Riskpilot← Back to searchSign inGet full accessSvea Kredit ApS
APSActiveCVR 40508279Gammel Lundtoftevej 1EOther credit granting · NACE 6492Est. 20195 employeesunilaan.dk
Revenue 2025
DKK 904K
-36% vs 2024
EBITDA margin
-341.3%
-181% vs 2024
Equity ratio
0.5%
Financial strength
Net profit 2025
DKK -5,9M
-91% vs 2024
| Revenue | DKK 904K | -36% |
| EBITDA | DKK -3,1M | -181% |
| Net profit | DKK -5,9M | -91% |
| Total assets | DKK 73,6M | +63% |
| Equity | DKK 401K | +470% |
| Employees | 5 | — |
Legal name
Svea Kredit ApS
CVR number
40508279
Legal form
Anpartsselskab
NACE code
6492 · Other credit granting
Founded
2. maj 2019
Share capital
DKK 1.070.417
Employees
5 (FTE)
VAT registered
Yes
Audit selected
Yes
Last report
2025-12-31
Financial year
January – December
Signatory rights
Selskabet tegnes af en direktør eller af to bestyrelsesmedlemmer i forening.
Company purpose
Selskabets formål er at drive virksomhed med kreditgivning til privatpersoner og virksomheder, transport til juridiske personer og andre tredjemænd af lån ydet til privatpersoner og øvrige.
Address
Gammel Lundtoftevej 1E
Phone
+4588442526
Website
unilaan.dk
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Revenue | -20 | -407 | -769 | 1.389 | -557 | 1.416 | 904 |
| Staff expenses | -0 | -0 | -1.356 | -1.981 | -1.728 | -2.515 | -3.991 |
| EBITDA | -20 | -407 | -2.125 | -592 | -2.285 | -1.099 | -3.087 |
| Depreciation & amort. | -0 | -0 | -213 | -534 | -634 | -0 | -6 |
| EBIT | -20 | -407 | -2.339 | -1.126 | -2.919 | -1.099 | -3.092 |
| Net financials | -0 | -4 | -388 | -2.692 | -4.494 | -3.340 | -2.802 |
| Profit before tax | -20 | -412 | -2.726 | -3.818 | -7.413 | -4.439 | -5.894 |
| Tax | -0 | -94 | 94 | -0 | -0 | -1.350 | -0 |
| Net profit | -20 | -317 | -2.821 | -3.818 | -7.413 | -3.089 | -5.894 |
| Item | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Total assets | 49 | 3.036 | 17.453 | 41.882 | 49.300 | 45.264 | 73.624 |
| Equity | 30 | 2.897 | 77 | -3.741 | -11.154 | 70 | 401 |
| Long-term debt | 0 | 0 | 0 | 1.000 | 3.000 | 0 | 0 |
| Short-term debt | 18 | 139 | 17.377 | 44.623 | 57.454 | 45.194 | 73.223 |
| Total debt | 18 | 139 | 17.377 | 45.623 | 60.454 | 45.194 | 73.223 |
EBITDA margin
-341.3%
This company
15.8%
Market median
-2260% vs market
20192025
Equity ratio
0.5%
This company
38.2%
Market median
-99% vs market
20192025
Return on equity
-1469.4%
This company
18.4%
Market median
-8086% vs market
20192025
Net profit margin
-651.7%
This company
8.1%
Market median
-8146% vs market
20192025
Asset turnover
0.01×
This company
1.12×
Market median
-99% vs market
20192025
Debt / equity
182.54×
This company
0.62×
Market median
-29342% vs market
20192025
- Annual report 2025Filed via CVR / Virk · Period 2025-01-01 – 2025-12-31
- Annual report 2024Filed via CVR / Virk · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via CVR / Virk · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via CVR / Virk · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via CVR / Virk · Period 2021-01-01 – 2021-12-31
- Annual report 2020Filed via CVR / Virk · Period 2020-01-01 – 2020-12-31
- Annual report 2019Filed via CVR / Virk · Period 2019-05-02 – 2019-12-31
| Name | Role | Member since | Age | Other directorships |
|---|---|---|---|---|
HF Chief Executive Officer | Chief Executive Officer | 2019 | — | — |
SB Chief Executive Officer | Chief Executive Officer | 2024 | — | — |
| Name | Role | Member since | Age | Other directorships |
|---|---|---|---|---|
| Board of Directors | 2024 | — | — | |
| Board of Directors | 2020 | — | — | |
| Board of Directors | 2020 | — | — | |
| Board of Directors | 2020 | — | — | |
| Board of Directors | 2024 | — | — | |
| Chairman | 2024 | — | — | |
| Board of Directors | 2020 | — | — | |
| Board of Directors | 2020 | — | — |
| Shareholder | Type | Ownership | Votes | Since |
|---|---|---|---|---|
| Individual | 100.0% | 100.0% | 2024 | |
SPARUP HOLDING ApS | Company | 15.0% | 15.0% | 2020 |
| Individual | 5.0% | 5.0% | 2020 | |
SMGA Holding ApS | Company | 10.0% | 10.0% | 2020 |
Zøller Holding IVS | Company | 0.0% | 100.0% | 2020 |
Tubiga ApS | Company | 15.0% | 15.0% | 2020 |
LFGEC ApS | Company | 5.0% | 5.0% | 2020 |
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
No registered parent or subsidiaries
Board members of Svea Kredit ApS also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Henrik Frederiksen | Chief Executive Officer | 0 companies |
| Steen Bundgaard | Chief Executive Officer | 0 companies |
| Olav Grøndahl | Board of Directors | 0 companies |
| Rasmus Nordestgaard Jensen | Board of Directors | 0 companies |
| Søren Møntegaard | Board of Directors | 0 companies |
| Henrik Sparup | Board of Directors | 0 companies |
| Mats Anders Kärsrud | Board of Directors | 0 companies |
| Gôsta Lennart Ågren | Chairman | 0 companies |
| Philippe Mølleskov Nielsen | Board of Directors | 0 companies |
| Gitte Møller Zøller | Board of Directors | 0 companies |