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A/SActiveCVR 39181169Østervangsvej 4C, 1. thOther software publishing · NACE 5829Est. 201728 employeeswww.creditro.com
Revenue 2024
DKK 7,7M
-24% vs 2023
EBITDA margin
-139.4%
-85% vs 2023
Equity ratio
4.2%
Financial strength
Net profit 2024
DKK -9,4M
-71% vs 2023
| Revenue | DKK 7,7M | -24% |
| EBITDA | DKK -10,7M | -85% |
| Net profit | DKK -9,4M | -71% |
| Total assets | DKK 19,4M | +64% |
| Equity | DKK 816K | +289% |
| Employees | 28 | — |
Legal name
Creditro A/S
CVR number
39181169
Legal form
Aktieselskab
NACE code
5829 · Other software publishing
Founded
20. december 2017
Share capital
DKK 2.302.191
Employees
28 (FTE)
VAT registered
Yes
Audit selected
Yes
Last report
2024-12-31
Financial year
January – December
Signatory rights
Selskabet tegnes af bestyrelsesformanden i forening med 1 direktør, eller af 2 bestyrelsesmedlemmer i forening, eller af 1 direktør i forening med 1 medlem af bestyrelsen.
Company purpose
Selskabets formål er udvikling, drift og salg af it-systemer, samt indsamling og videresalg af kreditoplysninger.
Address
Østervangsvej 4C, 1. th
Phone
+4572161701
Email
info@creditro.com
Website
www.creditro.com
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|
| Revenue | -45 | -27 | 526 | 4.394 | 3.121 | 10.145 | 7.709 |
| Staff expenses | -0 | -352 | -1.128 | -4.370 | -12.282 | -15.945 | -18.454 |
| EBITDA | -45 | -379 | -602 | 24 | -9.160 | -5.800 | -10.744 |
| Depreciation & amort. | -0 | -200 | -200 | -531 | -760 | -834 | -863 |
| EBIT | -45 | -579 | -802 | -508 | -9.921 | -6.634 | -11.608 |
| Net financials | -0 | -5 | -23 | -2 | -134 | -214 | -224 |
| Profit before tax | -45 | -584 | -825 | -510 | -10.054 | -6.848 | -11.831 |
| Tax | -0 | -0 | -252 | -0 | -1.827 | -1.362 | -2.438 |
| Net profit | -45 | -584 | -574 | -510 | -8.227 | -5.486 | -9.394 |
| Item | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|
| Total assets | 2.054 | 1.936 | 3.290 | 7.814 | 11.651 | 11.854 | 19.393 |
| Equity | 2.005 | 1.421 | 847 | 1.185 | 5.696 | 210 | 816 |
| Long-term debt | 0 | 19 | 100 | 1.191 | 103 | 109 | 112 |
| Short-term debt | 49 | 496 | 2.343 | 5.437 | 5.852 | 11.535 | 18.464 |
| Total debt | 49 | 515 | 2.443 | 6.628 | 5.955 | 11.644 | 18.577 |
EBITDA margin
-139.4%
This company
15.8%
Market median
-982% vs market
20182024
Equity ratio
4.2%
This company
38.2%
Market median
-89% vs market
20182024
Return on equity
-1150.8%
This company
18.4%
Market median
-6354% vs market
20182024
Net profit margin
-121.8%
This company
8.1%
Market median
-1604% vs market
20182024
Asset turnover
0.40×
This company
1.12×
Market median
-64% vs market
20182024
Debt / equity
22.76×
This company
0.62×
Market median
-3571% vs market
20182024
- Annual report 2024Filed via CVR / Virk · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via CVR / Virk · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via CVR / Virk · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via CVR / Virk · Period 2021-01-01 – 2021-12-31
- Annual report 2020Filed via CVR / Virk · Period 2020-01-01 – 2020-12-31
- Annual report 2019Filed via CVR / Virk · Period 2019-01-01 – 2019-12-31
- Annual report 2018Filed via CVR / Virk · Period 2017-12-21 – 2018-12-31
| Name | Role | Member since | Age | Other directorships |
|---|---|---|---|---|
PT Chief Executive Officer | Chief Executive Officer | 2022 | — | — |
JT Chief Executive Officer | Chief Executive Officer | 2022 | — | — |
AF Chief Executive Officer | Chief Executive Officer | 2024 | — | — |
| Name | Role | Member since | Age | Other directorships |
|---|---|---|---|---|
| Board of Directors | 2024 | — | — | |
| Chairman | 2022 | — | — | |
| Chairman | 2024 | — | — | |
| Board of Directors | 2018 | — | — | |
| Board of Directors | 2024 | — | — | |
| Chairman | 2018 | — | — | |
| Board of Directors | 2021 | — | — | |
| Board of Directors | 2024 | — | — | |
| Board of Directors | 2024 | — | — | |
| Chairman | 2021 | — | — | |
| Board of Directors | 2022 | — | — | |
| Board of Directors | 2024 | — | — | |
| Board of Directors | 2018 | — | — |
| Shareholder | Type | Ownership | Votes | Since |
|---|---|---|---|---|
VISMA DANMARK HOLDING A/S | Company | 90.0% | 90.0% | 2024 |
MBKH ApS | Company | 15.0% | 15.0% | 2023 |
IT Ventures ApS | Company | 5.0% | 5.0% | 2023 |
| Individual | 15.0% | 15.0% | 2021 | |
| Individual | 25.0% | 33.3% | 2017 | |
| Individual | 33.3% | 33.3% | 2017 | |
BASLUND TECHNOLOGIES ApS | Company | 15.0% | 15.0% | 2022 |
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
VISMA DANMARK HOLDING A/S
Creditro A/S Board members of Creditro A/S also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Patrick Teglstrup Rasmussen | Chief Executive Officer | 0 companies |
| Jacob Tinsfeldt | Chief Executive Officer | 0 companies |
| Asmita Faranaz Velji | Chief Executive Officer | 0 companies |
| Antti Matias Waris | Board of Directors | 0 companies |
| Mikael Westöö | Chairman | 0 companies |
| Lars Erik Jacobsen | Chairman | 0 companies |
| Finn Sten Spandet Jakobsen | Board of Directors | 0 companies |
| Anders René Andersen | Board of Directors | 0 companies |
| Britta Balleby Ponti | Chairman | 0 companies |
| Nis Peter Dall | Board of Directors | 0 companies |
| Christina Karlsson | Board of Directors | 0 companies |
| Hjalmar Wahlander | Board of Directors | 0 companies |
| Erwin Kronborg Tøt | Chairman | 0 companies |
| Lars Engbork | Board of Directors | 0 companies |
| Elisabeth Vivancos Marin | Board of Directors | 0 companies |
| Mathias Røntved Gajhede | Board of Directors | 0 companies |