Riskpilot← Back to searchSign inGet full accessLapin Osuuspankki
OPDissolvedY-tunnus 0203981-4Meijeritie 2Other monetary intermediation · NACE 6419Est. 19226 employees
Revenue 2025
EUR 0
EBITDA margin
—
Equity ratio
17.6%
Financial strength
Net profit 2025
EUR 0
-100% vs 2024
| Revenue | EUR 0 | — |
| EBITDA | EUR 0 | — |
| Net profit | EUR 0 | -100% |
| Total assets | EUR 126M | +0% |
| Equity | EUR 22,2M | +0% |
| Employees | 6 | — |
Legal name
Lapin Osuuspankki
Y-tunnus number
0203981-4
Legal form
Osuuspankki
NACE code
6419 · Other monetary intermediation
Founded
14. marraskuuta 1922
Share capital
—
Employees
6 (FTE)
VAT registered
No
Audit selected
No
Last report
2025-03-31
Financial year
January – December
Signatory rights
Hallituksen puheenjohtaja ja toimitusjohtaja yhdessä
Company purpose
Osuuspankin tarkoituksena on harjoittaa omistaja-asiakkaidensa omistamana osuuskuntamuotoisena talletuspankkina luottolaitostoimintaa omistaja-asiakkaiden ja asiakkaiden taloudellisen menestyksen tukemiseksi. Osuuspankin palveluita saavat käyttää muutkin kuin omistaja-asiakkaat. Osuuspankki tarjoaa sijoituspalvelulain mukaisia sijoituspalveluja ja oheispalveluja toimilupansa mukaisesti.
Address
Meijeritie 2
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Revenue | 0 | 114 | 11 884 | 0 |
| Staff expenses | −494 | 526 | −51 706 | −0 |
| EBITDA | −622 | 2 786 | 9 055 | 0 |
| Depreciation & amort. | — | −45 | −6 172 | −0 |
| EBIT | −622 | 2 740 | 2 882 | 0 |
| Net financials | 2 354 | 3 983 | 47 586 | 0 |
| Profit before tax | 1 870 | 2 764 | 53 794 | 0 |
| Tax | 284 | 470 | 51 330 | −0 |
| Net profit | 1 582 | 2 294 | 2 464 | 0 |
| Item | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total assets | 828 | 127 122 | 125 361 | 125 956 |
| Equity | 21 311 | 19 998 | 22 274 | 22 211 |
| Long-term debt | 26 723 | 0 | 85 | 0 |
| Short-term debt | 105 632 | 120 416 | −815 | 2 010 412 |
| Total debt | 132 357 | 103 610 | 99 668 | 100 376 |
EBITDA margin
0.0%
This company
15.8%
Market median
-100% vs market
20222025
Equity ratio
17.6%
This company
38.2%
Market median
-54% vs market
20222025
Return on equity
0.0%
This company
18.4%
Market median
-100% vs market
20222025
Net profit margin
0.0%
This company
8.1%
Market median
-100% vs market
20222025
Asset turnover
0.00×
This company
1.12×
Market median
-100% vs market
20222025
Debt / equity
4.67×
This company
0.62×
Market median
-653% vs market
20222025
- Annual report 2025Filed via PRH / YTJ · Period 2025-01-01 – 2025-03-31
- Annual report 2024Filed via PRH / YTJ · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via PRH / YTJ · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via PRH / YTJ · Period 2022-01-01 – 2022-12-31
| Name | Role | Member since |
|---|---|---|
| Current (8) | ||
EM Person with significant control | Person with significant control | 2024 |
JK Chief Executive Officer | Chief Executive Officer | 2015 |
LM Person with significant control | Person with significant control | 2019 |
MJ Deputy Chief Executive Officer | Deputy Chief Executive Officer | 2015 |
MA Person with significant control | Person with significant control | 2024 |
AS Person with significant control | Person with significant control | 2024 |
JE Person with significant control | Person with significant control | 2024 |
MH Person with significant control | Person with significant control | 2019 |
| Former (6) | ||
OA | Audit | 2014 – 2022 |
SM Person with significant control | Person with significant control | 2019 – 2024 |
TK Person with significant control | Person with significant control | 2021 – 2024 |
SS Person with significant control | Person with significant control | 2019 – 2024 |
HM Person with significant control | Person with significant control | 2019 – 2024 |
