Riskpilot← Back to searchSign inGet full accessVaara-Karjalan Osuuspankki
OPDissolvedY-tunnus 0167576-3Mantsintie 5Other monetary intermediation · NACE 6419Est. 192520 employees
Revenue 2025
EUR 0
EBITDA margin
—
Equity ratio
—
Financial strength
Net profit 2025
EUR 0
20 employees
| Revenue | EUR 0 | — |
| EBITDA | EUR 0 | — |
| Net profit | EUR 0 | — |
| Total assets | EUR 0 | -100% |
| Equity | EUR 0 | -100% |
| Employees | 20 | — |
Legal name
Vaara-Karjalan Osuuspankki
Y-tunnus number
0167576-3
Legal form
Osuuspankki
NACE code
6419 · Other monetary intermediation
Founded
13. tammikuuta 1925
Share capital
—
Employees
20 (FTE)
VAT registered
No
Audit selected
No
Last report
2025-03-31
Financial year
January – December
Signatory rights
Hallituksen puheenjohtaja ja toimitusjohtaja yhdessä
Company purpose
Osuuspankin tarkoituksena on harjoittaa omistaja-asiakkaidensa omistamana osuuskuntamuotoisena talletuspankkina luottolaitostoimintaa omistaja-asiakkaiden ja asiakkaiden taloudellisen menestyksen tukemiseksi. Osuuspankin palveluita saavat käyttää muutkin kuin omistaja-asiakkaat. Osuuspankki tarjoaa sijoituspalvelulain mukaisia sijoituspalveluja ja oheispalveluja toimilupansa mukaisesti.
Address
Mantsintie 5
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| Item | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Revenue | 0 | 0 | 0 | 0 |
| Staff expenses | −1 603 | −0 | −0 | −0 |
| EBITDA | −1 911 | 0 | 0 | 0 |
| Depreciation & amort. | — | −0 | −0 | −0 |
| EBIT | −1 911 | 0 | 0 | 0 |
| Net financials | 9 631 | 0 | 0 | 0 |
| Profit before tax | 8 076 | 0 | 0 | 0 |
| Tax | 1 426 | −0 | −0 | −0 |
| Net profit | 6 636 | 0 | 0 | 0 |
| Item | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 57 918 | 550 496 | 571 174 | 0 |
| Equity | 94 793 | 94 266 | 102 038 | 0 |
| Long-term debt | 66 368 | 0 | 0 | 0 |
| Short-term debt | 465 212 | 190 | 6 854 207 | 0 |
| Total debt | 531 607 | 445 733 | 458 794 | 0 |
EBITDA margin
0.0%
This company
15.8%
Market median
-100% vs market
20222025
Equity ratio
0.0%
This company
38.2%
Market median
-100% vs market
20222025
Return on equity
0.0%
This company
18.4%
Market median
-100% vs market
20222025
Net profit margin
0.0%
This company
8.1%
Market median
-100% vs market
20222025
Asset turnover
0.00×
This company
1.12×
Market median
-100% vs market
20222025
Debt / equity
-1.00×
This company
0.62×
Market median
+261% vs market
20222025
- Annual report 2025Filed via PRH / YTJ · Period 2025-01-01 – 2025-03-31
- Annual report 2024Filed via PRH / YTJ · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via PRH / YTJ · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via PRH / YTJ · Period 2022-01-01 – 2022-12-31
| Name | Role | Member since |
|---|---|---|
| Current (22) | ||
JM Person with significant control | Person with significant control | 2020 |
MH Person with significant control | Person with significant control | 2020 |
TT Person with significant control | Person with significant control | 2020 |
HI Person with significant control | Person with significant control | 2020 |
SR Person with significant control | Person with significant control | 2020 |
AL Person with significant control | Person with significant control | 2020 |
MK Person with significant control | Person with significant control | 2022 |
MJ Person with significant control | Person with significant control | 2020 |
TS Person with significant control | Person with significant control | 2020 |
PJ Person with significant control | Person with significant control | 2024 |
RM Person with significant control | Person with significant control | 2020 |
HA Person with significant control | Person with significant control | 2020 |
PS Deputy Chief Executive Officer | Deputy Chief Executive Officer | 2018 |
SA Person with significant control | Person with significant control | 2020 |
EM Person with significant control | Person with significant control | 2024 |
JM Person with significant control | Person with significant control | 2022 |
JE Person with significant control | Person with significant control | 2024 |
SA Person with significant control | Person with significant control | 2020 |
RH Chief Executive Officer | Chief Executive Officer | 2018 |
PJ Person with significant control | Person with significant control | 2020 |
AJ Person with significant control | Person with significant control | 2020 |
TA Person with significant control | Person with significant control | 2020 |
| Former (6) | ||
MH Person with significant control | Person with significant control | 2020 – 2022 |
JB Person with significant control | Person with significant control | 2020 – 2022 |
SL Person with significant control | Person with significant control | 2020 – 2024 |
AA Person with significant control | Person with significant control | 2020 – 2022 |
MA Person with significant control | Person with significant control | 2020 – 2023 |
RT Person with significant control | Person with significant control | 2020 – 2021 |
| Name | Role | Member since |
|---|---|---|
| Current (15) | ||
| Chairperson | 2020 | |
| Board of Directors | 2021 | |
| Board of Directors | 2023 | |
| Board of Directors | 2019 | |
| Board of Directors | 2020 | |
| Board of Directors | 2020 | |
| Board of Directors | 2020 | |
| Board of Directors | 2019 | |
| Board of Directors | 2020 | |
| Board of Directors | 2022 | |
| Board of Directors | 2020 | |
| Board of Directors | 2020 | |
| Chairperson | 2019 | |
| Board of Directors | 2020 | |
| Board of Directors | 2021 | |
| Former (5) | ||
| Board of Directors | 2020 – 2021 | |
| Board of Directors | 2020 – 2021 | |
| Board of Directors | 2019 – 2022 | |
| Board of Directors | 2020 – 2024 | |
| Board of Directors | 2020 – 2023 | |
No shareholder data available.
