Riskpilot← Back to searchSign inGet full accessSparekassen Danmark
FIVActiveCVR 64806815Østergade 15Other monetary intermediation · NACE 6419Est. 18711828 employees
Revenue 2025
—
EBITDA margin
—
-5% vs 2024
Equity ratio
18.5%
Financial strength
Net profit 2025
DKK 1,5B
-4% vs 2024
| Revenue | — | — |
| EBITDA | DKK 2,1B | -5% |
| Net profit | DKK 1,5B | -4% |
| Total assets | DKK 90,1B | +18% |
| Equity | DKK 16,6B | +17% |
| Employees | 1828 | — |
Legal name
Sparekassen Danmark
CVR number
64806815
Legal form
Særlig finansiel virksomhed
NACE code
6419 · Other monetary intermediation
Founded
6. februar 1871
Share capital
DKK 0
Employees
1828 (FTE)
VAT registered
Yes
Audit selected
Yes
Last report
2025-12-31
Financial year
January – December
Signatory rights
Sparekassen tegnes af: a) Bestyrelsens formand i forening med et andet bestyrelsesmedlem, eller b) Et medlem af bestyrelsen i forening med den administrerende direktør, eller c) To direktører i forening.
Company purpose
Selskabets formål er at drive pengeinstitutvirksomhed samt anden virksomhed, der er accessorisk hertil.
Address
Østergade 15
Phone
+4582229000
Email
mail@spard.dk
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Revenue | 0 | 0 | 0 | 0 | 0 | 3.930.991 | — |
| Staff expenses | -636.692 | -696.124 | -1.055.419 | -1.507.260 | -1.654.207 | -2.022.810 | -0 |
| EBITDA | 753.606 | 632.216 | 1.249.033 | 789.081 | 2.162.028 | 2.197.571 | 2.093.831 |
| Depreciation & amort. | -165.043 | -127.975 | -34.128 | 127.266 | -221.090 | -120.755 | -86.427 |
| EBIT | 588.563 | 504.241 | 1.214.905 | 916.347 | 1.940.938 | 2.076.816 | 2.007.404 |
| Net financials | 17.568 | 11.577 | 36.703 | 11.006 | -9.446 | 31.869 | 0 |
| Profit before tax | 606.131 | 515.818 | 1.251.608 | 927.353 | 1.931.492 | 2.108.685 | 2.007.404 |
| Tax | 81.105 | 129.340 | 248.822 | 185.684 | 398.142 | 530.878 | 497.118 |
| Net profit | 525.026 | 386.478 | 1.002.786 | 741.669 | 1.533.350 | 1.577.807 | 1.510.286 |
| Item | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Total assets | 25.398.581 | 31.625.734 | 55.178.510 | 58.395.852 | 69.079.134 | 76.471.165 | 90.080.091 |
| Equity | 4.279.202 | 5.193.758 | 9.642.777 | 10.810.632 | 12.541.222 | 14.233.877 | 16.647.666 |
| Long-term debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Short-term debt | 21.056.224 | 26.377.678 | 45.325.192 | 47.394.669 | 56.309.049 | 61.985.467 | 18.509 |
| Total debt | 21.056.224 | 26.377.678 | 45.325.192 | 47.394.669 | 56.309.049 | 61.985.467 | 72.313.128 |
EBITDA margin
209383100000.0%
This company
15.8%
Market median
+1325209493571% vs market
20192025
Equity ratio
18.5%
This company
38.2%
Market median
-52% vs market
20192025
Return on equity
9.1%
This company
18.4%
Market median
-51% vs market
20192025
Net profit margin
151028600000.0%
This company
8.1%
Market median
+1864550617184% vs market
20192025
Asset turnover
0.00×
This company
1.12×
Market median
-100% vs market
20192025
Debt / equity
4.41×
This company
0.62×
Market median
-611% vs market
20192025
- Annual report 2025Filed via CVR / Virk · Period 2025-01-01 – 2025-12-31
- Annual report 2024Filed via CVR / Virk · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via CVR / Virk · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via CVR / Virk · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via CVR / Virk · Period 2021-01-01 – 2021-12-31
- Annual report 2020Filed via CVR / Virk · Period 2020-01-01 – 2020-12-31
- Annual report 2019Filed via CVR / Virk · Period 2019-01-01 – 2019-12-31
