Riskpilot← Back to searchSign inGet full accessKainuun Osuuspankki
OPActiveY-tunnus 0185495-6Pohjolankatu 18Other monetary intermediation · NACE 6419Est. 19166395 employees
Revenue 2024
EUR 0
EBITDA margin
—
Equity ratio
14.9%
Financial strength
Net profit 2024
EUR 0
6395 employees
| Revenue | EUR 0 | — |
| EBITDA | EUR 0 | — |
| Net profit | EUR 0 | — |
| Total assets | EUR 1,1B | +132410% |
| Equity | EUR 163,3M | — |
| Employees | 6395 | — |
Legal name
Kainuun Osuuspankki
Y-tunnus number
0185495-6
Legal form
Osuuspankki
NACE code
6419 · Other monetary intermediation
Founded
12. toukokuuta 1916
Share capital
—
Employees
6395 (FTE)
VAT registered
No
Audit selected
No
Last report
2024-12-31
Financial year
January – December
Signatory rights
Hallituksen puheenjohtaja ja toimitusjohtaja yhdessä
Company purpose
Osuuspankin tarkoituksena on harjoittaa omistaja-asiakkaidensa omistamana osuuskuntamuotoisena talletuspankkina luottolaitostoimintaa omistaja-asiakkaiden ja asiakkaiden taloudellisen menestyksen tukemiseksi. Osuuspankin palveluita saavat käyttää muutkin kuin omistaja-asiakkaat. Osuuspankki tarjoaa sijoituspalvelulain mukaisia sijoituspalveluja ja oheispalveluja toimilupansa mukaisesti.
Address
Pohjolankatu 18
Phone
+3580102561701
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2022 | 2023 | 2024 |
|---|---|---|---|
| Revenue | 0 | — | 0 |
| Staff expenses | −2 959 | — | −0 |
| EBITDA | −3 485 | — | 0 |
| Depreciation & amort. | — | — | −0 |
| EBIT | −3 485 | — | 0 |
| Net financials | 19 429 | — | 0 |
| Profit before tax | 16 546 | — | 0 |
| Tax | 3 255 | — | −0 |
| Net profit | 13 273 | — | 0 |
| Item | 2022 | 2023 | 2024 |
|---|---|---|---|
| Total assets | 87 189 | 828 | 1 096 889 |
| Equity | 172 069 | — | 163 278 |
| Long-term debt | 212 360 | 0 | 0 |
| Short-term debt | 1 021 627 | 1 068 | 3 818 |
| Total debt | 1 234 052 | — | 911 005 |
EBITDA margin
0.0%
This company
15.8%
Market median
-100% vs market
20222024
Equity ratio
14.9%
This company
38.2%
Market median
-61% vs market
20222024
Return on equity
0.0%
This company
18.4%
Market median
-100% vs market
20222024
Net profit margin
0.0%
This company
8.1%
Market median
-100% vs market
20222024
Asset turnover
0.00×
This company
1.12×
Market median
-100% vs market
20222024
Debt / equity
5.72×
This company
0.62×
Market median
-823% vs market
20222024
| Name | Role | Member since |
|---|---|---|
| Current (11) | ||
JP Person with significant control | Person with significant control | 2025 |
MA Deputy Chief Executive Officer | Deputy Chief Executive Officer | 2025 |
MA Person with significant control | Person with significant control | 2026 |
JT Person with significant control | Person with significant control | 2023 |
PO Person with significant control | Person with significant control | 2018 |
ME Person with significant control | Person with significant control | 2018 |
RE Person with significant control | Person with significant control | 2018 |
JP Person with significant control | Person with significant control | 2026 |
SE Person with significant control | Person with significant control | 2025 |
VJ Person with significant control | Person with significant control | 2023 |
MA Person with significant control | Person with significant control | 2018 |
| Former (4) | ||
HE Person with significant control | Person with significant control | 2018 – 2025 |
OS Person with significant control | Person with significant control | 2018 – 2021 |
TS Chief Executive Officer | Chief Executive Officer | 2019 – 2026 |
PK Person with significant control | Person with significant control | 2018 – 2025 |
| Name | Role | Member since |
|---|---|---|
| Current (23) | ||
| Board of Directors | 2025 | |
| Board of Directors | 2020 | |
| Board of Directors | 2021 | |
| Board of Directors | 2025 | |
| Board of Directors | 2021 | |
| Board of Directors | 2020 | |
| Chairperson | 2022 | |
| Board of Directors | 2021 | |
| Board of Directors | 2025 | |
| Board of Directors | 2025 | |
| Board of Directors | 2025 | |
| Board of Directors | 2026 | |
| Board of Directors | 2023 | |
| Board of Directors | 2025 | |
| Board of Directors | 2021 | |
| Board of Directors | 2025 | |
| Board of Directors | 2025 | |
| Chairperson | 2025 | |
| Board of Directors | 2020 | |
| Board of Directors | 2023 | |
| Board of Directors | 2020 | |
| Board of Directors | 2025 | |
| Board of Directors | 2025 | |
| Former (19) | ||
| Board of Directors | 2020 – 2025 | |
| Board of Directors | 2020 – 2025 | |
| Board of Directors | 2020 – 2021 | |
| Board of Directors | 2022 – 2025 | |
| Board of Directors | 2020 – 2023 | |
| Board of Directors | 2020 – 2021 | |
| Chairperson | 2020 – 2022 | |
| Board of Directors | 2020 – 2021 | |
| Board of Directors | 2020 – 2025 | |
| Board of Directors | 2020 – 2021 | |
| Board of Directors | 2020 – 2023 | |
| Board of Directors | 2020 – 2021 | |
| Board of Directors | 2020 – 2024 | |
| Chairperson | 2020 – 2025 | |
| Board of Directors | 2020 – 2025 | |
| Board of Directors | 2020 – 2023 | |
| Board of Directors | 2025 – 2026 | |
| Board of Directors | 2020 – 2022 | |
| Board of Directors | 2020 – 2025 | |
No shareholder data available.
