Riskpilot← Back to searchSign inGet full accessJ.C. FINANS A/S
A/SActiveCVR 66491617Høegh Guldbergs Gade 3COther financial service activities, except insurance and pension funding n.e.c. · NACE 6499Est. 19802 employees
Revenue 2025
DKK 3,9M
+282% vs 2024
EBITDA margin
32.0%
+210% vs 2024
Equity ratio
49.0%
Financial strength
Net profit 2025
DKK -399K
-434% vs 2024
| Revenue | DKK 3,9M | +282% |
| EBITDA | DKK 1,2M | +210% |
| Net profit | DKK -399K | -434% |
| Total assets | DKK 68,4M | -2% |
| Equity | DKK 33,5M | -1% |
| Employees | 2 | — |
Legal name
J.C. FINANS A/S
CVR number
66491617
Legal form
Aktieselskab
NACE code
6499 · Other financial service activities, except insurance and pension funding n.e.c.
Founded
10. december 1980
Share capital
DKK 500.000
Employees
2 (FTE)
VAT registered
Yes
Audit selected
Yes
Last report
2025-12-31
Financial year
January – December
Signatory rights
Selskabet tegnes af direktøren i forening med bestyrelsesformanden eller af den samlede bestyrelse
Company purpose
Selskabets formål er at drive virksomhed med køb, salg, handel, industri og leasing, at indgå forretninger på de finansielle markeder samt finansiering og i forbindelse hermed stående virksomhed
Address
Høegh Guldbergs Gade 3C
Email
mail@jcfinans.dk
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 4.372 | 4.360 | 6.011 | 3.352 | 3.003 | 3.100 | 3.318 | 3.627 | 3.960 | 3.756 | 3.776 | 4.000 | 4.081 | 1.017 | 3.884 |
| Staff expenses | -896 | -412 | -325 | -287 | -687 | -693 | -668 | -732 | -829 | -851 | -982 | -861 | -758 | -183 | -844 |
| EBITDA | 3.938 | 3.262 | 4.780 | 874 | 1.219 | 1.240 | 1.732 | 1.177 | 2.369 | 1.997 | 1.612 | 2.485 | 2.751 | 400 | 1.241 |
| Depreciation & amort. | 372 | 235 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -53 | -147 | -47 | -187 |
| EBIT | 3.566 | 3.027 | 4.780 | 874 | 1.219 | 1.240 | 1.732 | 1.177 | 2.369 | 1.997 | 1.612 | 2.431 | 2.603 | 353 | 1.053 |
| Net financials | -478 | -2.094 | -744 | 80 | 99 | -176 | -38 | 82 | 20 | 252 | 337 | 89 | -760 | -198 | -881 |
| Profit before tax | 3.088 | 932 | 4.036 | 954 | 1.318 | 1.065 | 1.694 | 1.259 | 2.389 | 2.249 | 1.948 | 2.520 | 1.843 | 155 | 173 |
| Tax | 779 | 177 | 822 | 125 | 291 | 237 | 622 | 567 | 527 | 634 | 481 | 544 | 366 | 36 | 572 |
| Net profit | 2.309 | 755 | 3.213 | 828 | 1.027 | 828 | 1.072 | 692 | 1.862 | 1.615 | 1.467 | 1.976 | 1.477 | 119 | -399 |
| Item | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total assets | 72.097 | 71.769 | 74.227 | 72.608 | 73.091 | 79.246 | 83.935 | 85.670 | 91.030 | 86.519 | 81.720 | 80.510 | 70.253 | 70.125 | 68.393 |
| Equity | 28.194 | 28.949 | 32.162 | 32.991 | 33.017 | 33.845 | 34.917 | 35.609 | 37.471 | 39.086 | 40.553 | 42.529 | 33.766 | 33.885 | 33.486 |
| Long-term debt | 34.542 | 34.153 | 33.850 | 33.227 | 32.491 | 35.342 | 36.015 | 36.850 | 37.993 | 32.740 | 30.047 | 23.013 | 20.738 | 19.910 | 18.218 |
| Short-term debt | 6.184 | 5.313 | 4.039 | 2.089 | 2.990 | 5.230 | 7.552 | 7.192 | 9.021 | 7.750 | 3.910 | 7.466 | 7.972 | 8.553 | 8.369 |
| Total debt | 40.726 | 39.466 | 37.889 | 35.316 | 35.481 | 40.572 | 43.567 | 44.043 | 47.014 | 40.490 | 33.957 | 30.479 | 28.711 | 28.463 | 26.587 |
EBITDA margin
32.0%
This company
15.8%
Market median
+103% vs market
20122025
Equity ratio
49.0%
This company
38.2%
Market median
+28% vs market
20122025
Return on equity
-1.2%
This company
18.4%
Market median
-107% vs market
20122025
Net profit margin
-10.3%
This company
8.1%
Market median
-227% vs market
20122025
Asset turnover
0.06×
This company
1.12×
Market median
-95% vs market
20122025
Debt / equity
1.04×
This company
0.62×
Market median
-68% vs market
20122025
- Annual report 2025Filed via CVR / Virk · Period 2025-01-01 – 2025-12-31
