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Hämeen Osuuspankki
OP
Active
Y-tunnus 0152543-1
Aleksanterinkatu 20, 15140
Lahti
Other monetary intermediation
· NACE 6419
Est. 1923
291 employees
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Hämeen Osuuspankki
Overview
Financials
People & ownership
Related companies
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Financials
Revenue
EUR millions
0M
24M
48M
72M
95M
0M
2022
1M
2023
83M
2024
0M
2025
EBITDA
EUR millions
0M
30M
60M
90M
120M
-9M
2022
28M
2023
104M
2024
51M
2025
Income statement
EUR thousands
Item
2022
2023
2024
2025
Revenue
0
541
83 113
0
Staff expenses
−8 679
9 009
−1 656 348
−19 988
EBITDA
−9 151
27 741
104 453
51 333
Depreciation & amort.
—
−329
−45 406
−0
EBIT
−9 151
27 412
59 047
51 333
Net financials
39 242
49 160
9 883 439
76 037
Profit before tax
32 791
30 535
637 513
113 683
Tax
2 503
4 797
600 875
4 032
Net profit
30 251
25 738
36 638
33 614
Balance sheet
EUR thousands
Item
2022
2023
2024
2025
Total assets
11 765
4 231 047
4 490 797
1
Equity
337 200
470 476
494 799
494 799
Long-term debt
491 293
27 310
28 175
0
Short-term debt
1 943 919
17 756 093
154 234
3 096
Total debt
2 435 654
3 664 411
3 883 438
3 096
Financial ratios
5-year trend
EBITDA margin
5133316700.0%
This company
15.8%
Market median
+32489346103% vs market
2022
2025
Equity ratio
63112132.7%
This company
38.2%
Market median
+165214907% vs market
2022
2025
Return on equity
6.8%
This company
18.4%
Market median
-63% vs market
2022
2025
Net profit margin
3361438700.0%
This company
8.1%
Market median
+41499243110% vs market
2022
2025
Asset turnover
0.00×
This company
1.12×
Market median
-100% vs market
2022
2025
Debt / equity
-1.00×
This company
0.62×
Market median
+261% vs market
2022
2025
Annual reports & filings
Annual report 2025
Filed via PRH / YTJ · Period 2025-01-01 – 2025-12-31
View
PDF
Annual report 2024
Filed via PRH / YTJ · Period 2024-01-01 – 2024-12-31
View
PDF
Annual report 2023
Filed via PRH / YTJ · Period 2023-01-01 – 2023-12-31
View
PDF
Annual report 2022
Filed via PRH / YTJ · Period 2022-01-01 – 2022-12-31
View
PDF
More on Hämeen Osuuspankki
Overview →
Headline figures, risk assessment and company summary
People & ownership →
Management, board and shareholder breakdown
Related companies →
Corporate hierarchy, parent and subsidiary network
