -43.515 | -73.996 | -111.518 | -61.370 | -58.162 |
| Net financials | -6 | -52 | -27 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | -13.038 | -19.495 | -13.721 | -43.515 | -73.996 | -111.518 | -61.370 | -58.162 |
| Tax | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 |
| Net profit | -13.038 | -19.495 | -13.721 | -43.515 | -73.996 | -111.518 | -61.370 | -58.162 |
| Item | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Total assets | 17.830 | 13.103 | 5.291 | 231.496 | 1.756.427 | 1.878.605 | 1.990.314 | 2.001.526 |
| Equity | 13.037 | 7.815 | 787 | 176.684 | 204.990 | 230.930 | 216.395 | 182.586 |
| Long-term debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Short-term debt | 4.793 | 5.288 | 4.505 | 54.812 | 1.551.437 | 1.647.152 | 1.773.619 | 1.818.850 |
| Total debt | 4.793 | 5.288 | 4.505 | 54.812 | 1.551.437 | 1.647.152 | 1.773.619 | 1.818.850 |
EBITDA margin
-19.4%
This company
15.8%
Market median
-223% vs market
20182025
Equity ratio
9.1%
This company
38.2%
Market median
-76% vs market
20182025
Return on equity
-31.9%
This company
18.4%
Market median
-273% vs market
20182025
Net profit margin
-74.2%
This company
8.1%
Market median
-1016% vs market
20182025
Asset turnover
0.04×
This company
1.12×
Market median
-96% vs market
20182025
Debt / equity
9.96×
This company
0.62×
Market median
-1506% vs market
20182025
- Annual report 2025Filed via CVR / Virk · Period 2025-01-01 – 2025-12-31
- Annual report 2024Filed via CVR / Virk · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via CVR / Virk · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via CVR / Virk · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via CVR / Virk · Period 2021-01-01 – 2021-12-31
- Annual report 2020Filed via CVR / Virk · Period 2020-01-01 – 2020-12-31
- Annual report 2019Filed via CVR / Virk · Period 2019-01-01 – 2019-12-31
- Annual report 2018Filed via CVR / Virk · Period 2017-07-18 – 2018-12-31
| Name | Role | Member since | Age | Other directorships |
|---|---|---|---|---|
MH Management | Management | 2024 | — | — |
PR Chief Executive Officer | Chief Executive Officer | 2021 | — | — |
RN Management | Management | 2024 | — | — |
| Name | Role | Member since | Age | Other directorships |
|---|---|---|---|---|
| Board of Directors | 2018 | — | — | |
| Board of Directors | 2020 | — | — | |
| Board of Directors | 2025 | — | — | |
| Chairman | 2020 | — | — | |
| Board of Directors | 2020 | — | — | |
| Board of Directors | 2020 | — | — | |
| Chairman | 2018 | — | — | |
| Board of Directors | 2020 | — | — |
| Shareholder | Type | Ownership | Votes | Since |
|---|---|---|---|---|
EQUILIBRIA ApS | Company | 5.0% | 5.0% | 2021 |
Norby Group ApS | Company | 5.0% | 5.0% | 2023 |
Wandt Invest ApS | Company | 5.0% | 5.0% | 2021 |
| Individual | 5.0% | 5.0% | 2021 | |
Holdingselskabet af 1. marts 2018 ApS | Company | 5.0% | 5.0% | 2021 |
Wandt ApS | Company | 10.0% | 10.0% | 2018 |
Capital 19 Holding ApS | Company | 5.0% | 5.0% | 2021 |
BUSINESS SYNERGY GROUP ApS | Company | 5.0% | 5.0% | 2021 |
FINTECH HOLDING ApS | Company | 5.0% | 5.0% | 2021 |
Markholt Finance ApS | Company | 5.0% | 5.0% | 2021 |
Markholt Group ApS | Company | 10.0% | 10.0% | 2018 |
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
EQUILIBRIA ApS
kompasbank a/s Board members of kompasbank a/s also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Michael Hurup Andersen | Management | 0 companies |
| Preben Riisberg Lund | Chief Executive Officer | 0 companies |
| Rune Nørregaard | Management | 0 companies |
| Jacob Norby | Board of Directors | 0 companies |
| Ian Douglas Wilson | Board of Directors | 0 companies |
| Steen Blaafalk | Board of Directors | 0 companies |
| Jeppe Brøndum | Chairman | 0 companies |
| Karin Cecilia Hultén | Board of Directors | 0 companies |
| Johan Lorenzen | Board of Directors | 0 companies |
| Bjørn Damgaard Mortensen | Chairman | 0 companies |
| Christian Madsen Motzfeldt | Board of Directors | 0 companies |