Riskpilot← Back to searchSign inGet full accessHowden Financial Advisory ApS
APSActiveCVR 39374773Nørgaardsvej 30Business and other management consultancy activities · NACE 7020Est. 201817 employeeshttps://northrisk.dk
Revenue 2025
DKK 14,1M
-53% vs 2025
EBITDA margin
70.4%
-20% vs 2025
Equity ratio
38.7%
Financial strength
Net profit 2025
DKK 1,5M
-91% vs 2025
| Revenue | DKK 14,1M | -53% |
| EBITDA | DKK 9,9M | -20% |
| Net profit | DKK 1,5M | -91% |
| Total assets | DKK 117,3M | +1% |
| Equity | DKK 45,4M | +4% |
| Employees | 17 | — |
Legal name
Howden Financial Advisory ApS
CVR number
39374773
Legal form
Anpartsselskab
NACE code
7020 · Business and other management consultancy activities
Founded
1. marts 2018
Share capital
DKK 52.302
Employees
17 (FTE)
VAT registered
Yes
Audit selected
Yes
Last report
2025-12-31
Financial year
January – December
Signatory rights
Selskabet tegnes af bestyrelsens formand i forening med et bestyrelsesmedlem eller af bestyrelsens formand i forening med en direktør.
Company purpose
Selskabets formål er at drive konsulentvirksomhed, som indebærer uvildig rådgivning til virksomheder omkring valg af finansielle ydelser og produkter, og dermed beslægtet virksomhed.
Address
Nørgaardsvej 30
Phone
+4581807500
Email
finans-finpro@howdendanmark.dk
Website
https://northrisk.dk
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2025 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 840 | 3.264 | 7.557 | 10.583 | 9.749 | 15.175 | 12.031 | 30.277 | 14.082 |
| Staff expenses | -387 | -2.245 | -2.351 | -4.239 | -6.289 | -10.725 | -13.671 | -17.933 | -4.169 |
| EBITDA | 453 | 1.019 | 5.206 | 6.344 | 3.460 | 4.450 | -1.640 | 12.344 | 9.913 |
| Depreciation & amort. | -0 | -0 | -0 | -14 | -25 | -33 | -1.343 | -1.884 | -469 |
| EBIT | 453 | 1.019 | 5.206 | 6.329 | 3.435 | 4.417 | -2.983 | 10.460 | 9.444 |
| Net financials | -3 | -8 | -11 | -76 | 155 | 128 | -4.991 | 7.573 | -5.245 |
| Profit before tax | 450 | 1.011 | 5.196 | 6.253 | 3.590 | 4.579 | -7.974 | 18.033 | 4.199 |
| Tax | 99 | 230 | 1.147 | 1.397 | 747 | 1.043 | -1.048 | 2.346 | 2.734 |
| Net profit | 351 | 781 | 4.048 | 4.856 | 2.843 | 3.536 | -6.926 | 15.687 | 1.465 |
| Item | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2025 |
|---|---|---|---|---|---|---|---|---|---|
| Total assets | 1.114 | 2.243 | 7.113 | 13.315 | 18.955 | 22.976 | 96.769 | 116.359 | 117.294 |
| Equity | 851 | 1.284 | 4.552 | 9.408 | 12.250 | 15.786 | 27.957 | 43.608 | 45.365 |
| Long-term debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2.500 | 0 |
| Short-term debt | 263 | 959 | 2.561 | 3.899 | 4.689 | 4.455 | 63.155 | 64.320 | 64.585 |
| Total debt | 263 | 959 | 2.561 | 3.899 | 4.689 | 4.455 | 63.155 | 66.820 | 64.585 |
EBITDA margin
70.4%
This company
15.8%
Market median
+346% vs market
20182025
Equity ratio
38.7%
This company
38.2%
Market median
+1% vs market
20182025
Return on equity
3.2%
This company
18.4%
Market median
-83% vs market
20182025
Net profit margin
10.4%
This company
8.1%
Market median
+28% vs market
20182025
Asset turnover
0.12×
This company
1.12×
Market median
-89% vs market
20182025
Debt / equity
1.59×
This company
0.62×
Market median
-156% vs market
20182025
- Annual report 2025Filed via CVR / Virk · Period 2025-10-01 – 2025-12-31
- Annual report 2025Filed via CVR / Virk · Period 2024-10-01 – 2025-09-30
- Annual report 2024Filed via CVR / Virk · Period 2024-01-01 – 2024-09-30
- Annual report 2023Filed via CVR / Virk · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via CVR / Virk · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via CVR / Virk · Period 2021-01-01 – 2021-12-31
- Annual report 2020Filed via CVR / Virk · Period 2020-01-01 – 2020-12-31
- Annual report 2019Filed via CVR / Virk · Period 2019-01-01 – 2019-12-31
- Annual report 2018Filed via CVR / Virk · Period 2018-03-01 – 2018-12-31
| Name | Role | Member since | Age | Other directorships |
|---|---|---|---|---|
TH Management | Management | 2018 | — | — |
BF Management | Management | 2018 | — | — |
| Name | Role | Member since | Age | Other directorships |
|---|---|---|---|---|
| Chairman | 2021 | — | — | |
| Chairman | 2018 | — | — | |
| Board of Directors | 2022 | — | — | |
| Board of Directors | 2021 | — | — | |
| Board of Directors | 2018 | — | — | |
| Board of Directors | 2024 | — | — | |
| Board of Directors | 2018 | — | — | |
| Board of Directors | 2019 | — | — | |
| Board of Directors | 2018 | — | — | |
| Board of Directors | 2018 | — | — |
| Shareholder | Type | Ownership | Votes | Since |
|---|---|---|---|---|
Howden Danmark A/S | Company | 100.0% | 100.0% | 2021 |
SPARUP HOLDING ApS | Company | 5.0% | 5.0% | 2019 |
NETSUOM ApS | Company | 5.0% | 5.0% | 2019 |
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
Rose BidCo ApS
Howden Financial Advisory ApS Board members of Howden Financial Advisory ApS also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Thomas Høgh Jensen | Management | 0 companies |
| Benjamin Feldman | Management | 0 companies |
| Lars Rosenkrantz Gundorph | Chairman | 0 companies |
| Niels-Ulrik Mousten | Chairman | 0 companies |
| Johnny Krohn Rasmussen | Board of Directors | 0 companies |
| Thomas Kaas Selsø | Board of Directors | 0 companies |
| Henrik Sparup | Board of Directors | 0 companies |
| Carl Anders Holde-Jensen | Board of Directors | 0 companies |
| Per Møller | Board of Directors | 0 companies |
| Mark Wodstrup Betzer | Board of Directors | 0 companies |
| Mattias Vilhelm Warnøe Nielsen | Board of Directors | 0 companies |
| Peter Nordgaard Hansen | Board of Directors | 0 companies |