Riskpilot← Back to searchSign inGet full accessTornion Osuuspankki
OPDissolvedY-tunnus 0193492-1Hallituskatu 14Other monetary intermediation · NACE 6419Est. 1923— employeeswww.op.fi
Revenue 2022
EUR 0
EBITDA margin
—
Equity ratio
1299.3%
Financial strength
Net profit 2022
EUR 5,5M
| Revenue | EUR 0 | — |
| EBITDA | EUR -2,1M | — |
| Net profit | EUR 5,5M | — |
| Total assets | EUR 3,9M | — |
| Equity | EUR 51,2M | — |
| Employees | — | — |
Legal name
Tornion Osuuspankki
Y-tunnus number
0193492-1
Legal form
Osuuspankki
NACE code
6419 · Other monetary intermediation
Founded
20. syyskuuta 1923
Share capital
—
Employees
—
VAT registered
No
Audit selected
No
Last report
2022-12-31
Financial year
January – December
Signatory rights
Hallituksen puheenjohtaja ja toimitusjohtaja yhdessä
Company purpose
Osuuspankin tarkoituksena on harjoittaa omistaja-asiakkaidensa omistamana osuuskuntamuotoisena talletuspankkina luottolaitostoimintaa omistaja-asiakkaiden ja asiakkaiden taloudellisen menestyksen tukemiseksi. Osuuspankin palveluita saavat käyttää muutkin kuin omistaja-asiakkaat. Osuuspankki tarjoaa sijoituspalvelulain mukaisia sijoituspalveluja ja oheispalveluja toimilupansa mukaisesti.
Address
Hallituskatu 14
Phone
+358102576801
Email
tornion@op.fi
Website
www.op.fi
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Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2022 |
|---|---|
| Revenue | 0 |
| Staff expenses | −1 554 |
| EBITDA | −2 077 |
| Depreciation & amort. | — |
| EBIT | −2 077 |
| Net financials | 8 120 |
| Profit before tax | 6 143 |
| Tax | 670 |
| Net profit | 5 461 |
| Item | 2022 |
|---|---|
| Total assets | 3 937 |
| Equity | 51 150 |
| Long-term debt | 77 548 |
| Short-term debt | 383 187 |
| Total debt | 460 762 |
EBITDA margin
-207660000.0%
This company
15.8%
Market median
-1314303897% vs market
20222022
Equity ratio
1299.3%
This company
38.2%
Market median
+3301% vs market
20222022
Return on equity
10.7%
This company
18.4%
Market median
+42% vs market
20222022
Net profit margin
546069100.0%
This company
8.1%
Market median
+6741593727% vs market
20222022
Asset turnover
0.00×
This company
1.12×
Market median
-100% vs market
20222022
Debt / equity
-0.92×
This company
0.62×
Market median
+248% vs market
20222022
| Name | Role | Member since |
|---|---|---|
| Current (15) | ||
MS Person with significant control | Person with significant control | 2021 |
HM Person with significant control | Person with significant control | 2021 |
AV Person with significant control | Person with significant control | 2021 |
HH Person with significant control | Person with significant control | 2022 |
MA Person with significant control | Person with significant control | 2021 |
OM Person with significant control | Person with significant control | 2021 |
SM Person with significant control | Person with significant control | 2021 |
AE Person with significant control | Person with significant control | 2021 |
TE Person with significant control | Person with significant control | 2021 |
TE Chief Executive Officer | Chief Executive Officer | 2020 |
RT Person with significant control | Person with significant control | 2021 |
EP Person with significant control | Person with significant control | 2021 |
MP Person with significant control | Person with significant control | 2021 |
TI Person with significant control | Person with significant control | 2021 |
TK Person with significant control | Person with significant control | 2021 |
| Name | Role | Member since |
|---|---|---|
| Current (22) | ||
| Board of Directors | 2021 | |
| Board of Directors | 2018 | |
| Board of Directors | 2021 | |
| Board of Directors | 2021 | |
| Board of Directors | 2021 | |
| Board of Directors | 2021 | |
| Board of Directors | 2021 | |
| Board of Directors | 2021 | |
| Chairperson | 2022 | |
| Chairperson | 2021 | |
| Board of Directors | 2021 | |
| Board of Directors | 2021 | |
| Board of Directors | 2021 | |
| Board of Directors | 2018 | |
| Board of Directors | 2021 | |
| Board of Directors | 2021 | |
| Board of Directors | 2018 | |
| Board of Directors | 2021 | |
| Board of Directors | 2021 | |
| Board of Directors | 2021 | |
| Board of Directors | 2021 | |
| Board of Directors | 2021 | |
| Former (1) | ||
| Chairperson | 2018 – 2022 | |
No shareholder data available.
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
No registered parent or subsidiaries
Board members of Tornion Osuuspankki also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Merja Sinikka Myllylahti | Person with significant control | 0 companies |
| Henna Marjatta Ukonmaanaho | Person with significant control | 0 companies |
| Aapo Väinö Immonen | Person with significant control | 0 companies |
| Hanna-Leena Huotari | Person with significant control | 0 companies |
| Mervi Anna Kristiina Järvinen | Person with significant control | 0 companies |
| Outi Marjatta Hasa | Person with significant control | 0 companies |
| Sanna Matilda Duthie | Person with significant control | 0 companies |
| Anu Elisa Huhtanen | Person with significant control | 0 companies |
| Tea Emilia Anette Flankkila | Person with significant control | 0 companies |
| Terhi Eeva Erika Kuivila | Chief Executive Officer | 0 companies |
| Riitta Tellervo Rovanen | Person with significant control | 0 companies |
| Essi Pauliina Davidila | Person with significant control | 0 companies |
| Merja Pauliina Salo | Person with significant control | 0 companies |
| Taru Irja Johanna Kortesalmi | Person with significant control | 0 companies |
| Tuula Kaarina Olsen | Person with significant control | 0 companies |
| Ville Iikka Antero Rahkonen | Board of Directors | 0 companies |
| Essi-Maria Ylikitti | Board of Directors | 0 companies |
| Tuomo Sakari Palokangas | Board of Directors | 0 companies |
| Elisa Sanna Marja Tervahauta | Board of Directors | 0 companies |
| Teemu Sakari Kalliokoski | Board of Directors | 0 companies |
| Kimmo Kalervo Kaihu | Board of Directors | 0 companies |
| Jouko Otto Olavi Lindqvist | Board of Directors | 0 companies |
| Tapio Henrik Herajärvi | Board of Directors | 0 companies |
| Reetta Elina Keskitalo | Chairperson | 0 companies |
| Kari Juhani Hannu | Chairperson | 0 companies |
| Tiina Irmeli Pelimanni | Board of Directors | 0 companies |
| Risto Juhani Leinonen | Board of Directors | 0 companies |
| Marko Juhani Sadinmaa | Board of Directors | 0 companies |
| Anne Marianne Saloniemi | Board of Directors | 0 companies |
| Elina Juulia Frantti | Board of Directors | 0 companies |
| Anu Annikki Ponkala | Board of Directors | 0 companies |
| Reijo Tuomas Jussila | Board of Directors | 0 companies |
| Elina Susanna Viitavaara | Board of Directors | 0 companies |
| Aino-Mari Mirjami Hyöppinen | Board of Directors | 0 companies |
| Hanna-Reetta Ojanaho | Board of Directors | 0 companies |
| Mauri Juhani Kauppi | Chairperson | 0 companies |
| Jesse Jyrki Valtteri Alioravainen | Board of Directors | 0 companies |
| Asta Maarit Keisu | Board of Directors | 0 companies |