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
No registered parent or subsidiaries
Board members of Kainuun Osuuspankki also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Jaana Pauliina Mustonen | Person with significant control | 0 companies |
| Maarit Anneli Korpinen | Deputy Chief Executive Officer | 0 companies |
| Marko Antero Huotari | Person with significant control | 0 companies |
| Jenni Tuulikki Tuikka | Person with significant control | 0 companies |
| Hanna Elina Wallenberg | Person with significant control | 0 companies |
| Pertti Oskari Mikkonen | Person with significant control | 0 companies |
| Marianne Eveliina Eteläsaari | Person with significant control | 0 companies |
| Riikka Eliisa Meriläinen | Person with significant control | 0 companies |
| Olli-Matti Sakari Kokkonen | Person with significant control | 0 companies |
| Teuvo Sakari Perätalo | Chief Executive Officer | 0 companies |
| Jani Petteri Leino | Person with significant control | 0 companies |
| Susanna Eini Inkeri Rajakangas | Person with significant control | 0 companies |
| Ville Juhani Pennanen | Person with significant control | 0 companies |
| Minna Anneli Karjalainen | Person with significant control | 0 companies |
| Päivi Kristiina Luttinen | Person with significant control | 0 companies |
| Inna Tölli | Board of Directors | 0 companies |
| Tuomas Jussi Samuli Härkönen | Board of Directors | 0 companies |
| Jukka Tapio Määttä | Board of Directors | 0 companies |
| Hanna Kaisa Kemppainen | Board of Directors | 0 companies |
| Jouko Sakari Korhonen | Board of Directors | 0 companies |
| Jari Antero Tolonen | Board of Directors | 0 companies |
| Juha Mikko Huotari | Board of Directors | 0 companies |
| Miska Petteri Närhi | Board of Directors | 0 companies |
| Elina Mirjami Mannermaa | Board of Directors | 0 companies |
| Sirpa Anneli Moilanen | Board of Directors | 0 companies |
| Ritva Hannele Tolonen | Board of Directors | 0 companies |
| Timo Tapani Jaaranen | Board of Directors | 0 companies |
| Veli-Pekka Mäkeläinen | Chairperson | 0 companies |
| Päivi Tellervo Auno | Board of Directors | 0 companies |
| Esa Kalervo Rimpiläinen | Chairperson | 0 companies |
| Kaija Sofia Karhunsaari | Board of Directors | 0 companies |
| Tero Tapani Huusko | Board of Directors | 0 companies |
| Erja Orvokki Niittyviita | Board of Directors | 0 companies |
| Teemu Petteri Heikkinen | Board of Directors | 0 companies |
| Pentti Juhani Malinen | Board of Directors | 0 companies |
| Hannu Matti Keränen | Board of Directors | 0 companies |
| Merja Leena Leinonen | Board of Directors | 0 companies |
| Tiina Maria Mäkäräinen | Board of Directors | 0 companies |
| Jonna Riikka Janitta Seppänen | Board of Directors | 0 companies |
| Heli Irmeli Lehtinen | Board of Directors | 0 companies |
| Elina Kristiina Keränen | Board of Directors | 0 companies |
| Juha Olavi Mustonen | Chairperson | 0 companies |
| Heli Marjatta Lehmusvuori | Board of Directors | 0 companies |
| Saara Vappu Seppänen | Board of Directors | 0 companies |
| Teemu Taneli Sutinen | Board of Directors | 0 companies |
| Marja Sinikka Pehkonen | Board of Directors | 0 companies |
| Arja Elsa Tervonen | Board of Directors | 0 companies |
| Sami Petteri Juntunen | Board of Directors | 0 companies |
| Toivo Anthony Piirainen | Board of Directors | 0 companies |
| Terho Sakari Väisänen | Board of Directors | 0 companies |
| Kari Ilmari Raappana | Chairperson | 0 companies |
| Kaisa Justiina Marin | Board of Directors | 0 companies |
| Jussi Matti Tolonen | Board of Directors | 0 companies |
| Samuli Matias Leinonen | Board of Directors | 0 companies |
| Jenni Heidi Annika Kovalainen | Board of Directors | 0 companies |
| Miia Iida Maritta Moilanen | Board of Directors | 0 companies |
| Seppo Ensio Lukkari | Board of Directors | 0 companies |