Riskpilot← Back to searchSign inGet full accessKuhmon Osuuspankki
OPDissolvedY-tunnus 0186199-6Koulukatu 10Other monetary intermediation · NACE 6419Est. 192213 employees
Revenue 2024
EUR 0
EBITDA margin
—
Equity ratio
18.2%
Financial strength
Net profit 2024
EUR 0
-100% vs 2023
| Revenue | EUR 0 | — |
| EBITDA | EUR 0 | — |
| Net profit | EUR 0 | -100% |
| Total assets | EUR 270,1M | +1% |
| Equity | EUR 49,3M | +4% |
| Employees | 13 | — |
Legal name
Kuhmon Osuuspankki
Y-tunnus number
0186199-6
Legal form
Osuuspankki
NACE code
6419 · Other monetary intermediation
Founded
12. syyskuuta 1922
Share capital
—
Employees
13 (FTE)
VAT registered
No
Audit selected
No
Last report
2024-12-31
Financial year
January – December
Signatory rights
Hallituksen puheenjohtaja ja toimitusjohtaja yhdessä
Company purpose
Osuuspankin tarkoituksena on harjoittaa omistaja-asiakkaidensa omistamana osuuskuntamuotoisena talletuspankkina luottolaitostoimintaa omistaja-asiakkaiden ja asiakkaiden taloudellisen menestyksen tukemiseksi. Osuuspankin palveluita saavat käyttää muutkin kuin omistaja-asiakkaat. Osuuspankki tarjoaa sijoituspalvelulain mukaisia sijoituspalveluja ja oheispalveluja toimilupansa mukaisesti.
Address
Koulukatu 10
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| Item | 2022 | 2023 | 2024 |
|---|---|---|---|
| Revenue | 0 | 81 | 0 |
| Staff expenses | −886 | 941 | −0 |
| EBITDA | −858 | 3 576 | 0 |
| Depreciation & amort. | — | −720 | −0 |
| EBIT | −858 | 2 855 | 0 |
| Net financials | 4 482 | 5 012 | 0 |
| Profit before tax | 3 624 | 2 455 | 0 |
| Tax | 486 | 274 | −0 |
| Net profit | 3 133 | 2 182 | 0 |
| Item | 2022 | 2023 | 2024 |
|---|---|---|---|
| Total assets | 2 601 | 268 413 | 270 128 |
| Equity | 51 220 | 47 301 | 49 253 |
| Long-term debt | 27 227 | 0 | 0 |
| Short-term debt | 225 752 | 300 512 | −721 |
| Total debt | 252 984 | 217 467 | 217 335 |
EBITDA margin
0.0%
This company
15.8%
Market median
-100% vs market
20222024
Equity ratio
18.2%
This company
38.2%
Market median
-52% vs market
20222024
Return on equity
0.0%
This company
18.4%
Market median
-100% vs market
20222024
Net profit margin
0.0%
This company
8.1%
Market median
-100% vs market
20222024
Asset turnover
0.00×
This company
1.12×
Market median
-100% vs market
20222024
Debt / equity
4.48×
This company
0.62×
Market median
-623% vs market
20222024
| Name | Role | Member since |
|---|---|---|
| Current (12) | ||
ST Person with significant control | Person with significant control | 2022 |
SK Person with significant control | Person with significant control | 2020 |
HK Person with significant control | Person with significant control | 2020 |
AM Person with significant control | Person with significant control | 2022 |
KM Person with significant control | Person with significant control | 2020 |
KJ Person with significant control | Person with significant control | 2023 |
AM Deputy Chief Executive Officer | Deputy Chief Executive Officer | 2023 |
UE Person with significant control | Person with significant control | 2020 |
SS Person with significant control | Person with significant control | 2020 |
MH Chief Executive Officer | Chief Executive Officer | 2020 |
AH Person with significant control | Person with significant control | 2024 |
AM Person with significant control | Person with significant control | 2020 |
| Former (8) | ||
AS | Audit | 2016 – 2022 |
TJ Deputy auditor | Deputy auditor | 2016 – 2022 |
EK Person with significant control | Person with significant control | 2021 – 2022 |
TE Person with significant control | Person with significant control | 2020 – 2024 |
SP Person with significant control | Person with significant control | 2020 – 2021 |
JM Person with significant control | Person with significant control | 2020 – 2022 |
PH Person with significant control | Person with significant control | 2020 – 2025 |
VI Person with significant control | Person with significant control | 2020 – 2022 |
| Name | Role | Member since |
|---|---|---|
| Current (14) | ||
| Board of Directors | 2020 | |
| Board of Directors | 2025 | |
| Board of Directors | 2022 | |
| Board of Directors | 2020 | |
| Chairperson | 2025 | |
| Chairperson | 2023 | |
| Board of Directors | 2020 | |
| Board of Directors | 2021 | |
| Board of Directors | 2020 | |
| Board of Directors | 2020 | |
| Board of Directors | 2023 | |
| Board of Directors | 2020 | |
| Board of Directors | 2021 | |
| Board of Directors | 2022 | |
| Former (9) | ||
| Board of Directors | 2023 – 2024 | |
| Chairperson | 2020 – 2023 | |
| Board of Directors | 2021 – 2024 | |
| Board of Directors | 2020 – 2021 | |
| Board of Directors | 2020 – 2021 | |
| Board of Directors | 2020 – 2022 | |
| Board of Directors | 2020 – 2023 | |
| Board of Directors | 2020 – 2021 | |
| Board of Directors | 2020 – 2025 | |
No shareholder data available.