LK Person with significant control | Person with significant control | 2019 – 2021 |
| Name | Role | Member since |
|---|---|---|
| Current (19) | ||
| Board of Directors | 2019 | |
| Board of Directors | 2020 | |
| Board of Directors | 2020 | |
| Board of Directors | 2023 | |
| Board of Directors | 2020 | |
| Board of Directors | 2020 | |
| Board of Directors | 2020 | |
| Board of Directors | 2020 | |
| Board of Directors | 2020 | |
| Board of Directors | 2020 | |
| Chairperson | 2024 | |
| Board of Directors | 2020 | |
| Board of Directors | 2022 | |
| Board of Directors | 2019 | |
| Board of Directors | 2022 | |
| Board of Directors | 2020 | |
| Board of Directors | 2020 | |
| Board of Directors | 2020 | |
| Board of Directors | 2019 | |
| Former (6) | ||
| Board of Directors | 2020 – 2022 | |
| Chairperson | 2019 – 2024 | |
| Chairperson | 2020 – 2023 | |
| Board of Directors | 2020 – 2022 | |
| Board of Directors | 2019 – 2021 | |
| Board of Directors | 2020 – 2022 | |
No shareholder data available.
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No registered parent or subsidiaries
Board members of Lapin Osuuspankki also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Osmo Antero Valovirta | Audit | 0 companies |
| Sanna Marjut Sveholm | Person with significant control | 0 companies |
| Essi Maria Aro-Heinilä | Person with significant control | 0 companies |
| Tiina Katariina Uusi-Kerttula | Person with significant control | 0 companies |
| Juha Kustaa Teerialho | Chief Executive Officer | 0 companies |
| Leena Marita Kauppi | Person with significant control | 0 companies |
| Sari Susanna Tammi | Person with significant control | 0 companies |
| Mikko Juhani Kankkio | Deputy Chief Executive Officer | 0 companies |
| Minka Alina Viljanen | Person with significant control | 0 companies |
| Annina Siina Vilhelmiina Rauva | Person with significant control | 0 companies |
| Hanna Maija Marva | Person with significant control | 0 companies |
| Johanna Elene Kirvesniemi | Person with significant control | 0 companies |
| Linda Katariina Maarvala | Person with significant control | 0 companies |
| Minna Hannele Kärri | Person with significant control | 0 companies |
| Mikko Tapani Suominen | Board of Directors | 0 companies |
| Jouko Johannes Anttila | Board of Directors | 0 companies |
| Onni Antti Kalervo Sabel | Board of Directors | 0 companies |
| Iiro Kristian Saarela | Board of Directors | 0 companies |
| Heikki Olavi Länne | Board of Directors | 0 companies |
| Panu Petteri Ala-Siuru | Board of Directors | 0 companies |
| Pauliina Päivikki Eskola | Board of Directors | 0 companies |
| Veijo Antero Rauvala | Board of Directors | 0 companies |
| Timo Juhani Ollila | Chairperson | 0 companies |
| Olli Tapio Yli-Kerttula | Chairperson | 0 companies |
| Simo Matias Tukkikoski | Board of Directors | 0 companies |
| Elina Loviisa Tuomola | Board of Directors | 0 companies |
| Katja Päivikki Salminen | Board of Directors | 0 companies |
| Antti Erkki Johannes Leino | Board of Directors | 0 companies |
| Sakari Jarkko Johannes Toivonen | Chairperson | 0 companies |
| Reetta Annamari Kuuslaakso | Board of Directors | 0 companies |
| Marja-Liisa Helena Salonen | Board of Directors | 0 companies |
| Anna Helena Aro | Board of Directors | 0 companies |
| Sari Anneli Raittila | Board of Directors | 0 companies |
| Janne Markus Sarin | Board of Directors | 0 companies |
| Reija Anneli Heinilä | Board of Directors | 0 companies |
| Katriina Marjo Eveliina Lehtinen | Board of Directors | 0 companies |
| Tea Marjaana Ylijoki | Board of Directors | 0 companies |
| Sami Johannes Tuominen | Board of Directors | 0 companies |
| Risto Tapio Rauva | Board of Directors | 0 companies |