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
Vaara-Karjalan Osuuspankki 
Kiinteistö Oy Ilomantsin YrityspihaBoard members of Vaara-Karjalan Osuuspankki also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Jaana Marketta Putto | Person with significant control | 0 companies |
| Marika Hannele Puumalainen | Person with significant control | 0 companies |
| Teija Tuulikki Louhelainen | Person with significant control | 0 companies |
| Marja Hannele Eronen | Person with significant control | 0 companies |
| Heli Irmeli Kuivalainen | Person with significant control | 0 companies |
| Sanna-Mari Räty | Person with significant control | 0 companies |
| Anna Liisa Hoskonen | Person with significant control | 0 companies |
| Milla Krista Oksanen | Person with significant control | 0 companies |
| Mika Johannes Heiskanen | Person with significant control | 0 companies |
| Tanja Susanna Kainulainen | Person with significant control | 0 companies |
| Pipsa Juulia Pesonen | Person with significant control | 0 companies |
| Jaana Birgitta Mäkelä | Person with significant control | 0 companies |
| Reetta Maria Huovinen-Eskelinen | Person with significant control | 0 companies |
| Heli Anneli Huurinainen | Person with significant control | 0 companies |
| Päivi Sinikka Hartikainen | Deputy Chief Executive Officer | 0 companies |
| Sari Anita Hiltunen | Person with significant control | 0 companies |
| Sirkka Liisa Annikki Laakkonen | Person with significant control | 0 companies |
| Eini Maria Muhonen | Person with significant control | 0 companies |
| Juha Mikael Kinnunen | Person with significant control | 0 companies |
| Anita Aulikki Salmela | Person with significant control | 0 companies |
| Janira Emilia Gonzalez Väyrynen | Person with significant control | 0 companies |
| Sirpa Anneli Eskelinen | Person with significant control | 0 companies |
| Raili Hyvönen | Chief Executive Officer | 0 companies |
| Pasi Juhani Purmonen | Person with significant control | 0 companies |
| Marja-Liisa Anneli Ruottinen | Person with significant control | 0 companies |
| Ritva Tellervo Kuronen | Person with significant control | 0 companies |
| Antti Johannes Turunen | Person with significant control | 0 companies |
| Tanja Annika Räty | Person with significant control | 0 companies |
| Merja Kyllikki Kuukkanen | Chairperson | 0 companies |
| Heidi Marjut Hassinen | Board of Directors | 0 companies |
| Ville Veikko Oskari Toivanen | Board of Directors | 0 companies |
| Antti Juhani Immonen | Board of Directors | 0 companies |
| Kare-Petri Lätti | Board of Directors | 0 companies |
| Päivi Helena Nenonen | Board of Directors | 0 companies |
| Mika Henrikki Vatanen | Board of Directors | 0 companies |
| Aija Johanna Vartiainen | Board of Directors | 0 companies |
| Tuija Marita Huovinen | Board of Directors | 0 companies |
| Suvi Hannele Meriläinen | Board of Directors | 0 companies |
| Tiina Elina Määttä | Board of Directors | 0 companies |
| Esa Matti Haaranen | Board of Directors | 0 companies |
| Olli Pesonen | Board of Directors | 0 companies |
| Reino Juho Olavi Oksman | Board of Directors | 0 companies |
| Riitta Anneli Pajarinen | Board of Directors | 0 companies |
| Markku Sakari Nuutinen | Board of Directors | 0 companies |
| Harri Henrik Turunen | Chairperson | 0 companies |
| Timo Lauri Juhani Laukkanen | Board of Directors | 0 companies |
| Jari Pekka Jeskanen | Board of Directors | 0 companies |
| Jouni Juhani Turunen | Board of Directors | 0 companies |