Riskpilot← Back to searchSign inGet full accessLowell Suomi Oy
OYActiveY-tunnus 0140351-4Joukahaisenkatu 6Activities of collection agencies and credit bureaus · NACE 8291Est. 1973393 employeeswww.lowell.fi
Revenue 2024
EUR 106,8M
-2% vs 2023
EBITDA margin
15.8%
-4% vs 2023
Equity ratio
12.5%
Financial strength
Net profit 2024
EUR 248K
-46% vs 2023
| Revenue | EUR 106,8M | -2% |
| EBITDA | EUR 16,8M | -4% |
| Net profit | EUR 248K | -46% |
| Total assets | EUR 179M | +10315% |
| Equity | EUR 22,4M | +9565% |
| Employees | 393 | — |
Legal name
Lowell Suomi Oy
Y-tunnus number
0140351-4
Legal form
Osakeyhtiö
NACE code
8291 · Activities of collection agencies and credit bureaus
Founded
24. elokuuta 1973
Share capital
EUR 2 109 322
Employees
393 (FTE)
VAT registered
No
Audit selected
No
Last report
2024-12-31
Financial year
January – December
Signatory rights
Hallituksen puheenjohtaja, toimitusjohtaja ja yksi hallituksen jäsen aina kaksi yhdessä
Company purpose
Yhtiön toimialana on asiakkaisiin ja asiakassaataviin liittyvien erilaisten myynnin ja taloushallinnon palvelujen tuottaminen, kuten asiakasvalinta-, luottotietotoiminta-, asiakkuudenhallinta-, myynti-, laskutus-, reskontra-, perintä-, tilastollisten ja juridisten palvelujen tuottaminen ja niihin liittyvä koulutus ja konsultointi sekä saatavien ostaminen, myyminen, rahoitustoiminta, saatavien hallinnointi ja sijoitustoiminta. Yhtiö voi toimintaansa varten omistaa ja hallita kiinteistöjä.
Address
Joukahaisenkatu 6
Email
etunimi.sukunimi@lowell.com
Website
www.lowell.fi
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| Item | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|
| Revenue | 121 086 | 108 781 | 113 759 | 108 914 | 106 820 |
| Staff expenses | −22 225 | −24 276 | −22 076 | −24 268 | −22 292 |
| EBITDA | 25 900 | 26 351 | 25 668 | 17 609 | 16 837 |
| Depreciation & amort. | −4 542 | −6 158 | −4 646 | −5 556 | −6 598 |
| EBIT | 21 358 | 20 192 | 21 023 | 12 053 | 10 238 |
| Net financials | −3 977 | −4 665 | −5 104 | −7 780 | −7 952 |
| Profit before tax | 4 181 | 3 527 | 9 919 | 893 | 286 |
| Tax | 3 437 | 3 080 | 3 313 | 433 | 38 |
| Net profit | 744 | 447 | 6 606 | 460 | 248 |
| Item | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|
| Total assets | 135 545 | 145 927 | 165 276 | 1 719 | 179 015 |
| Equity | 34 641 | 35 087 | 20 693 | 232 | 22 390 |
| Long-term debt | 58 992 | 59 046 | 72 605 | 729 | 58 914 |
| Short-term debt | 41 765 | 51 627 | 71 042 | 758 | 97 662 |
| Total debt | 100 904 | 110 839 | 144 583 | 1 487 | 156 576 |
EBITDA margin
15.8%
This company
15.8%
Market median
+0% vs market
20202024
Equity ratio
12.5%
This company
38.2%
Market median
-67% vs market
20202024
Return on equity
1.1%
This company
18.4%
Market median
-94% vs market
20202024
Net profit margin
0.2%
This company
8.1%
Market median
-98% vs market
20202024
Asset turnover
0.60×
This company
1.12×
Market median
-46% vs market
20202024
Debt / equity
7.00×
This company
0.62×
Market median
-1029% vs market
20202024
- Annual report 2024Filed via PRH / YTJ · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via PRH / YTJ · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via PRH / YTJ · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via PRH / YTJ · Period 2021-01-01 – 2021-12-31
- Annual report 2020Filed via PRH / YTJ · Period 2020-01-01 – 2020-12-31
| Name | Role | Member since |
|---|---|---|
| Current (1) | ||
SV Chief Executive Officer | Chief Executive Officer | 2024 |
| Former (6) | ||
LM Confidential Clerk | Confidential Clerk | 2019 – 2020 |
JM Chief Executive Officer | Chief Executive Officer | 2019 – 2024 |
AP Confidential Clerk | Confidential Clerk | 2018 – 2019 |
JM Audit | Audit | 2018 – 2023 |
TM Chief Executive Officer | Chief Executive Officer | 2015 – 2019 |
OO Confidential Clerk | Confidential Clerk | 2018 – 2022 |
| Name | Role | Member since |
|---|---|---|
| Current (4) | ||
| Board of Directors | 2024 | |
| Board of Directors | 2024 | |
| Board of Directors | 2022 | |
| Chairperson | 2024 | |
| Former (5) | ||
| Chairperson | 2019 – 2024 | |
| Board of Directors | 2019 – 2021 | |
| Board of Directors | 2019 – 2019 | |
| Chairperson | 2016 – 2019 | |
| Board of Directors | 2016 – 2022 | |
No shareholder data available.
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
No registered parent or subsidiaries
Board members of Lowell Suomi Oy also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Laura Marjaana Inttilä | Confidential Clerk | 0 companies |
| Juho Matias Ylinen | Chief Executive Officer | 0 companies |
| Auli Päivikki Suominen | Confidential Clerk | 0 companies |
| Seppo Vilho Allan Lahtinen | Chief Executive Officer | 0 companies |
| Juha-Pekka Mylén | Audit | 0 companies |
| Tuija Minna Maarit Keronen | Chief Executive Officer | 0 companies |
| Ossi Olavi Elonen | Confidential Clerk | 0 companies |
| Tommi Teodor Aulén | Board of Directors | 0 companies |
| Johan Erik Magnus Agerman | Chairperson | 0 companies |
| Ralph Johannes Zeller | Board of Directors | 0 companies |
| Jonas Arlebäck | Board of Directors | 0 companies |
| Lars Hjarrand | Board of Directors | 0 companies |
| Trond Brandsrud | Chairperson | 0 companies |
| Eva Sofia Olofsson | Board of Directors | 0 companies |
| Juha Pekka Alftan | Board of Directors | 0 companies |
| Geir Inge Skålevik | Chairperson | 0 companies |