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
No registered parent or subsidiaries
Board members of Kuhmon Osuuspankki also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Antti Sakari Kääriäinen | Audit | 0 companies |
| Tapio Johannes Raappana | Deputy auditor | 0 companies |
| Suvi Tuulikki Koistinen | Person with significant control | 0 companies |
| Salla Katriina Pääkkönen | Person with significant control | 0 companies |
| Heidi Kristiina Haverinen | Person with significant control | 0 companies |
| Anu Maria Kristiina Heikkinen | Person with significant control | 0 companies |
| Eeva Karoliina Pääkkönen | Person with significant control | 0 companies |
| Timo Erkki Antero Kokkola | Person with significant control | 0 companies |
| Kirsi Maija Elisa Heikkinen | Person with significant control | 0 companies |
| Katja Johanna Heikkinen | Person with significant control | 0 companies |
| Anne Maarit Malinen | Deputy Chief Executive Officer | 0 companies |
| Silja Pirjo Tuulikki Moilanen | Person with significant control | 0 companies |
| Ulla Elisa Tervo | Person with significant control | 0 companies |
| Soili Susanna Komulainen | Person with significant control | 0 companies |
| Juho Matti Sakari Rönty | Person with significant control | 0 companies |
| Martti Heikki Ilmari Pulkkinen | Chief Executive Officer | 0 companies |
| Päivi Helena Kampman | Person with significant control | 0 companies |
| Arttu Hermanni Heikkinen | Person with significant control | 0 companies |
| Anne Marketta Kyllönen | Person with significant control | 0 companies |
| Valtteri Ilmari Sievänen | Person with significant control | 0 companies |
| Seppo Eemeli Haverinen | Board of Directors | 0 companies |
| Seppo Johannes Vilén | Board of Directors | 0 companies |
| Ari Tapani Kyllönen | Board of Directors | 0 companies |
| Juha Kristian Ahtonen | Board of Directors | 0 companies |
| Katja Helena Tampio-Malinen | Board of Directors | 0 companies |
| Eira Paula Maaret Piipponen | Chairperson | 0 companies |
| Arto Toivo Juhani Appelgrén | Chairperson | 0 companies |
| Hanna-Leena Katariina Huotari | Chairperson | 0 companies |
| Ilkka Tapani Määttä | Board of Directors | 0 companies |
| Mika Juhani Tampio | Board of Directors | 0 companies |
| Antti Olavi Pikkarainen | Board of Directors | 0 companies |
| Tanja Päivikki Aittokoski | Board of Directors | 0 companies |
| Riikka Leena Johanna Kähkönen | Board of Directors | 0 companies |
| Tarja Anita Seilonen | Board of Directors | 0 companies |
| Teija Hellevi Tampio | Board of Directors | 0 companies |
| Minna Emilia Seilonen | Board of Directors | 0 companies |
| Joni Petri Juhani Huotari | Board of Directors | 0 companies |
| Miia Sari Marjatta Kemppainen | Board of Directors | 0 companies |
| Jaana Elisa Mattila | Board of Directors | 0 companies |
| Arto Antero Eronen | Board of Directors | 0 companies |
| Kaisa Anneli Oinas-Panuma | Board of Directors | 0 companies |
| Timo Ensio Kyllönen | Board of Directors | 0 companies |
| Pasi Esko Antero Tervo | Board of Directors | 0 companies |