Riskpilot← Back to searchSign inGet full accessRautalammin Osuuspankki
OPDissolvedY-tunnus 0172575-9Kuopiontie 32Other monetary intermediation · NACE 6419Est. 19086 employeeswww.op.fi
Revenue 2025
EUR 0
EBITDA margin
—
Equity ratio
18.1%
Financial strength
Net profit 2025
EUR 2,5M
6 employees
| Revenue | EUR 0 | — |
| EBITDA | EUR 1M | — |
| Net profit | EUR 2,5M | — |
| Total assets | EUR 102M | — |
| Equity | EUR 18,5M | — |
| Employees | 6 | — |
Legal name
Rautalammin Osuuspankki
Y-tunnus number
0172575-9
Legal form
Osuuspankki
NACE code
6419 · Other monetary intermediation
Founded
30. huhtikuuta 1908
Share capital
—
Employees
6 (FTE)
VAT registered
No
Audit selected
No
Last report
2025-09-30
Financial year
January – December
Signatory rights
Hallituksen puheenjohtaja ja toimitusjohtaja yhdessä
Company purpose
Osuuspankin tarkoituksena on harjoittaa omistaja-asiakkaidensa omistamana osuuskuntamuotoisena talletuspankkina luottolaitostoimintaa omistaja-asiakkaiden ja asiakkaiden taloudellisen menestyksen tukemiseksi. Osuuspankin palveluita saavat käyttää muutkin kuin omistaja-asiakkaat. Osuuspankki tarjoaa sijoituspalvelulain mukaisia sijoituspalveluja ja oheispalveluja toimilupansa mukaisesti.
Address
Kuopiontie 32
Phone
+3580102562701
Email
rautalammin@op.fi
Website
www.op.fi
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Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Revenue | 0 | 74 | 0 | 0 |
| Staff expenses | −446 | 451 | −0 | −342 |
| EBITDA | −520 | 2 202 | 0 | 1 017 |
| Depreciation & amort. | — | −210 | −0 | −0 |
| EBIT | −520 | 1 992 | 0 | 1 017 |
| Net financials | 1 940 | 2 931 | 0 | 1 543 |
| Profit before tax | 1 784 | 1 653 | 0 | 2 560 |
| Tax | 54 | 281 | −0 | 66 |
| Net profit | 1 726 | 1 371 | 0 | 2 494 |
| Item | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 1 808 | 95 268 | 0 | 101 950 |
| Equity | 15 243 | 16 813 | 0 | 18 480 |
| Long-term debt | 7 272 | 0 | 0 | 0 |
| Short-term debt | 77 919 | 254 405 | 0 | 228 |
| Total debt | 85 193 | 77 695 | 0 | 82 389 |
EBITDA margin
101672700.0%
This company
15.8%
Market median
+643498001% vs market
20222025
Equity ratio
18.1%
This company
38.2%
Market median
-53% vs market
20222025
Return on equity
13.5%
This company
18.4%
Market median
+27% vs market
20222025
Net profit margin
249374000.0%
This company
8.1%
Market median
+3078691258% vs market
20222025
Asset turnover
0.00×
This company
1.12×
Market median
-100% vs market
20222025
Debt / equity
4.52×
This company
0.62×
Market median
-629% vs market
20222025
- Annual report 2025Filed via PRH / YTJ · Period 2025-01-01 – 2025-09-30
- Annual report 2024Filed via PRH / YTJ · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via PRH / YTJ · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via PRH / YTJ · Period 2022-01-01 – 2022-12-31
| Name | Role | Member since |
|---|---|---|
| Current (6) | ||
AO Person with significant control | Person with significant control | 2017 |
MT Deputy Chief Executive Officer | Deputy Chief Executive Officer | 2024 |
EP Chief Executive Officer | Chief Executive Officer | 2003 |
OE Person with significant control | Person with significant control | 2022 |
AK Person with significant control | Person with significant control | 2017 |
PM Person with significant control | Person with significant control | 2017 |