| Name | Role | Member since | Age | Other directorships |
|---|---|---|---|---|
KO Management | Management | 2008 | — | — |
PH Management | Management | 2025 | — | — |
JA Management | Management | 2006 | — | — |
MJ Deputy | Deputy | 2008 | — | — |
KM Chief Executive Officer | Chief Executive Officer | 2025 | — | — |
JS Management | Management | 2013 | — | — |
JA Deputy | Deputy | 2012 | — | — |
KT Deputy | Deputy | 2008 | — | — |
HS Deputy | Deputy | 2008 | — | — |
PA Management | Management | 2021 | — | — |
VH Chief Executive Officer | Chief Executive Officer | 2008 | — | — |
OH Management | Management | 2001 | — | — |
LF Management | Management | 2021 | — | — |
KB Deputy | Deputy | 2002 | — | — |
LT Management | Management | 2021 | — | — |
IM Management | Management | 2023 | — | — |
EJ Management | Management | 1871 | — | — |
SK Deputy | Deputy | 2002 | — | — |
| Name | Role | Member since | Age | Other directorships |
|---|---|---|---|---|
| Deputy Chairman | 2001 | — | — | |
| Board of Directors | 2020 | — | — | |
| Board of Directors | 2021 | — | — | |
| Board of Directors | 2021 | — | — | |
| Board of Directors | 2002 | — | — | |
| Board of Directors | 2020 | — | — | |
| Board of Directors | 2019 | — | — | |
| Board of Directors | 2001 | — | — | |
| Board of Directors | 2023 | — | — | |
| Board of Directors | 2015 | — | — | |
| Deputy Chairman | 2020 | — | — | |
| Board of Directors | 2006 | — | — | |
| Board of Directors | 1999 | — | — | |
| Board of Directors | 2014 | — | — | |
PD | Board of Directors | 1871 | — | — |
| Board of Directors | 1871 | — | — | |
| Board of Directors | 2026 | — | — | |
| Board of Directors | 2008 | — | — | |
| Chairman | 2023 | — | — | |
| Board of Directors | 2006 | — | — | |
| Board of Directors | 2026 | — | — | |
| Chairman | 2024 | — | — | |
| Board of Directors | 2021 | — | — | |
| Board of Directors | 2005 | — | — | |
| Board of Directors | 2021 | — | — | |
| Board of Directors | 2008 | — | — | |
| Board of Directors | 2019 | — | — | |
| Chairman | 2021 | — | — | |
| Board of Directors | 2001 | — | — | |
| Deputy Chairman | 2019 | — | — | |
| Board of Directors | 2021 | — | — | |
| Board of Directors | 2006 | — | — | |
| Board of Directors | 2006 | — | — | |
| Board of Directors | 1871 | — | — | |
| Board of Directors | 2019 | — | — | |
| Board of Directors | 2012 | — | — | |
| Board of Directors | 1871 | — | — | |
| Board of Directors | 1871 | — | — | |
| Board of Directors | 2014 | — | — | |
| Board of Directors | 2021 | — | — | |
| Board of Directors | 2002 | — | — | |
| Board of Directors | 2005 | — | — | |
| Board of Directors | 2001 | — | — | |
| Board of Directors | 2008 | — | — | |
| Board of Directors | 2025 | — | — | |
| Board of Directors | 2002 | — | — | |
| Deputy Chairman | 2014 | — | — | |
| Board of Directors | 2026 | — | — | |
| Board of Directors | 2006 | — | — | |
| Deputy Chairman | 2024 | — | — | |
| Board of Directors | 2019 | — | — | |
| Board of Directors | 2016 | — | — | |
| Board of Directors | 2006 | — | — | |
| Board of Directors | 1871 | — | — | |
| Board of Directors | 1871 | — | — | |
| Board of Directors | 1871 | — | — | |
| Board of Directors | 1871 | — | — | |
| Board of Directors | 2021 | — | — | |
| Board of Directors | 2012 | — | — | |
| Board of Directors | 2008 | — | — | |
| Board of Directors | 2006 | — | — | |
| Board of Directors | 2014 | — | — | |
| Board of Directors | 2001 | — | — | |
| Board of Directors | 2001 | — | — | |
BB | Board of Directors | 2020 | — | — |
| Board of Directors | 1998 | — | — |
No shareholder data available.
