Riskpilot← Back to searchSign inGet full accessSavonmaan Osuuspankki
OPActiveY-tunnus 0173110-4Urheilutie 1Other monetary intermediation · NACE 6419Est. 19089 employeeswww.op.fi
Revenue 2024
EUR 0
EBITDA margin
—
Equity ratio
0.4%
Financial strength
Net profit 2024
EUR 0
-100% vs 2022
| Revenue | EUR 0 | — |
| EBITDA | EUR 0 | — |
| Net profit | EUR 0 | -100% |
| Total assets | EUR 5,7B | +29805% |
| Equity | EUR 24,9M | +2% |
| Employees | 9 | — |
Legal name
Savonmaan Osuuspankki
Y-tunnus number
0173110-4
Legal form
Osuuspankki
NACE code
6419 · Other monetary intermediation
Founded
21. toukokuuta 1908
Share capital
—
Employees
9 (FTE)
VAT registered
No
Audit selected
No
Last report
2024-12-31
Financial year
January – December
Signatory rights
Hallituksen puheenjohtaja ja toimitusjohtaja yhdessä
Company purpose
Osuuspankin tarkoituksena on harjoittaa omistaja-asiakkaidensa omistamana osuuskuntamuotoisena talletuspankkina luottolaitostoimintaa omistaja-asiakkaiden ja asiakkaiden taloudellisen menestyksen tukemiseksi. Osuuspankin palveluita saavat käyttää muutkin kuin omistaja-asiakkaat. Osuuspankki tarjoaa sijoituspalvelulain mukaisia sijoituspalveluja ja oheispalveluja toimilupansa mukaisesti.
Address
Urheilutie 1
Phone
+35801000500
Email
savonmaa@op.fi
Website
www.op.fi
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2022 | 2024 |
|---|---|---|
| Revenue | 0 | 0 |
| Staff expenses | −683 | −0 |
| EBITDA | −872 | 0 |
| Depreciation & amort. | — | −0 |
| EBIT | −872 | 0 |
| Net financials | 3 908 | 0 |
| Profit before tax | 3 811 | 0 |
| Tax | 217 | −0 |
| Net profit | 3 589 | 0 |
| Item | 2022 | 2024 |
|---|---|---|
| Total assets | 19 118 | 5 717 292 |
| Equity | 24 410 | 24 936 |
| Long-term debt | 23 932 | 0 |
| Short-term debt | 158 038 | −498 |
| Total debt | 181 971 | 163 241 |
EBITDA margin
0.0%
This company
15.8%
Market median
-100% vs market
20222024
Equity ratio
0.4%
This company
38.2%
Market median
-99% vs market
20222024
Return on equity
0.0%
This company
18.4%
Market median
-100% vs market
20222024
Net profit margin
0.0%
This company
8.1%
Market median
-100% vs market
20222024
Asset turnover
0.00×
This company
1.12×
Market median
-100% vs market
20222024
Debt / equity
228.28×
This company
0.62×
Market median
-36719% vs market
20222024
| Name | Role | Member since |
|---|---|---|
| Current (3) | ||
JR Chief Executive Officer | Chief Executive Officer | 2023 |
EA Person with significant control | Person with significant control | 2025 |
TR Deputy Chief Executive Officer | Deputy Chief Executive Officer | 2012 |
| Former (12) | ||
PH Person with significant control | Person with significant control | 2020 – 2022 |
KA Person with significant control | Person with significant control | 2020 – 2021 |
SA Person with significant control | Person with significant control | 2020 – 2022 |
HA Person with significant control | Person with significant control | 2020 – 2021 |
PM Person with significant control | Person with significant control | 2020 – 2025 |
ME Person with significant control | Person with significant control | 2020 – 2024 |
SM Person with significant control | Person with significant control | 2020 – 2021 |
PH Person with significant control | Person with significant control | 2020 – 2022 |
KM Person with significant control | Person with significant control | 2020 – 2022 |
NJ Person with significant control | Person with significant control | 2020 – 2022 |
EH Chief Executive Officer | Chief Executive Officer | 2012 – 2023 |
VM Person with significant control | Person with significant control | 2020 – 2022 |
| Name | Role | Member since |
|---|---|---|
| Current (16) | ||
| Board of Directors | 2020 | |
| Board of Directors | 2025 | |
| Board of Directors | 2025 | |
| Chairperson | 2022 | |
| Board of Directors | 2025 | |
| Board of Directors | 2024 | |
| Board of Directors | 2022 | |
| Board of Directors | 2020 | |
| Board of Directors | 2025 | |
| Board of Directors | 2020 | |
| Board of Directors | 2025 | |
| Board of Directors | 2020 | |
| Board of Directors | 2025 | |
| Chairperson | 2025 | |
| Board of Directors | 2022 | |
| Board of Directors | 2025 | |
| Former (14) | ||
| Board of Directors | 2022 – 2025 | |
| Board of Directors | 2020 – 2023 | |
| Board of Directors | 2020 – 2021 | |
| Board of Directors | 2020 – 2025 | |
| Board of Directors | 2021 – 2025 | |
| Board of Directors | 2020 – 2023 | |
| Board of Directors | 2020 – 2022 | |
| Chairperson | 2020 – 2022 | |
| Board of Directors | 2020 – 2021 | |
| Board of Directors | 2020 – 2025 | |
| Board of Directors | 2020 – 2021 | |
| Board of Directors | 2020 – 2021 | |
| Board of Directors | 2021 – 2024 | |
| Board of Directors | 2020 – 2022 | |
No shareholder data available.
