Riskpilot← Back to searchSign inGet full accessAlajärven Osuuspankki
OPDissolvedY-tunnus 0177600-3Keskuskatu 9Other monetary intermediation · NACE 6419Est. 192423 employees
Revenue 2025
EUR 0
EBITDA margin
—
Equity ratio
18.3%
Financial strength
Net profit 2025
EUR 0
23 employees
| Revenue | EUR 0 | — |
| EBITDA | EUR 0 | — |
| Net profit | EUR 0 | — |
| Total assets | EUR 410,2M | +2396% |
| Equity | EUR 75,2M | — |
| Employees | 23 | — |
Legal name
Alajärven Osuuspankki
Y-tunnus number
0177600-3
Legal form
Osuuspankki
NACE code
6419 · Other monetary intermediation
Founded
17. kesäkuuta 1924
Share capital
—
Employees
23 (FTE)
VAT registered
No
Audit selected
No
Last report
2025-07-31
Financial year
January – December
Signatory rights
Hallituksen puheenjohtaja ja toimitusjohtaja yhdessä
Company purpose
Osuuspankin tarkoituksena on harjoittaa omistaja-asiakkaidensa omistamana osuuskuntamuotoisena talletuspankkina luottolaitostoimintaa omistaja-asiakkaiden ja asiakkaiden taloudellisen menestyksen tukemiseksi. Osuuspankin palveluita saavat käyttää muutkin kuin omistaja-asiakkaat. Osuuspankki tarjoaa sijoituspalvelulain mukaisia sijoituspalveluja ja oheispalveluja toimilupansa mukaisesti.
Address
Keskuskatu 9
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Revenue | 0 | — | — | 0 |
| Staff expenses | −1 208 | — | −2 893 | −0 |
| EBITDA | −1 226 | — | — | 0 |
| Depreciation & amort. | — | — | −2 248 | −0 |
| EBIT | −1 226 | — | −11 141 | 0 |
| Net financials | 6 179 | — | — | 0 |
| Profit before tax | 5 732 | — | — | 0 |
| Tax | 397 | — | — | −0 |
| Net profit | 5 326 | — | — | 0 |
| Item | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 2 120 | 7 451 412 | 16 434 | 410 202 |
| Equity | 73 249 | — | 0 | 75 239 |
| Long-term debt | 67 021 | — | 0 | 0 |
| Short-term debt | 326 720 | — | 4 495 594 | 297 |
| Total debt | 393 763 | — | 343 364 | 325 269 |
EBITDA margin
0.0%
This company
15.8%
Market median
-100% vs market
20222025
Equity ratio
18.3%
This company
38.2%
Market median
-52% vs market
20222025
Return on equity
0.0%
This company
18.4%
Market median
-100% vs market
20222025
Net profit margin
0.0%
This company
8.1%
Market median
-100% vs market
20222025
Asset turnover
0.00×
This company
1.12×
Market median
-100% vs market
20222025
Debt / equity
4.45×
This company
0.62×
Market median
-618% vs market
20222025
- Annual report 2025Filed via PRH / YTJ · Period 2025-01-01 – 2025-07-31
- Annual report 2024Filed via PRH / YTJ · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via PRH / YTJ · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via PRH / YTJ · Period 2022-01-01 – 2022-12-31
| Name | Role | Member since |
|---|---|---|
| Current (3) | ||
MM Deputy Chief Executive Officer | Deputy Chief Executive Officer | 2023 |
MP Person with significant control | Person with significant control | 2024 |
MJ Chief Executive Officer | Chief Executive Officer | 2024 |
| Former (3) | ||
RM Person with significant control | Person with significant control | 2020 – 2022 |
MT Chief Executive Officer | Chief Executive Officer | 2022 – 2024 |
JJ Chief Executive Officer | Chief Executive Officer | 2008 – 2022 |
| Name | Role | Member since |
|---|---|---|
| Current (17) | ||
| Board of Directors | 2020 | |
| Board of Directors | 2024 | |
| Board of Directors | 2020 | |
| Chairperson | 2020 | |
| Board of Directors | 2020 | |
| Chairperson | 2024 | |
| Board of Directors | 2024 | |
| Board of Directors | 2021 | |
| Board of Directors | 2024 | |
| Board of Directors | 2019 | |
| Board of Directors | 2020 | |
| Board of Directors | 2024 | |
| Board of Directors | 2022 | |
| Board of Directors | 2020 | |
| Board of Directors | 2019 | |
| Board of Directors | 2020 | |
| Board of Directors | 2019 | |
| Former (9) | ||
| Board of Directors | 2020 – 2022 | |
| Board of Directors | 2019 – 2024 | |
| Board of Directors | 2020 – 2021 | |
| Chairperson | 2019 – 2022 | |
| Board of Directors | 2020 – 2022 | |
| Board of Directors | 2020 – 2021 | |
| Board of Directors | 2020 – 2022 | |
| Board of Directors | 2020 – 2023 | |
| Board of Directors | 2022 – 2024 | |
No shareholder data available.
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
No registered parent or subsidiaries
Board members of Alajärven Osuuspankki also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Riitta Marjatta Holkko | Person with significant control | 0 companies |
| Markku Tapani Pelkonen | Chief Executive Officer | 0 companies |
| Minna Maarit Sippola | Deputy Chief Executive Officer | 0 companies |
| Jari Juhani Leivo | Chief Executive Officer | 0 companies |
| Mikael Petteri Penninkangas | Person with significant control | 0 companies |
| Matti Johannes Mäkinen | Chief Executive Officer | 0 companies |
| Maria Hannele Leppälä | Board of Directors | 0 companies |
| Iita Maaria Turpela | Board of Directors | 0 companies |
| Alarik Matias Rinne | Board of Directors | 0 companies |
| Marjo Anneli Vistiaho | Board of Directors | 0 companies |
| Anne-Maarit Yli-Sissala | Board of Directors | 0 companies |
| Jarmo Matti Juhani Nurmela | Chairperson | 0 companies |
| Sari Kaarina Parkkonen | Board of Directors | 0 companies |
| Salla Marjatta Hemminki | Chairperson | 0 companies |
| Teija Anneli Tuomela | Board of Directors | 0 companies |
| Jukka Jaakko Samuel Nurmi | Board of Directors | 0 companies |
| Jani Tapani Turja | Board of Directors | 0 companies |
| Sisko Helena Tellervo Ojanperä | Board of Directors | 0 companies |
| Antti Tero Tapani Joensuu | Board of Directors | 0 companies |
| Arto Matti Mustaniemi | Chairperson | 0 companies |
| Tuomo Sakari Kortesaari | Board of Directors | 0 companies |
| Juha Tapani Huvila | Board of Directors | 0 companies |
| Heikki Kaleva Hautamäki | Board of Directors | 0 companies |
| Joni Pekka Mäki | Board of Directors | 0 companies |
| Henriikka Anna Maria Jaatinen | Board of Directors | 0 companies |
| Toni Tapio Harjula | Board of Directors | 0 companies |
| Tarja Anneli Kyrönlahti | Board of Directors | 0 companies |
| Mikko Olavi Ranta | Board of Directors | 0 companies |
| Hilkka Annikki Palomäki | Board of Directors | 0 companies |
| Kati Marjut Salo | Board of Directors | 0 companies |
| Juha Sakari Kantola | Board of Directors | 0 companies |
| Lasse Mikael Pesu | Board of Directors | 0 companies |