| Former (2) | ||
PK Deputy Chief Executive Officer | Deputy Chief Executive Officer | 2022 – 2024 |
PH Person with significant control | Person with significant control | 2017 – 2022 |
| Name | Role | Member since |
|---|---|---|
| Current (15) | ||
| Board of Directors | 2023 | |
| Board of Directors | 2023 | |
| Chairperson | 2021 | |
| Board of Directors | 2017 | |
| Board of Directors | 2017 | |
| Board of Directors | 2017 | |
| Board of Directors | 2017 | |
| Chairperson | 2017 | |
| Board of Directors | 2017 | |
| Board of Directors | 2021 | |
| Board of Directors | 2021 | |
| Board of Directors | 2021 | |
| Board of Directors | 2021 | |
| Board of Directors | 2017 | |
| Board of Directors | 2017 | |
| Former (9) | ||
| Board of Directors | 2017 – 2021 | |
| Board of Directors | 2017 – 2021 | |
| Board of Directors | 2017 – 2021 | |
| Board of Directors | 2017 – 2021 | |
| Board of Directors | 2017 – 2021 | |
| Chairperson | 2017 – 2021 | |
| Board of Directors | 2017 – 2023 | |
| Board of Directors | 2017 – 2021 | |
| Board of Directors | 2017 – 2021 | |
No shareholder data available.
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No registered parent or subsidiaries
Board members of Rautalammin Osuuspankki also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Antti Oskari Haanpää | Person with significant control | 0 companies |
| Markku Tapani Niskanen | Deputy Chief Executive Officer | 0 companies |
| Paula Katariina Rintala | Deputy Chief Executive Officer | 0 companies |
| Esko Pekka Markkanen | Chief Executive Officer | 0 companies |
| Päivi Hannele Heikkinen | Person with significant control | 0 companies |
| Outi Elina Pakarinen | Person with significant control | 0 companies |
| Assi Kristiina Mensonen | Person with significant control | 0 companies |
| Piia Maaret Gråsten | Person with significant control | 0 companies |
| Jani Seppo Kristian Tuovinen | Board of Directors | 0 companies |
| Maarit Kristiina Vepsäläinen | Board of Directors | 0 companies |
| Timo Kalevi Lindsberg | Chairperson | 0 companies |
| Jarmo Olavi Säämänen | Board of Directors | 0 companies |
| Pekka Tapani Rossi | Board of Directors | 0 companies |
| Reeta Katariina Lyytinen | Board of Directors | 0 companies |
| Leena-Maija Pakarinen | Board of Directors | 0 companies |
| Markku Juha Aapeli Utriainen | Board of Directors | 0 companies |
| Jukka Olavi Varis | Board of Directors | 0 companies |
| Pentti Johannes Hytönen | Board of Directors | 0 companies |
| Arvo Heikki Leskinen | Chairperson | 0 companies |
| Tarja Irmeli Luukkonen | Board of Directors | 0 companies |
| Timo Satuli | Board of Directors | 0 companies |
| Leni Kaarina Koukkari | Board of Directors | 0 companies |
| Tero Johannes Röntynen | Board of Directors | 0 companies |
| Eeva Anita Ruotsalainen | Chairperson | 0 companies |
| Terttu Johanna Nevalainen | Board of Directors | 0 companies |
| Ari Veli Virta | Board of Directors | 0 companies |
| Minna Maarit Laitinen | Board of Directors | 0 companies |
| Veli Matti Vepsäläinen | Board of Directors | 0 companies |
| Jyrki Mikael Laitinen | Board of Directors | 0 companies |
| Juha Aarne Jalkanen | Board of Directors | 0 companies |
| Minna Susanna Vauhkonen | Board of Directors | 0 companies |
| Kirsi Hannele Mannila | Board of Directors | 0 companies |