Riskpilot← Back to searchSign inGet full accessAalto Osuuspankki
OPActiveY-tunnus 0180229-1Keskuspuistikko 7Other monetary intermediation · NACE 6419Est. 1925— employees
Revenue 2025
EUR 0
EBITDA margin
—
-135% vs 2024
Equity ratio
8.4%
Financial strength
Net profit 2025
EUR 1,4M
-45% vs 2024
| Revenue | EUR 0 | — |
| EBITDA | EUR -1,2M | -135% |
| Net profit | EUR 1,4M | -45% |
| Total assets | EUR 505,2M | -7% |
| Equity | EUR 42,3M | +2% |
| Employees | — | — |
Legal name
Aalto Osuuspankki
Y-tunnus number
0180229-1
Legal form
Osuuspankki
NACE code
6419 · Other monetary intermediation
Founded
25. elokuuta 1925
Share capital
—
Employees
—
VAT registered
No
Audit selected
No
Last report
2025-12-31
Financial year
January – December
Signatory rights
Hallituksen puheenjohtaja ja toimitusjohtaja yhdessä
Company purpose
Osuuspankin tarkoituksena on harjoittaa jäsentensä omistamana osuuskuntamuotoisena talletuspankkina luottolaitostoimintaa jäsentensä ja asiakkaidensa taloudellisen menestyksen tukemiseksi. Osuuspankin palveluita saavat käyttää muutkin kuin jäsenet. Osuuspankki tarjoaa sijoituspalvelulain mukaisia sijoituspalveluja ja oheispalveluja toimilupansa mukaisesti.
Address
Keskuspuistikko 7
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| Item | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Revenue | 0 | 15 | 0 | 0 |
| Staff expenses | −2 809 | −3 | −3 619 | −4 091 |
| EBITDA | −3 483 | 5 | 3 385 | −1 189 |
| Depreciation & amort. | −60 | −0 | −0 | −0 |
| EBIT | −3 543 | 5 | 3 385 | −1 189 |
| Net financials | 8 596 | 0 | 11 705 | 10 589 |
| Profit before tax | 6 403 | 18 | 15 090 | 12 400 |
| Tax | 240 | −0 | 755 | 362 |
| Net profit | 6 163 | 3 | 2 630 | 1 449 |
| Item | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 31 438 | 483 | 542 165 | 505 216 |
| Equity | 35 732 | 39 | 41 659 | 42 294 |
| Long-term debt | 1 478 | 0 | 0 | 0 |
| Short-term debt | 0 | 0 | 270 | 435 |
| Total debt | 1 478 | 0 | 490 619 | 456 035 |
EBITDA margin
-118878600.0%
This company
15.8%
Market median
-752396303% vs market
20222025
Equity ratio
8.4%
This company
38.2%
Market median
-78% vs market
20222025
Return on equity
3.4%
This company
18.4%
Market median
-82% vs market
20222025
Net profit margin
144927500.0%
This company
8.1%
Market median
+1789228295% vs market
20222025
Asset turnover
0.00×
This company
1.12×
Market median
-100% vs market
20222025
Debt / equity
10.95×
This company
0.62×
Market median
-1666% vs market
20222025
- Annual report 2025Filed via PRH / YTJ · Period 2025-01-01 – 2025-12-31
- Annual report 2024Filed via PRH / YTJ · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via PRH / YTJ · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via PRH / YTJ · Period 2022-01-01 – 2022-12-31
| Name | Role | Member since |
|---|---|---|
| Current (12) | ||
SH Chief Executive Officer | Chief Executive Officer | 2026 |
KK Person with significant control | Person with significant control | 2016 |
MH Deputy Chief Executive Officer | Deputy Chief Executive Officer | 2026 |
EM Person with significant control | Person with significant control | 2021 |
TJ Person with significant control | Person with significant control | 2025 |
TK Person with significant control | Person with significant control | 2016 |
AE Person with significant control | Person with significant control | 2016 |
JM Person with significant control | Person with significant control | 2016 |
MS Person with significant control | Person with significant control | 2025 |
AA Person with significant control | Person with significant control | 2016 |
KM Person with significant control | Person with significant control | 2025 |
MT Person with significant control | Person with significant control | 2016 |
| Former (5) | ||
JT Person with significant control | Person with significant control | 2016 – 2025 |
SM Person with significant control | Person with significant control | 2021 – 2025 |
AA Chief Executive Officer | Chief Executive Officer | 2020 – 2026 |
EM Person with significant control | Person with significant control | 2016 – 2021 |
MH Person with significant control | Person with significant control | 2016 – 2021 |
| Name | Role | Member since |
|---|---|---|
| Current (26) | ||
| Board of Directors | 2018 | |
| Chairperson | 2021 | |
| Board of Directors | 2019 | |
| Board of Directors | 2018 | |
| Board of Directors | 2019 | |
| Board of Directors | 2024 | |
| Board of Directors | 2019 | |
| Board of Directors | 2018 | |
| Board of Directors | 2023 | |
| Board of Directors | 2023 | |
| Board of Directors | 2019 | |
| Board of Directors | 2024 | |
| Board of Directors | 2023 | |
| Board of Directors | 2023 | |
| Board of Directors | 2019 | |
| Board of Directors | 2023 | |
| Board of Directors | 2018 | |
| Board of Directors | 2023 | |
| Board of Directors | 2023 | |
| Board of Directors | 2023 | |
| Board of Directors | 2023 | |
| Board of Directors | 2023 | |
| Board of Directors | 2018 | |
| Board of Directors | 2018 | |
| Chairperson | 2019 | |
| Board of Directors | 2018 | |
| Former (20) | ||
| Board of Directors | 2018 – 2023 | |
| Board of Directors | 2018 – 2024 | |
| Board of Directors | 2023 – 2025 | |
| Board of Directors | 2018 – 2023 | |
| Board of Directors | 2018 – 2021 | |
| Board of Directors | 2018 – 2024 | |
| Chairperson | 2018 – 2021 | |
| Board of Directors | 2018 – 2025 | |
| Board of Directors | 2018 – 2024 | |
| Board of Directors | 2018 – 2025 | |
| Board of Directors | 2019 – 2021 | |
| Board of Directors | 2023 – 2025 | |
| Board of Directors | 2023 – 2025 | |
| Board of Directors | 2018 – 2024 | |
| Board of Directors | 2018 – 2023 | |
| Board of Directors | 2018 – 2023 | |
| Board of Directors | 2023 – 2024 | |
| Board of Directors | 2018 – 2024 | |
| Board of Directors | 2018 – 2023 | |
| Board of Directors | 2018 – 2023 | |
No shareholder data available.