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Sparekassen Danmark (this company)
MEDICUS ENGINEERING ApSBoard members of Sparekassen Danmark also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Karsten Olsen | Management | 0 companies |
| Peter Henry Lading Sørensen | Management | 0 companies |
| John Allan Olsson | Management | 0 companies |
| Mogens Jensen | Deputy | 0 companies |
| Kim Mouritsen | Chief Executive Officer | 0 companies |
| Jan Skov | Management | 0 companies |
| Jens Andersen | Deputy | 0 companies |
| Kirsten Thomsen | Deputy | 0 companies |
| Helle Sindal Thomsen | Deputy | 0 companies |
| Per Asbjørn Sønderup | Management | 0 companies |
| Vagn Hansen | Chief Executive Officer | 0 companies |
| Ole Holmen Andersen | Management | 0 companies |
| Lisa Frost Sørensen | Management | 0 companies |
| Karl Bækgaard | Deputy | 0 companies |
| Lars Thomsen | Management | 0 companies |
| Ivan Mølgaard Sløk | Management | 0 companies |
| Egon Jul Qvist | Management | 0 companies |
| Søren Kristian Madsen | Deputy | 0 companies |
| Peter Have | Deputy Chairman | 0 companies |
| Per Albæk | Board of Directors | 0 companies |
| Troels Bülow-Olsen | Board of Directors | 0 companies |
| Jens Buus Pedersen | Board of Directors | 0 companies |
| Birthe Palsberg Poulsen | Board of Directors | 0 companies |
| Steffen Dahl | Board of Directors | 0 companies |
| Jens Rasmussen | Board of Directors | 0 companies |
| Jens Erik Jensen | Board of Directors | 0 companies |
| Claus Andresen Moltrup | Board of Directors | 0 companies |
| Jens Kousholt Højer | Board of Directors | 0 companies |
| Søren Vad Sørensen | Deputy Chairman | 0 companies |
| Mogens Nedergaard | Board of Directors | 0 companies |
| Arne Lindhardt Andersen | Board of Directors | 0 companies |
| Niels Tørslev | Board of Directors | 0 companies |
| Poul Dam | Board of Directors | 0 companies |
| Erling Pedersen | Board of Directors | 0 companies |
| Jens Bigum | Board of Directors | 0 companies |
| Hans Henrik Toft Sørensen | Board of Directors | 0 companies |
| Birte Dyrberg | Chairman | 0 companies |
| Poul Dahlgaard | Board of Directors | 0 companies |
| Pernille Amstrup-Bønløkke | Board of Directors | 0 companies |
| Preben Randbæk | Chairman | 0 companies |
| Helle Aagaard Simonsen | Board of Directors | 0 companies |
| Poul Dahlgaard Hansen | Board of Directors | 0 companies |
| Thomas Frisgaard | Board of Directors | 0 companies |
| Regnar Bering | Board of Directors | 0 companies |
| Henrik Steen | Board of Directors | 0 companies |
| Finn Hovalt Mathiassen | Chairman | 0 companies |
| Louis Fritjof Holt Christensen | Board of Directors | 0 companies |
| Ole Selch Bak | Deputy Chairman | 0 companies |
| Henrik Sørensen | Board of Directors | 0 companies |
| Vang Lundegaard | Board of Directors | 0 companies |
| Dorte Folden Skole | Board of Directors | 0 companies |
| Svend Arne Hjørringgaard Jørgensen | Board of Directors | 0 companies |
| Frank Hedegaard Jørgensen | Board of Directors | 0 companies |
| Hans Ole Pedersen | Board of Directors | 0 companies |
| Knud Stokbro | Board of Directors | 0 companies |
| Niels Jensen | Board of Directors | 0 companies |
| Martin Kristian Valbirk | Board of Directors | 0 companies |
| Jacob Engelsted Christensen | Board of Directors | 0 companies |
| Helle Stokbro Sørensen | Board of Directors | 0 companies |
| Johannes Olav Hovaldt | Board of Directors | 0 companies |
| Hans Jørgen Jensen | Board of Directors | 0 companies |
| Peter Larsen | Board of Directors | 0 companies |
| Lone Kalstrup | Board of Directors | 0 companies |
| Svend Holmgaard | Board of Directors | 0 companies |
| Svend Vestergaard Pedersen | Deputy Chairman | 0 companies |
| Alex Lynggaard Rasmussen | Board of Directors | 0 companies |
| Inge Kjær Schaft | Board of Directors | 0 companies |
| Per Noesgaard | Deputy Chairman | 0 companies |
| Inge Marie Møller Ernst | Board of Directors | 0 companies |
| Morten Pilegaard | Board of Directors | 0 companies |
| Mona Lykke Thomsen | Board of Directors | 0 companies |
| Kristen Aagaard | Board of Directors | 0 companies |
| Evald Horstrup Haven | Board of Directors | 0 companies |
| Ole Højgaard Simonsen | Board of Directors | 0 companies |
| Sonja Marie Søndergaard | Board of Directors | 0 companies |
| Tina Sondrup Andersen | Board of Directors | 0 companies |
| Tage Søgaard Thomsen | Board of Directors | 0 companies |
| Aage Hjelm Christensen | Board of Directors | 0 companies |
| Christian Engberg Kristensen | Board of Directors | 0 companies |
| Niels Christian Hem | Board of Directors | 0 companies |
| Hans Erik Pedersen | Board of Directors | 0 companies |
| Allan Normann Sørensen | Board of Directors | 0 companies |
| Bo Bojer | Board of Directors | 0 companies |
| Kristian Bastholm Jensen | Board of Directors | 0 companies |