Riskpilot← Back to searchSign inGet full accessTervon Osuuspankki
OPDissolvedY-tunnus 0173074-2Urheilutie 1Other monetary intermediation · NACE 6419Est. 19047 employees
Revenue 2024
EUR 6K
EBITDA margin
—
Equity ratio
12.4%
Financial strength
Net profit 2024
EUR 0
7 employees
| Revenue | EUR 6K | — |
| EBITDA | EUR 0 | — |
| Net profit | EUR 0 | — |
| Total assets | EUR 80,1M | +894038% |
| Equity | EUR 10M | — |
| Employees | 7 | — |
Legal name
Tervon Osuuspankki
Y-tunnus number
0173074-2
Legal form
Osuuspankki
NACE code
6419 · Other monetary intermediation
Founded
11. toukokuuta 1904
Share capital
—
Employees
7 (FTE)
VAT registered
No
Audit selected
No
Last report
2024-12-31
Financial year
January – December
Signatory rights
Hallituksen puheenjohtaja ja toimitusjohtaja yhdessä
Company purpose
Osuuspankin tarkoituksena on harjoittaa omistaja-asiakkaidensa omistamana osuuskuntamuotoisena talletuspankkina luottolaitostoimintaa omistaja-asiakkaiden ja asiakkaiden taloudellisen menestyksen tukemiseksi. Osuuspankin palveluita saavat käyttää muutkin kuin omistaja-asiakkaat. Osuuspankki tarjoaa sijoituspalvelulain mukaisia sijoituspalveluja ja oheispalveluja toimilupansa mukaisesti.
Address
Urheilutie 1
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2022 | 2023 | 2024 |
|---|---|---|---|
| Revenue | 0 | — | 6 |
| Staff expenses | −467 | — | −0 |
| EBITDA | −727 | — | 0 |
| Depreciation & amort. | — | — | −19 |
| EBIT | −727 | — | 0 |
| Net financials | 1 946 | — | 0 |
| Profit before tax | 1 392 | — | 0 |
| Tax | 77 | — | −0 |
| Net profit | 1 304 | — | 0 |
| Item | 2022 | 2023 | 2024 |
|---|---|---|---|
| Total assets | 1 634 | 9 | 80 106 |
| Equity | 10 059 | — | 9 959 |
| Long-term debt | 13 635 | — | 1 035 |
| Short-term debt | 70 659 | 37 | 90 572 |
| Total debt | 84 309 | — | 68 744 |
EBITDA margin
0.0%
This company
15.8%
Market median
-100% vs market
20222024
Equity ratio
12.4%
This company
38.2%
Market median
-68% vs market
20222024
Return on equity
0.0%
This company
18.4%
Market median
-100% vs market
20222024
Net profit margin
0.0%
This company
8.1%
Market median
-100% vs market
20222024
Asset turnover
0.00×
This company
1.12×
Market median
-100% vs market
20222024
Debt / equity
7.04×
This company
0.62×
Market median
-1035% vs market
20222024
| Name | Role | Member since |
|---|---|---|
| Current (5) | ||
JJ Chief Executive Officer | Chief Executive Officer | 2010 |
EA Deputy Chief Executive Officer | Deputy Chief Executive Officer | 2024 |
JP Person with significant control | Person with significant control | 2024 |
SM Person with significant control | Person with significant control | 2024 |
MS Person with significant control | Person with significant control | 2022 |
| Former (7) | ||
AM Person with significant control | Person with significant control | 2020 – 2024 |
MT Person with significant control | Person with significant control | 2023 – 2024 |
RO Deputy Chief Executive Officer | Deputy Chief Executive Officer | 2024 – 2024 |
JP Person with significant control | Person with significant control | 2022 – 2024 |
MA Person with significant control | Person with significant control | 2020 – 2022 |
HM | Audit | 2016 – 2025 |
MH Person with significant control | Person with significant control | 2020 – 2022 |
| Name | Role | Member since |
|---|---|---|
| Current (13) | ||
| Board of Directors | 2023 | |
| Board of Directors | 2023 | |
| Board of Directors | 2023 | |
| Chairperson | 2020 | |
| Board of Directors | 2020 | |
| Board of Directors | 2020 | |
| Board of Directors | 2023 | |
| Board of Directors | 2020 | |
| Board of Directors | 2020 | |
| Board of Directors | 2020 | |
| Board of Directors | 2023 | |
| Board of Directors | 2020 | |
| Chairperson | 2020 | |
| Former (9) | ||
| Board of Directors | 2020 – 2023 | |
| Board of Directors | 2020 – 2023 | |
| Board of Directors | 2020 – 2023 | |
| Board of Directors | 2020 – 2023 | |
| Board of Directors | 2020 – 2023 | |
| Board of Directors | 2020 – 2023 | |
| Board of Directors | 2020 – 2022 | |
| Board of Directors | 2020 – 2022 | |
| Board of Directors | 2020 – 2023 | |
No shareholder data available.
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No registered parent or subsidiaries
Board members of Tervon Osuuspankki also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Arja Marita Sorjonen | Person with significant control | 0 companies |
| Markku Tapani Niskanen | Person with significant control | 0 companies |
| Ritva Orvokki Suomalainen | Deputy Chief Executive Officer | 0 companies |
| Jani Juhani Kääriäinen | Chief Executive Officer | 0 companies |
| Jari Pekka Tikkanen | Person with significant control | 0 companies |
| Emmi Anna Maria Tunkkari | Deputy Chief Executive Officer | 0 companies |
| Marjut Annikki Korhonen | Person with significant control | 0 companies |
| Henrik Markus Eliel Snellman | Audit | 0 companies |
| Jukka Petteri Juntunen | Person with significant control | 0 companies |
| Sari Marjut Lyytikäinen | Person with significant control | 0 companies |
| Maiju Susanna Myllylä | Person with significant control | 0 companies |
| Mervi Helena Kukkonen | Person with significant control | 0 companies |
| Jaana Kristiina Mykkänen | Board of Directors | 0 companies |
| Eija Helinä Räisänen | Board of Directors | 0 companies |
| Heikki Tapio Liimatainen | Board of Directors | 0 companies |
| Anne Birgitta Maapuro | Board of Directors | 0 companies |
| Anne Marketta Simonen-Ruuskanen | Board of Directors | 0 companies |
| Kimmo Sakari Honkanen | Board of Directors | 0 companies |
| Vesa Juhani Hanhijoki | Chairperson | 0 companies |
| Jukka Matti Tossavainen | Board of Directors | 0 companies |
| Kari Seppo Mähönen | Board of Directors | 0 companies |
| Terttu Helinä Nuutinen | Board of Directors | 0 companies |
| Kirsi Anne Irene Karttunen | Board of Directors | 0 companies |
| Katja Hannele Suhonen | Board of Directors | 0 companies |
| Toni Henri Johannes Kontio | Board of Directors | 0 companies |
| Petri Kyösti Kaipiainen | Board of Directors | 0 companies |
| Erkki Aulis Pääkkönen | Board of Directors | 0 companies |
| Timo Tapio Korhonen | Board of Directors | 0 companies |
| Minna Maria Rossi | Board of Directors | 0 companies |
| Teija Hannele Korhonen | Board of Directors | 0 companies |
| Vesa-Matti Olavi Lintunen | Board of Directors | 0 companies |
| Markku Tapio Granander | Board of Directors | 0 companies |
| Minna Kaisa Jaakkola | Chairperson | 0 companies |
| Hans-Erik Wallén | Board of Directors | 0 companies |