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
Aalto Osuuspankki 
Kiinteistö Oy KylymäjyräBoard members of Aalto Osuuspankki also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Jari Tapio Kuhna | Person with significant control | 0 companies |
| Sari Helena Saarakkala | Chief Executive Officer | 0 companies |
| Kirsi Katriina Talvitie | Person with significant control | 0 companies |
| Marjut Hannele Järvinen | Deputy Chief Executive Officer | 0 companies |
| Elina Maaria Riippi | Person with significant control | 0 companies |
| Sirkku Maria Vuoto | Person with significant control | 0 companies |
| Tiina Jenina Sundell | Person with significant control | 0 companies |
| Tarja Kaarina Isotalo | Person with significant control | 0 companies |
| Anne Elina Mäkinen | Person with significant control | 0 companies |
| Jaana Maarit Isoniemi | Person with significant control | 0 companies |
| Mari Susanna Lehtonen | Person with significant control | 0 companies |
| Antti Aatos Savola | Chief Executive Officer | 0 companies |
| Aleksi Aleksander Forsström | Person with significant control | 0 companies |
| Eija Marita Lintala | Person with significant control | 0 companies |
| Krista Marika Puhakka | Person with significant control | 0 companies |
| Maarit Terttu Tuulikki Vähäsaari | Person with significant control | 0 companies |
| Merja Hannele Komusaari | Person with significant control | 0 companies |
| Vesa-Matti Olavi Keskimäki | Board of Directors | 0 companies |
| Hanne Armi Maarit Leino | Board of Directors | 0 companies |
| Kari Antero Nurmela | Chairperson | 0 companies |
| Pirjo Riikka Ala-Nikkola | Board of Directors | 0 companies |
| Pasi Jukka Pohjois-Koivisto | Board of Directors | 0 companies |
| Sirpa Marja Johanna Alkkiomäki | Board of Directors | 0 companies |
| Mari Eveliina Seppänen | Board of Directors | 0 companies |
| Mari Irene Oja-Lipasti | Board of Directors | 0 companies |
| Erika Petra Maria Hilden | Board of Directors | 0 companies |
| Tapio Ilmari Harmanen | Board of Directors | 0 companies |
| Päivi Hannele Krekola | Board of Directors | 0 companies |
| Arto Sakari Haavisto | Board of Directors | 0 companies |
| Merja Kyllikki Keskimäki | Board of Directors | 0 companies |
| Reetta Tuulikki Hakala | Board of Directors | 0 companies |
| Jussi Pekka Tuomisto | Board of Directors | 0 companies |
| Kari Juho Tuomas Ollikkala | Chairperson | 0 companies |
| Pekka Jussi Iisakki Kurjenluoma | Board of Directors | 0 companies |
| Heikki Mikael Hakala | Board of Directors | 0 companies |
| Elisa Tuulikki Korjonen | Board of Directors | 0 companies |
| Päivi Helena Latva-Koivisto | Board of Directors | 0 companies |
| Taru Helena Ala-Korpela | Board of Directors | 0 companies |
| Leena Marianne Viitaharju | Board of Directors | 0 companies |
| Anna-Kaisa Katariina Niemi | Board of Directors | 0 companies |
| Kari Vesa Verner Piirto | Board of Directors | 0 companies |
| Kati Johanna Mansikkamäki | Board of Directors | 0 companies |
| Olli Juhani Seppälä | Board of Directors | 0 companies |
| Krista Marjaana Lahtinen | Board of Directors | 0 companies |
| Henna Riikka Rantamäki | Board of Directors | 0 companies |
| Antti Samuli Viertola | Board of Directors | 0 companies |
| Esko Juhani Markkila | Board of Directors | 0 companies |
| Leena Anneli Nevala | Board of Directors | 0 companies |
| Arto Asser Rantanen | Board of Directors | 0 companies |
| Mauno Iisakki Vataja | Board of Directors | 0 companies |
| Jarmo Juhani Lehtola | Board of Directors | 0 companies |
| Rauno Antero Palomäki | Board of Directors | 0 companies |
| Hannu Matias Tervanen | Board of Directors | 0 companies |
| Kimmo Sakari Ristimäki | Board of Directors | 0 companies |
| Masa Mikael Mäki-Jyllilä | Board of Directors | 0 companies |
| Päivi Maarit Nurminen | Board of Directors | 0 companies |
| Kari Kalle Juhani Jokisalo | Board of Directors | 0 companies |
| Olli Pekka Latva-Luopa | Board of Directors | 0 companies |
| Veli-Matti Hirsimäki | Board of Directors | 0 companies |
| Rainer Matias Kuusisto | Board of Directors | 0 companies |
| Olavi Juhani Kuja-Lipasti | Chairperson | 0 companies |
| Asko Jaakko Kahila | Board of Directors | 0 companies |
| Mari Kaisa Ihamäki | Board of Directors | 0 companies |