Riskpilot← Back to searchSign inGet full accessTervolan Osuuspankki
OPActiveY-tunnus 0193238-7Keskustie 95-AOther monetary intermediation · NACE 6419Est. 19227 employees
Revenue 2024
—
EBITDA margin
—
Equity ratio
—
Financial strength
Net profit 2024
—
7 employees
| Revenue | — | — |
| EBITDA | — | — |
| Net profit | — | — |
| Total assets | EUR 7,4B | +885427% |
| Equity | EUR 0 | -100% |
| Employees | 7 | — |
Legal name
Tervolan Osuuspankki
Y-tunnus number
0193238-7
Legal form
Osuuspankki
NACE code
6419 · Other monetary intermediation
Founded
21. marraskuuta 1922
Share capital
—
Employees
7 (FTE)
VAT registered
No
Audit selected
No
Last report
2024-12-31
Financial year
January – December
Signatory rights
Hallituksen puheenjohtaja ja toimitusjohtaja yhdessä
Company purpose
Osuuspankin tarkoituksena on harjoittaa omistaja-asiakkaidensa omistamana osuuskuntamuotoisena talletuspankkina luottolaitostoimintaa omistaja-asiakkaiden ja asiakkaiden taloudellisen menestyksen tukemiseksi. Osuuspankin palveluita saavat käyttää muutkin kuin omistaja-asiakkaat. Osuuspankki tarjoaa sijoituspalvelulain mukaisia sijoituspalveluja ja oheispalveluja toimilupansa mukaisesti.
Address
Keskustie 95-A
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| Item | 2022 | 2024 |
|---|---|---|
| Revenue | 0 | — |
| Staff expenses | −413 | — |
| EBITDA | −809 | — |
| Depreciation & amort. | — | — |
| EBIT | −809 | — |
| Net financials | 1 969 | — |
| Profit before tax | 1 419 | — |
| Tax | 124 | — |
| Net profit | 1 221 | — |
| Item | 2022 | 2024 |
|---|---|---|
| Total assets | 840 | 7 442 674 |
| Equity | 15 316 | 0 |
| Long-term debt | 13 820 | 0 |
| Short-term debt | 86 802 | 510 |
| Total debt | 100 625 | 510 |
EBITDA margin
0.0%
This company
15.8%
Market median
-100% vs market
20222024
Equity ratio
0.0%
This company
38.2%
Market median
-100% vs market
20222024
Return on equity
0.0%
This company
18.4%
Market median
-100% vs market
20222024
Net profit margin
0.0%
This company
8.1%
Market median
-100% vs market
20222024
Asset turnover
0.00×
This company
1.12×
Market median
-100% vs market
20222024
Debt / equity
7442674490.00×
This company
0.62×
Market median
-1200431369255% vs market
20222024
| Name | Role | Member since |
|---|---|---|
| Current (5) | ||
SF Person with significant control | Person with significant control | 2023 |
JS Chief Executive Officer | Chief Executive Officer | 2020 |
SK Person with significant control | Person with significant control | 2023 |
RA Person with significant control | Person with significant control | 2020 |
AK Deputy Chief Executive Officer | Deputy Chief Executive Officer | 2023 |
| Former (3) | ||
MH Person with significant control | Person with significant control | 2020 – 2022 |
LT Person with significant control | Person with significant control | 2022 – 2023 |
OH Person with significant control | Person with significant control | 2022 – 2026 |
| Name | Role | Member since |
|---|---|---|
| Current (14) | ||
| Board of Directors | 2014 | |
| Board of Directors | 2014 | |
| Board of Directors | 2022 | |
| Board of Directors | 2014 | |
| Board of Directors | 2014 | |
| Board of Directors | 2020 | |
| Board of Directors | 2014 | |
| Board of Directors | 2014 | |
| Board of Directors | 2014 | |
| Board of Directors | 2023 | |
| Board of Directors | 2022 | |
| Chairperson | 2023 | |
| Board of Directors | 2022 | |
| Chairperson | 2022 | |
| Former (9) | ||
| Board of Directors | 2020 – 2023 | |
| Board of Directors | 2020 – 2022 | |
| Board of Directors | 2014 – 2022 | |
| Board of Directors | 2014 – 2022 | |
| Board of Directors | 2014 – 2022 | |
| Chairperson | 2020 – 2022 | |
| Board of Directors | 2014 – 2022 | |
| Board of Directors | 2014 – 2022 | |
| Board of Directors | 2014 – 2022 | |
No shareholder data available.
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
No registered parent or subsidiaries
Board members of Tervolan Osuuspankki also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Maarit Heleena Rantakolmonen | Person with significant control | 0 companies |
| Sara-Maria Fredrika Kostamo | Person with significant control | 0 companies |
| Jussi Sakari Kuittinen | Chief Executive Officer | 0 companies |
| Sofia Karoliina Saari | Person with significant control | 0 companies |
| Liisi Tuulia Harjuniemi | Person with significant control | 0 companies |
| Reetta Annika Kolmonen | Person with significant control | 0 companies |
| Oili Helena Ollitervo | Person with significant control | 0 companies |
| Arja Kaarina Määttä | Deputy Chief Executive Officer | 0 companies |
| Pertti Väinö Keränen | Board of Directors | 0 companies |
| Pirjo Kaarina Jurva | Board of Directors | 0 companies |
| Eeva-Liisa Rajala | Board of Directors | 0 companies |
| Esko Tapio Alaollitervo | Board of Directors | 0 companies |
| Markku Olavi Alaraatikka | Board of Directors | 0 companies |
| Matti Olavi Kupari | Board of Directors | 0 companies |
| Tapio Ilmari Mommo | Board of Directors | 0 companies |
| Sari Tuulia Tervaniemi | Board of Directors | 0 companies |
| Jussi Ilmari Vaara | Board of Directors | 0 companies |
| Eero Akseli Ylimartimo | Board of Directors | 0 companies |
| Anna Katariina Lampela | Board of Directors | 0 companies |
| Hanna Julia Salminen | Board of Directors | 0 companies |
| Anna Mirjami Ylitalo | Board of Directors | 0 companies |
| Heikki Arvi Johannes Oja | Chairperson | 0 companies |
| Tarja Tuulikki Kaasila | Board of Directors | 0 companies |
| Sari Liisa Kaarninen | Board of Directors | 0 companies |
| Lea Elisabet Kokkonen | Board of Directors | 0 companies |
| Piia Maarika Rautio | Board of Directors | 0 companies |
| Tiina Helinä Havela | Chairperson | 0 companies |
| Mikko Juhani Alatossava | Board of Directors | 0 companies |
| Risto Juhani Kauppi | Chairperson | 0 companies |
| Veikko Matti Tapani Alatalo | Board of Directors | 0 companies |
| Martti Juhani Pesola | Board of Directors | 0 companies |