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APSActiveCVR 38918273Applebys Plads 7Activities of insurance agents and brokers · NACE 6622Est. 201713 employeespensure.dk
Revenue 2024
DKK 6,9M
+168% vs 2023
EBITDA margin
29.3%
+487% vs 2023
Equity ratio
-8.8%
Financial strength
Net profit 2024
DKK 331K
+116% vs 2023
| Revenue | DKK 6,9M | +168% |
| EBITDA | DKK 2M | +487% |
| Net profit | DKK 331K | +116% |
| Total assets | DKK 9,8M | +83% |
| Equity | DKK -863K | +77% |
| Employees | 13 | — |
Legal name
Pensure ApS
CVR number
38918273
Legal form
Anpartsselskab
NACE code
6622 · Activities of insurance agents and brokers
Founded
8. september 2017
Share capital
DKK 88.840
Employees
13 (FTE)
VAT registered
Yes
Audit selected
Yes
Last report
2024-12-31
Financial year
January – December
Signatory rights
Selskabet tegnes af to direktører i forening
Company purpose
Selskabets formål er at drive virksomhed inden for pensions- og forsikringsbranchen, samt enhver i forbindelse hermed stående virksomhed.
Address
Applebys Plads 7
Phone
+4527627745
Email
kontakt@pensure.dk
Website
pensure.dk
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|
| Revenue | 85 | -321 | 533 | 1.138 | 1.165 | 2.555 | 6.860 |
| Staff expenses | -139 | -210 | -1.793 | -2.549 | -3.636 | -3.074 | -4.852 |
| EBITDA | -53 | -531 | -1.260 | -1.411 | -2.472 | -519 | 2.008 |
| Depreciation & amort. | -0 | -0 | -0 | -331 | -409 | -801 | -812 |
| EBIT | -53 | -531 | -1.260 | -1.742 | -2.881 | -1.320 | 1.196 |
| Net financials | 0 | -41 | -137 | -358 | -434 | -686 | -865 |
| Profit before tax | -53 | -572 | -1.397 | -2.100 | -3.315 | -2.006 | 331 |
| Tax | -0 | -139 | -312 | -581 | -584 | -0 | -0 |
| Net profit | -53 | -433 | -1.085 | -1.519 | -2.732 | -2.006 | 331 |
| Item | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|
| Total assets | 68 | 1.860 | 5.373 | 8.310 | 6.344 | 5.372 | 9.847 |
| Equity | -3 | 564 | 528 | 9 | -1.823 | -3.704 | -863 |
| Long-term debt | 58 | 1.056 | 4.152 | 7.378 | 7.604 | 8.568 | 9.434 |
| Short-term debt | 13 | 155 | 313 | 339 | 563 | 508 | 1.276 |
| Total debt | 71 | 1.211 | 4.465 | 7.717 | 8.167 | 9.076 | 10.710 |
EBITDA margin
29.3%
This company
15.8%
Market median
+85% vs market
20182024
Equity ratio
-8.8%
This company
38.2%
Market median
-123% vs market
20182024
Return on equity
33082900.0%
This company
18.4%
Market median
+179798270% vs market
20182024
Net profit margin
4.8%
This company
8.1%
Market median
-41% vs market
20182024
Asset turnover
0.70×
This company
1.12×
Market median
-38% vs market
20182024
Debt / equity
12.41×
This company
0.62×
Market median
-1902% vs market
20182024
- Annual report 2024Filed via CVR / Virk · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via CVR / Virk · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via CVR / Virk · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via CVR / Virk · Period 2021-01-01 – 2021-12-31
- Annual report 2020Filed via CVR / Virk · Period 2020-01-01 – 2020-12-31
- Annual report 2019Filed via CVR / Virk · Period 2019-01-01 – 2019-12-31
- Annual report 2018Filed via CVR / Virk · Period 2017-09-08 – 2018-12-31
| Name | Role | Member since | Age | Other directorships |
|---|---|---|---|---|
FM Management | Management | 2017 | — | — |
JF Management | Management | 2017 | — | — |
FL Management | Management | 2019 | — | — |
| Name | Role | Member since | Age | Other directorships |
|---|---|---|---|---|
| Chairman | 2024 | — | — | |
| Board of Directors | 2024 | — | — | |
| Board of Directors | 2024 | — | — | |
| Board of Directors | 2024 | — | — |
| Shareholder | Type | Ownership | Votes | Since |
|---|---|---|---|---|
Reitz Holding ApS | Company | 20.0% | 20.0% | 2017 |
ANLUDA ApS | Company | 20.0% | 20.0% | 2017 |
WOODBRIDGE ApS | Company | 15.0% | 15.0% | 2021 |
LØVENDAHL H0LDING ApS | Company | 5.0% | 5.0% | 2021 |
Dykehouse ApS | Company | 5.0% | 5.0% | 2021 |
CARBON60 Invest ApS | Company | 5.0% | 5.0% | 2019 |
MICHAEL HOVE HOLDING ApS | Company | 5.0% | 5.0% | 2024 |
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
WOODBRIDGE ApS
Pensure ApS Board members of Pensure ApS also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Frederik Marcus Smedegaard Dannevang | Management | 0 companies |
| Jon Fogelstrøm Reitz | Management | 0 companies |
| Frank Løvendahl Nielsen | Management | 0 companies |
| Nina Christensen | Chairman | 0 companies |
| John Thomas | Board of Directors | 0 companies |
| Eske Gunge | Board of Directors | 0 companies |
| Michael Hove Jacobsen | Board of Directors | 0 companies |