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
No registered parent or subsidiaries
Board members of Savonmaan Osuuspankki also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Jari-Pekka Raatikainen | Chief Executive Officer | 0 companies |
| Emmi Anna Maria Tunkkari | Person with significant control | 0 companies |
| Pirjo Helena Vilander | Person with significant control | 0 companies |
| Kaisu Annukka Happonen | Person with significant control | 0 companies |
| Sointu Aino Inkeri Miettinen | Person with significant control | 0 companies |
| Heidi Annikki Holopainen | Person with significant control | 0 companies |
| Petri Matias Karhu | Person with significant control | 0 companies |
| Matti Eelis Juhani Mustonen | Person with significant control | 0 companies |
| Sini Mirjami Kärki | Person with significant control | 0 companies |
| Päivi Helena Koistinen | Person with significant control | 0 companies |
| Katri Marjaana Koponen | Person with significant control | 0 companies |
| Nanni-Juulia Johanna Hietamies | Person with significant control | 0 companies |
| Esa Heino Simanainen | Chief Executive Officer | 0 companies |
| Venla-Katri Marjatta Tuomainen | Person with significant control | 0 companies |
| Tarja Riitta Anneli Nykänen | Deputy Chief Executive Officer | 0 companies |
| Liisa Maria Pentikäinen | Board of Directors | 0 companies |
| Satu Helena Jäntti | Board of Directors | 0 companies |
| Lea Anneli Säisä | Board of Directors | 0 companies |
| Anne Marketta Simonen-Ruuskanen | Board of Directors | 0 companies |
| Kimmo Sakari Honkanen | Board of Directors | 0 companies |
| Kari Matias Pitkänen | Board of Directors | 0 companies |
| Tatu Markus Miettinen | Chairperson | 0 companies |
| Vesa Juhani Hanhijoki | Board of Directors | 0 companies |
| Iida Maria Sallinen | Board of Directors | 0 companies |
| Kirsi Johanna Miettinen | Board of Directors | 0 companies |
| Jouni Henrik Kuronen | Board of Directors | 0 companies |
| Katri Helena Ruokolainen | Board of Directors | 0 companies |
| Terttu Helinä Nuutinen | Board of Directors | 0 companies |
| Pauli Tapio Puurunen | Board of Directors | 0 companies |
| Senni Marketta Alho | Board of Directors | 0 companies |
| Joona Aleksi Hiltunen | Board of Directors | 0 companies |
| Kirsi Anne Irene Karttunen | Board of Directors | 0 companies |
| Ulla-Maija Karvonen | Board of Directors | 0 companies |
| Anitta Hannele Käsnänen | Board of Directors | 0 companies |
| Hannu Pekka Smolander | Chairperson | 0 companies |
| Anne-Mari Hannele Heiskanen | Board of Directors | 0 companies |
| Taina Irene Räsänen | Board of Directors | 0 companies |
| Markku Tapio Granander | Board of Directors | 0 companies |
| Antti Tapio Miettinen | Board of Directors | 0 companies |
| Minna Kaisa Jaakkola | Chairperson | 0 companies |
| Kai Sakari Karinen | Board of Directors | 0 companies |
| Juho Heikki Karvonen | Board of Directors | 0 companies |
| Rauno Kalevi Hämäläinen | Board of Directors | 0 companies |
| Antti Pekka Happonen | Board of Directors | 0 companies |
| Tiina Tellervo Räsänen | Board of Directors | 0 companies |