- Annual report 2024Filed via CVR / Virk · Period 2024-10-01 – 2024-12-31
- Annual report 2024Filed via CVR / Virk · Period 2023-10-01 – 2024-09-30
- Annual report 2023Filed via CVR / Virk · Period 2022-10-01 – 2023-09-30
- Annual report 2022Filed via CVR / Virk · Period 2021-10-01 – 2022-09-30
- Annual report 2021Filed via CVR / Virk · Period 2020-10-01 – 2021-09-30
- Annual report 2020Filed via CVR / Virk · Period 2019-10-01 – 2020-09-30
- Annual report 2019Filed via CVR / Virk · Period 2018-10-01 – 2019-09-30
- Annual report 2018Filed via CVR / Virk · Period 2017-10-01 – 2018-09-30
- Annual report 2017Filed via CVR / Virk · Period 2016-10-01 – 2017-09-30
- Annual report 2016Filed via CVR / Virk · Period 2015-10-01 – 2016-09-30
- Annual report 2015Filed via CVR / Virk · Period 2014-10-01 – 2015-09-30
- Annual report 2014Filed via CVR / Virk · Period 2013-10-01 – 2014-09-30
- Annual report 2013Filed via CVR / Virk · Period 2012-10-01 – 2013-09-30
- Annual report 2012Filed via CVR / Virk · Period 2011-10-01 – 2012-09-30
| Name | Role | Member since | Age | Other directorships |
|---|---|---|---|---|
HP | Audit | 1980 | — | — |
BT Management | Management | 2021 | — | — |
JC Management | Management | 2023 | — | — |
KK Management | Management | 2000 | — | — |
| Name | Role | Member since | Age | Other directorships |
|---|---|---|---|---|
| Board of Directors | 2005 | — | — | |
| Board of Directors | 1980 | — | — | |
| Board of Directors | 2014 | — | — | |
| Board of Directors | 2019 | — | — | |
| Board of Directors | 2021 | — | — | |
| Board of Directors | 1980 | — | — | |
| Chairman | 2006 | — | — | |
| Chairman | 2024 | — | — | |
| Board of Directors | 2006 | — | — | |
| Chairman | 1980 | — | — | |
| Chairman | 2023 | — | — | |
JD | Board of Directors | 2009 | — | — |
| Board of Directors | 1980 | — | — | |
| Board of Directors | 2005 | — | — | |
| Board of Directors | 2002 | — | — | |
| Board of Directors | 2007 | — | — | |
| Board of Directors | 1997 | — | — | |
| Chairman | 2002 | — | — | |
| Chairman | 1980 | — | — | |
| Board of Directors | 2013 | — | — | |
| Board of Directors | 2004 | — | — |
| Shareholder | Type | Ownership | Votes | Since |
|---|---|---|---|---|
JORL HOLDING ApS | Company | 100.0% | 100.0% | 2011 |
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
JORL HOLDING ApS
J.C. FINANS A/S Board members of J.C. FINANS A/S also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Hans Peter Ernst Hersland | Audit | 0 companies |
| Berit Tofte Schou | Management | 0 companies |
| Jan Carsten Løvbjerg | Management | 0 companies |
| Kent Kragh | Management | 0 companies |
| Erik Warthoe Hansen | Board of Directors | 0 companies |
| Poul Jesper Andreasen | Board of Directors | 0 companies |
| Regitze Løvbjerg | Board of Directors | 0 companies |
| Lars Langhoff | Board of Directors | 0 companies |
| Oliver Løvbjerg | Board of Directors | 0 companies |
| Morten Balling | Board of Directors | 0 companies |
| Jens Glavind | Chairman | 0 companies |
| Poul Balling Sørensen | Chairman | 0 companies |
| Bent Lygum Poder | Board of Directors | 0 companies |
| Palle Jensen | Chairman | 0 companies |
| Karen Margrethe Johansen | Chairman | 0 companies |
| Jann Due | Board of Directors | 0 companies |
| Ole Willy Mandrup Rasmussen | Board of Directors | 0 companies |
| Allan Ammentorp Sørensen | Board of Directors | 0 companies |
| Erik Berg Andersen | Board of Directors | 0 companies |
| Kim Lützner | Board of Directors | 0 companies |
| Carsten Clausen | Board of Directors | 0 companies |
| Evan Herrig | Chairman | 0 companies |
| Carsten Løvbjerg | Chairman | 0 companies |
| Johnny Midtgaard | Board of Directors | 0 companies |
| Erik Løvbjerg | Board of Directors | 0 companies |